T

Tata Capital Housing Finance 7.33% Jan 2031 NCD

AAA Unsecured NCD

Tata Capital Housing Finance Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AAA rated bonds · bonds maturing in 2031

Current YTM
No live YTM available
Coupon Rate
7.33%
Per annum
Maturity Date
10 Jan 2031
4.4 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,000,000
Per Bond
Market Position
YTM (Annual) EST
~7.33%
Proxied from coupon — no live trade, not a true YTM
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+59 bps
vs 4.4Y G-Sec at 6.74% *
Below the median spread for similar-tenor peers
Tenure
4.4 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
11 Jan 2027
Interest Payment
₹73,300.00 / Bond
11 Jan 2028
Interest Payment
₹73,300.00 / Bond
11 Jan 2029
Interest Payment
₹73,300.00 / Bond
11 Jan 2030
Interest Payment
₹73,300.00 / Bond
10 Jan 2031
Principal Payment
₹1,000,000.00 / Bond

Next 4 coupons + principal at maturity · per ₹1,000,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Rating action: by CRISIL on 2026-07-29 Initial rating: AAA by CRISIL on 2026-07-22 Withdrawn: AAA by CRISIL on 2026-06-19 Reaffirmed: AAA by CRISIL on 2026-06-19 Issued 2021-01-11 Matures 2031-01-10

4 rating actions on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
7.33%
YTM (Annual)
Credit Rating
AAA
(CRISIL)
Remaining Tenure
4.4 Years
Advanced metrics
Modified Duration
3.47 Yrs
Macaulay Duration
3.73 Yrs
Issue Size
₹50 Cr
Minimum Investment
₹1,000,000
(1 Bond)
Market Characteristics
Modified Duration
3.47 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Unsecured
Callable
Observations
  • This bond is unsecured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 2.67 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2021-01-11
Day Count Convention
30/360
Listed Exchange
Call / Put Option
Callable & Puttable

Issued by Tata Capital Housing Finance Limited, 7.33% UNSECURED RATED REDEEMABLE NON CONVERTIBLE SUBORDINATED DEBENTURES AS TIER II CAPITAL. SERIES TCHFL TIER II BONDS A FY 2020-21. DATE OF MATURITY 10/01/2031. is a rated, ncd paying a 7.33% p.a. coupon annual. The instrument repays principal on maturity. The issuer holds the right to redeem the bond before maturity date.

Rating Action History 4 actions
DateAgencyActionRatingOutlookRationale
2026-07-29 CRISIL Other View →
2026-07-22 CRISIL Initial AAA Stable View →
2026-06-19 CRISIL Withdrawal AAA Stable View →
2026-06-19 CRISIL Reaffirm AAA Stable View →
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2020-12-08
Rating Actions History 4 2026-07-29
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0
  • No secondary-market trades recorded — YTM figures use the coupon rate as a proxy.
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Tata Capital Housing Finance 7.33% Jan 2031 NCD?

Tata Capital Housing Finance 7.33% Jan 2031 NCD carries a coupon of 7.33%, paid annual, on a face value of ₹1,000,000.

When does Tata Capital Housing Finance 7.33% Jan 2031 NCD mature?

Tata Capital Housing Finance 7.33% Jan 2031 NCD matures on 2031-01-10, 4.4 years from today.

What is Tata Capital Housing Finance 7.33% Jan 2031 NCD rated?

Tata Capital Housing Finance 7.33% Jan 2031 NCD is rated AAA by CRISIL. As of 2020-12-08.

Is Tata Capital Housing Finance 7.33% Jan 2031 NCD secured?

Tata Capital Housing Finance 7.33% Jan 2031 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Can Tata Capital Housing Finance 7.33% Jan 2031 NCD be called or put back early?

Tata Capital Housing Finance 7.33% Jan 2031 NCD has both a call option, letting the issuer redeem it early, and a put option, letting holders require early repurchase, on scheduled dates.

More Bonds from This Issuer
7
Tata Capital Housing Finance 7.84% Sep 2026 NCD
AAA
Coupon
7.84%
Maturity
18 Sep 2026
7
Tata Capital Housing Finance 7.84% Sep 2026 NCD
Coupon
7.84%
Maturity
18 Sep 2026
A
Tata Capital Housing Finance 9.29% Oct 2026 NCD
AA
Coupon
9.29%
Maturity
23 Oct 2026
8
Tata Capital Housing Finance 8.10% Feb 2027 NCD
AAA
Coupon
8.10%
Maturity
19 Feb 2027
Compare (/) Compare Bonds

← Back to screener