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Tata Capital Housing Finance 7.50% Apr 2031 NCD

AAA Unsecured NCD

Tata Capital Housing Finance Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AAA rated bonds · bonds maturing in 2031

Current YTM
7.46%
Market YTM
Coupon Rate
7.50%
Per annum
Maturity Date
18 Apr 2031
4.6 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,000,000
Per Bond
Market Position
YTM (Annual)
7.46%
Live, last traded 2026-08-06
10Y G-Sec Benchmark
6.68%
Reference point, not this bond's tenor
Spread over G-Sec
+83 bps
vs 4.6Y G-Sec at 6.63%
Below the median spread for similar-tenor peers
Tenure
4.6 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
19 Apr 2027
Interest Payment
₹75,000.00 / Bond
19 Apr 2028
Interest Payment
₹75,000.00 / Bond
19 Apr 2029
Interest Payment
₹75,000.00 / Bond
19 Apr 2030
Interest Payment
₹75,000.00 / Bond
18 Apr 2031
Principal Payment
₹1,000,000.00 / Bond

Next 4 coupons + principal at maturity · per ₹1,000,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Rating action: by CRISIL on 2026-07-29 Initial rating: AAA by CRISIL on 2026-07-22 Withdrawn: AAA by CRISIL on 2026-06-19 Reaffirmed: AAA by CRISIL on 2026-06-19 Issued 2021-04-19 Matures 2031-04-18

4 rating actions on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
7.50%
YTM (Annual)
7.46%
Credit Rating
AAA
(CRISIL)
Remaining Tenure
4.6 Years
Advanced metrics
Modified Duration
3.71 Yrs
Macaulay Duration
3.99 Yrs
Issue Size
₹150 Cr
Minimum Investment
₹1,000,000
(1 Bond)
Market Characteristics
Modified Duration
3.71 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
2026-08-06
BSE
Trades (30 Days)
1
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • 1 secondary-market trade recorded in the last 30 days.
  • Coupon is 2.50 percentage points below the median for tracked NCD bonds. (based on 18935 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2021-04-19
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

7.50% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE SUBORDINATED DEBENTURES AS TIER II CAPITAL. SERIES TCHFL TIER II BONDS A FY 2021-22. DATE OF MATURITY 18/04/2031 is a rated, redeemable ncd issued by Tata Capital Housing Finance Limited. The bond offers a fixed coupon of 7.50% p.a. with annual interest payments and repays principal on maturity.

Rating Action History 4 actions
DateAgencyActionRatingOutlookRationale
2026-07-29 CRISIL Other View →
2026-07-22 CRISIL Initial AAA Stable View →
2026-06-19 CRISIL Withdrawal AAA Stable View →
2026-06-19 CRISIL Reaffirm AAA Stable View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-06 100.0900 7.4600 1
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2021-04-05
Rating Actions History 4 2026-07-29
Secondary-Market Trades 1 BSE 2026-08-06
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Tata Capital Housing Finance 7.50% Apr 2031 NCD?

Tata Capital Housing Finance 7.50% Apr 2031 NCD carries a coupon of 7.50%, paid annual, on a face value of ₹1,000,000.

When does Tata Capital Housing Finance 7.50% Apr 2031 NCD mature?

Tata Capital Housing Finance 7.50% Apr 2031 NCD matures on 2031-04-18, 4.6 years from today.

What is Tata Capital Housing Finance 7.50% Apr 2031 NCD rated?

Tata Capital Housing Finance 7.50% Apr 2031 NCD is rated AAA by CRISIL. As of 2021-04-05.

Is Tata Capital Housing Finance 7.50% Apr 2031 NCD secured?

Tata Capital Housing Finance 7.50% Apr 2031 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

What yield does Tata Capital Housing Finance 7.50% Apr 2031 NCD currently offer?

The last recorded trade on 2026-08-06 priced Tata Capital Housing Finance 7.50% Apr 2031 NCD at ₹100.09, implying a yield to maturity of 7.46%.

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