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Tata Capital Housing Finance 8.40% Jan 2028 NCD

AAA Secured NCD

Tata Capital Housing Finance Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: AAA rated bonds · bonds maturing in 2028

Current YTM
4.25%
Market YTM
Coupon Rate
8.40%
Per annum
Maturity Date
14 Jan 2028
1.4 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,000
Per Bond
Market Position
YTM (Annual)
4.25%
Live, last traded 2026-08-27
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
-171 bps
vs 1.4Y G-Sec at 5.95%
Below the median spread for similar-tenor peers
Tenure
1.4 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-08-11 2026-08-27
Cashflow Timeline
14 Jan 2027
Interest Payment
₹84.00 / Bond
14 Jan 2028
Principal Payment
₹1,000.00 / Bond

Next 1 coupon + principal at maturity · per ₹1,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Rating action: by CRISIL on 2026-07-29 Initial rating: AAA by CRISIL on 2026-07-22 Withdrawn: AAA by CRISIL on 2026-06-19 Reaffirmed: AAA by CRISIL on 2026-06-19 Issued 2020-01-14 Matures 2028-01-14

4 rating actions on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
8.40%
YTM (Annual)
4.25%
Credit Rating
AAA
(CRISIL)
Remaining Tenure
1.4 Years
Advanced metrics
Modified Duration
1.25 Yrs
Macaulay Duration
1.30 Yrs
Issue Size
₹91 Cr
Minimum Investment
₹1,000
(1 Bond)
Market Characteristics
Modified Duration
1.25 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
2026-08-27
NSE CM
Trades (30 Days)
17
Exchange-reported sessions
Security Status
Secured
Callable
Observations
  • This bond is secured.
  • 17 secondary-market trades recorded in the last 30 days.
  • Coupon is 1.60 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2020-01-14
Day Count Convention
30/360
Listed Exchange
Call / Put Option
Callable & Puttable

Tata Capital Housing Finance Limited issued this secured, rated, ncd (8.40% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES. SERIES V  TRANCHE I ISSUE . DATE OF MATURITY 14/01/2028) carrying a 8.40% p.a. coupon, paid annual. It repays principal on maturity. The issuer holds the right to redeem the bond before maturity date.

Rating Action History 4 actions
DateAgencyActionRatingOutlookRationale
2026-07-29 CRISIL Other View →
2026-07-22 CRISIL Initial AAA Stable View →
2026-06-19 CRISIL Withdrawal AAA Stable View →
2026-06-19 CRISIL Reaffirm AAA Stable View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-27 105.5000 4.2499 None
2026-08-26 105.8020 4.0397 None
2026-08-25 106.4000 3.6194 None
2026-08-24 106.5000 3.5572 None
2026-08-21 105.8000 4.0821 None
2026-08-19 106.4900 3.6094 None
2026-08-18 105.8000 4.1063 None
2026-08-14 105.3050 4.4884 None
2026-08-13 105.5500 4.3223 None
2026-08-11 105.6990 4.2326 None
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 2 CRISIL, ICRA 2026-06-28
Rating Actions History 4 2026-07-29
Secondary-Market Trades 10 NSE CM 2026-08-27
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Tata Capital Housing Finance 8.40% Jan 2028 NCD?

Tata Capital Housing Finance 8.40% Jan 2028 NCD carries a coupon of 8.40%, paid annual, on a face value of ₹1,000.

When does Tata Capital Housing Finance 8.40% Jan 2028 NCD mature?

Tata Capital Housing Finance 8.40% Jan 2028 NCD matures on 2028-01-14, 1.4 years from today.

What is Tata Capital Housing Finance 8.40% Jan 2028 NCD rated?

Tata Capital Housing Finance 8.40% Jan 2028 NCD is rated AAA by CRISIL and AAA by ICRA. As of 2026-06-28.

Is Tata Capital Housing Finance 8.40% Jan 2028 NCD secured?

Tata Capital Housing Finance 8.40% Jan 2028 NCD is a secured bond.

Can Tata Capital Housing Finance 8.40% Jan 2028 NCD be called or put back early?

Tata Capital Housing Finance 8.40% Jan 2028 NCD has both a call option, letting the issuer redeem it early, and a put option, letting holders require early repurchase, on scheduled dates.

What yield does Tata Capital Housing Finance 8.40% Jan 2028 NCD currently offer?

The last recorded trade on 2026-08-27 priced Tata Capital Housing Finance 8.40% Jan 2028 NCD at ₹105.50, implying a yield to maturity of 4.25%.

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