Shriram Finance Limited — Bonds & AA+ (CRISIL) Rating
NBFC · Financial Services
Verify this issuer →Latest events
Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.- 2 Nov 2026 Interest payment notice Intimation of payment of monthly interest of Non-Convertible Debentures
- 19 Oct 2026 Interest payment notice Intimation for payment of Interest on NCDs
- 12 Oct 2026 Interest payment notice Intimation of payment of monthly interest of public issue of non-convertible debentures.
- 8 Oct 2026 Record date The company has fixed Regulation 60(2) Record Date Interest Payment / Redemption / Dividend for the purpose of…
- 5 Oct 2026 Interest payment notice Intimation for payment of principal and interest on NCDS
- Current ratings CRISIL AA+, CRISIL AA, ICRA AAA
- Rating range Current ratings range from AA (CRISIL 31 Oct 2024) to AAA (ICRA 3 Sep 2026)
- Rating direction, 12 months 0 upgrades, 0 downgrades
- Watch / negative outlook None in 12 months
- Issuer not cooperating No such actions in 12 months
- Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
- Newest agency rating Dated 3 Sep 2026
- Payment record 25 payment disclosures since 17 Jul 2026: all on time
- Defaults on record No bond marked defaulted
- Traded in the last 30 days 22 of 82 active bonds had an exchange trade
- Exchange filings, 90 days 76 filings on NSE/BSE
A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.
- 82 active bonds tracked from this issuer.
- 67 of 79 tracked bonds with a stated security status are secured. (based on 79 bonds with a disclosed security status)
- Most recent rating action: reaffirm by ICRA on 3 Sep 2026.
Operating in the Financial Services sector, Shriram Finance Limited is classified as an NBFC. Bond coupons here span 7.60% - 11.05%, paid annually. The maturity ladder spans 2026 - 2034.
Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.
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Maturity Profile
Active bonds maturing, by year. Bar height relative to the tallest year (18 bonds).
Security Type / Instrument Mix
- NCD 82 bonds · 100% · ₹34,995 Cr tracked
Funding Evolution
Based on 62 of 82 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.
Financial Snapshot
H1 FY27As filed under SEBI LODR Reg 52(4) / Integrated Filing, filed 23 Oct 2026. Figures are reported facts, not a rating or recommendation.
- AAA 7 bonds · 9%
- AA 56 bonds · 68%
- Unrated 19 bonds · 23%
| Agency | Rating | Outlook | Bonds |
|---|---|---|---|
| CRISIL | AA+ | — | 16 |
| CRISIL | AA+ | Stable | 9 |
| CRISIL | AA | Stable | 6 |
| ICRA | AAA | — | 6 |
| CRISIL | AA | — | 4 |
| India Ratings | AA+ | Stable | 3 |
| CRISIL | AA+ | Negative | 1 |
| ICRA | AAA | Stable | 1 |
| CRISIL | AA+ | — | 13 |
| India Ratings | AA+ | — | 5 |
Recent Rating Actions
| ISIN | Bond Name | Coupon | Rating | Maturity | YTM | Last Trade | Details |
|---|---|---|---|---|---|---|---|
| INE721A07RG1 | Shriram Finance Nov 2026 NCD | — | AA+ (CRISIL) | 2026-11-23 | — | — | |
| INE721A08CW8 | Shriram Finance 8.50% Dec 2026 NCD | 8.50% | AA+ (India Ratings, NSDL record 2016) | 2026-12-01 | — | 2024-05-10 | |
| INE721A08CX6 | Shriram Finance 8.50% Dec 2026 NCD | 8.50% | AA+ (India Ratings, NSDL record 2016) | 2026-12-29 | — | — | |
| INE721A07PK7 | Shriram Finance 8.75% Jan 2027 NCD | 8.75% | AA+ (CRISIL) | 2027-01-28 | — | — | |
| INE721A07PN1 | Shriram Finance 9.10% Jan 2027 NCD | 9.10% | AA+ (CRISIL) | 2027-01-28 | — | 2026-11-05 | |
| INE721A07RZ1 | Shriram Finance 9.10% Mar 2027 NCD | 9.10% | AA+ (CRISIL, NSDL record 2024) | 2027-03-18 | 8.30% | 2026-10-30 | |
| IN8721A07258 | Shriram Finance 9.10% Mar 2027 NCD | 9.10% | — | 2027-03-18 | — | — | |
| IN8721A07191 | Shriram Finance 9.23% May 2027 NCD | 9.23% | — | 2027-05-18 | — | — | |
| INE721A07RV0 | Shriram Finance 9.23% May 2027 NCD | 9.23% | AA+ (CRISIL, NSDL record 2023) | 2027-05-18 | 8.45% | 2026-11-05 | |
| INE721A07SI5 | Shriram Finance 8.93% Jul 2027 NCD | 8.93% | AA+ (CRISIL) | 2027-07-20 | 8.11% | 2026-10-26 | |
| IN8721A07274 | Shriram Finance 8.93% Jul 2027 NCD | 8.93% | — | 2027-07-20 | — | — | |
| INE721A07SF1 | Shriram Finance 8.86% Sep 2027 NCD | 8.86% | AA+ (CRISIL) | 2027-09-02 | 7.75% | 2026-10-27 | |
| INE721A08CY4 | Shriram Finance 8.20% Oct 2027 NCD | 8.20% | AA+ (India Ratings, NSDL record 2017) | 2027-10-15 | — | — | |
| INE721A07SH7 | Shriram Finance 8.96% Oct 2027 NCD | 8.96% | AA (CRISIL) | 2027-10-24 | 8.45% | 2026-10-16 | |
| INE721A07SJ3 | Shriram Finance 8.89% Jan 2028 NCD | 8.89% | AA+ (CRISIL) | 2028-01-24 | — | — | |
| INE721A08CZ1 | Shriram Finance 9.00% Mar 2028 NCD | 9.00% | AA+ (CRISIL, NSDL record 2018) | 2028-03-23 | — | 2018-04-20 | |
| INE721A08DA2 | Shriram Finance 9.00% Mar 2028 NCD | 9.00% | AA+ (CRISIL, NSDL record 2018) | 2028-03-28 | 8.75% | 2026-10-21 | |
| INE721A07SL9 | Shriram Finance 8.70% Apr 2028 NCD | 8.70% | AA+ (CRISIL) | 2028-04-09 | 8.56% | 2026-10-23 | |
| IN8721A07282 | Shriram Finance 8.70% Apr 2028 NCD | 8.70% | — | 2028-04-09 | — | — | |
| IN8721A07134 | Shriram Finance 8.75% Apr 2028 NCD | 8.75% | — | 2028-04-28 | — | — | |
| INE721A07RL1 | Shriram Finance 8.75% Apr 2028 NCD | 8.75% | AA+ (CRISIL, NSDL record 2023) | 2028-04-28 | 8.73% | 2026-10-22 | |
| INE721A07SP0 | Shriram Finance 8.55% Apr 2028 NCD | 8.55% | AA+ (CRISIL, NSDL record 2025) | 2028-04-28 | — | — | |
| INE721A08CK3 | Shriram Finance 10.00% May 2028 NCD | 10.00% | AA (CRISIL) | 2028-05-29 | 8.80% | 2026-10-23 | |
| INE721A07NU1 | Shriram Finance 9.03% Jul 2028 NCD | 9.03% | AA+ (CRISIL) | 2028-07-12 | 7.60% | 2026-11-06 | |
| INE721A07NX5 | Shriram Finance 9.40% Jul 2028 NCD | 9.40% | AA+ (CRISIL, NSDL record 2018) | 2028-07-12 | 7.81% | 2026-11-06 | |
| INE721A07RP2 | Shriram Finance 8.90% Jul 2028 NCD | 8.90% | AA+ (CRISIL, NSDL record 2023) | 2028-07-20 | — | — | |
| INE721A07SO3 | Shriram Finance Sep 2028 NCD | — | AA+ (CRISIL) | 2028-09-29 | — | — | |
| INE721A08AK7 | Shriram Finance 11.05% Oct 2028 NCD | 11.05% | AA (CRISIL) | 2028-10-15 | — | — | |
| INE721A07OF0 | Shriram Finance 9.70% Nov 2028 NCD | 9.70% | AA+ (CRISIL) | 2028-11-02 | 8.23% | 2026-11-05 | |
| INE721A07OC7 | Shriram Finance 9.30% Nov 2028 NCD | 9.30% | AA+ (CRISIL, NSDL record 2018) | 2028-11-02 | 5.35% | 2026-11-03 | |
| INE721A07RS6 | Shriram Finance 8.90% Nov 2028 NCD | 8.90% | AA+ (India Ratings) | 2028-11-22 | — | — | |
| INE721A08DD6 | Shriram Finance 10.51% Dec 2028 NCD | 10.51% | AA+ (India Ratings, NSDL record 2018) | 2028-12-12 | — | 2026-07-20 | |
| INE721A07RY4 | Shriram Finance 9.15% Jan 2029 NCD | 9.15% | AA (CRISIL) | 2029-01-19 | 8.05% | 2026-10-15 | |
| IN8721A07225 | Shriram Finance 9.15% Jan 2029 NCD | 9.15% | — | 2029-01-19 | — | — | |
| INE721A07ON4 | Shriram Finance 9.30% Feb 2029 NCD | 9.30% | AA+ (CRISIL) | 2029-02-06 | 5.97% | 2026-11-06 | |
| INE721A07OQ7 | Shriram Finance 9.70% Feb 2029 NCD | 9.70% | AA+ (CRISIL) | 2029-02-06 | 7.77% | 2026-11-03 | |
| INE721A07QY6 | Shriram Finance 8.25% Apr 2029 NCD | 8.25% | AA+ (India Ratings) | 2029-04-25 | — | — | |
| INE721A07SQ8 | Shriram Finance ZC May 2029 NCD | — | AA+ (CRISIL) | 2029-05-03 | — | — | |
| INE721A07SA2 | Shriram Finance 9.20% May 2029 NCD | 9.20% | AA+ (CRISIL) | 2029-05-22 | — | 2026-09-17 | |
| IN8721A07209 | Shriram Finance 9.25% May 2029 NCD | 9.25% | — | 2029-05-22 | — | — | |
| INE721A07SD6 | Shriram Finance 9.15% Jun 2029 NCD | 9.15% | AA+ (CRISIL, NSDL record 2024) | 2029-06-28 | — | 2026-09-25 | |
| IN8721A07217 | Shriram Finance 9.15% Jun 2029 NCD | 9.15% | — | 2029-06-28 | — | — | |
| IN8721A07308 | Shriram Finance 7.80% Sep 2029 NCD | 7.80% | — | 2029-09-07 | — | — | |
| INE721A07SS4 | Shriram Finance 7.80% Sep 2029 NCD | 7.80% | AAA (ICRA) | 2029-09-07 | 8.41% | 2026-11-06 | |
| INE721A07SK1 | Shriram Finance 8.90% Jan 2030 NCD | 8.90% | AA+ (CRISIL) | 2030-01-04 | — | 2026-09-10 | |
| IN8721A07266 | Shriram Finance 8.90% Jan 2030 NCD | 8.90% | — | 2030-01-04 | — | — | |
| INE722A07AN1 | Shriram Finance 9.25% Feb 2030 NCD | 9.25% | AAA (ICRA) | 2030-02-08 | — | — | |
| INE722A07AP6 | Shriram Finance 9.25% Feb 2030 NCD | 9.25% | AAA (ICRA) | 2030-02-22 | — | — | |
| IN8722A07033 | Shriram Finance 9.25% Feb 2030 NCD | 9.25% | — | 2030-02-22 | — | — | |
| INE721A07SM7 | Shriram Finance 8.69% Jul 2030 NCD | 8.69% | AA+ (India Ratings) | 2030-07-19 | — | 2026-08-27 |
YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.
More bonds from this issuer (24)
- Shriram Finance 9.00% Oct 2030 NCD · INE721A07PZ5
- Shriram Finance 9.50% Feb 2031 NCD · INE722A07AO9
- Shriram Finance 9.50% Feb 2031 NCD · INE722A07AQ4
- Shriram Finance 8.00% Mar 2031 NCD · INE721A07QG3
- Shriram Finance 9.00% Jun 2031 NCD · INE722A07AV4
- Shriram Finance 8.75% Jul 2031 NCD · INE722A07AX0
- Shriram Finance 8.65% Sep 2031 NCD · INE722A07BA6
- Shriram Finance 8.37% Nov 2031 NCD · INE721A07QM1
- Shriram Finance 9.05% Dec 2031 NCD · INE722A07BE8
- Shriram Finance 8.00% Dec 2031 NCD · INE721A07QO7
- Shriram Finance 9.00% Feb 2032 NCD · INE722A07BG3
- Shriram Finance 8.56% Feb 2032 NCD · INE721A07QU4
- Shriram Finance 8.85% May 2032 NCD · INE722A07BI9
- Shriram Finance 8.72% Aug 2032 NCD · INE721A07RA4
- Shriram Finance 8.55% Sep 2032 NCD · INE721A07RC0
- Shriram Finance 8.50% Oct 2032 NCD · INE721A07RE6
- Shriram Finance 8.75% Oct 2032 NCD · INE721A08DG9
- Shriram Finance 7.60% Dec 2032 NCD · INE721A07SR6
- Shriram Finance 8.80% Nov 2033 NCD · INE721A07RT4
- Shriram Finance 8.75% Jan 2034 NCD · INE721A07RX6
- Shriram Finance 9.10% Jun 2034 NCD · INE721A08DH7
- Shriram Finance 8.75% Jul 2034 NCD · INE721A07SE4
- Shriram Finance 8.75% Jul 2034 NCD · INE721A07SN5
- Shriram Finance 9.10% Sep 2034 NCD · INE721A07SG9
Last 30 days, across all outstanding bonds from this issuer.
Interest and redemption payments as broadcast by NSE under SEBI LODR Reg 52(4)/60, across all outstanding bonds from this issuer -- actual disclosed events, not a projected schedule.
| Due Date | Bond | Type | Amount Due | Amount Paid | Status | Filing |
|---|---|---|---|---|---|---|
| 2 Nov 2026 | 9.70% SECURED RATED LISTED... | Interest | ₹3,46,00,000.00 | ₹3,46,00,000.00 | Paid | XBRL → |
| 2 Nov 2026 | 9.30% SECURED RATED LISTED... | Interest | ₹23,00,000.00 | ₹23,00,000.00 | Paid | XBRL → |
| 1 Nov 2026 | 8.75% SECURED RATED LISTED... | Interest | ₹9,00,000.00 | ₹9,00,000.00 | Paid | XBRL → |
| 1 Nov 2026 | 9.30% SECURED LISTED REDEEMABLE NON... | Interest | ₹19,00,000.00 | ₹19,00,000.00 | Paid | XBRL → |
| 29 Oct 2026 | STFC-9%-29-10-30-PVT | Interest | ₹6,75,00,000.00 | ₹6,75,00,000.00 | Paid | XBRL → |
| 17 Oct 2026 | STFCL-8.20%-15-10-27-PVT | Interest | ₹24,11,00,000.00 | ₹24,11,00,000.00 | Paid | XBRL → |
| 12 Oct 2026 | 9.03% SECURED RATED LISTED... | Interest | ₹34,00,000.00 | ₹34,00,000.00 | Paid | XBRL → |
| 2 Oct 2026 | 9.30% SECURED RATED LISTED... | Interest | ₹23,00,000.00 | ₹23,00,000.00 | Paid | XBRL → |
| 1 Oct 2026 | 8.75% SECURED RATED LISTED... | Interest | ₹9,00,000.00 | ₹9,00,000.00 | Paid | XBRL → |
| 1 Oct 2026 | 9.30% SECURED LISTED REDEEMABLE NON... | Interest | ₹18,00,000.00 | ₹18,00,000.00 | Paid | XBRL → |
| 12 Sep 2026 | 9.03% SECURED RATED LISTED... | Interest | ₹35,00,000.00 | ₹35,00,000.00 | Paid | XBRL → |
| 2 Sep 2026 | 9.30% SECURED RATED LISTED... | Interest | ₹23,00,000.00 | ₹23,00,000.00 | Paid | XBRL → |
| 1 Sep 2026 | 8.75% SECURED RATED LISTED... | Interest | ₹9,00,000.00 | ₹9,00,000.00 | Paid | XBRL → |
| 1 Sep 2026 | 9.30% SECURED LISTED REDEEMABLE NON... | Interest | ₹19,00,000.00 | ₹19,00,000.00 | Paid | XBRL → |
| 12 Aug 2026 | 9.03% SECURED RATED LISTED... | Interest | ₹35,00,000.00 | ₹35,00,000.00 | Paid | XBRL → |
| 2 Aug 2026 | 9.30% SECURED RATED LISTED... | Interest | ₹23,00,000.00 | ₹23,00,000.00 | Paid | XBRL → |
| 1 Aug 2026 | 8.75% SECURED RATED LISTED... | Interest | ₹9,00,000.00 | ₹9,00,000.00 | Paid | XBRL → |
| 1 Aug 2026 | 9.30% SECURED LISTED REDEEMABLE NON... | Interest | ₹19,00,000.00 | ₹19,00,000.00 | Paid | XBRL → |
Source: NSE Debt Centralised Database, per SEBI LODR Reg 52(4)/60. Coverage begins 2 Aug 2026 — history accumulates as disclosures are broadcast.
| Dataset | Count | Freshness |
|---|---|---|
| Credit Ratings (current) | 64 | 2026-09-03 |
| Rating Actions History | 1 | 2026-09-03 |
| Secondary-Market Trades | 475 | 2026-11-06 |
| Reg52(4) Payment Disclosures | 18 | 2026-11-02 |
Methodology version 1.0. See full methodology for sources and limitations.
Related Issuers
All issuers →How many active bonds does Shriram Finance Limited have?
Shriram Finance Limited currently has 82 active bonds with coupons of 7.60% - 11.05%, maturities spanning 2026 - 2034.
What is Shriram Finance Limited's credit rating?
The most common current rating on Shriram Finance Limited's senior bonds is AA+ (CRISIL). Ratings on file come from CRISIL, ICRA, India Ratings.
Are Shriram Finance Limited's bonds secured?
Of the 79 bonds with a disclosed security status, 67 are secured (84%) and 12 are unsecured.
When do Shriram Finance Limited's bonds mature?
Shriram Finance Limited's active bonds mature between 2026 - 2034; the nearest matures in Nov 2026; the average tenure is 3.3 Yrs.
What is the average coupon on Shriram Finance Limited's bonds?
The average coupon across Shriram Finance Limited's 82 active bonds is 8.93%.
Disclaimer: This page aggregates publicly available data about Shriram Finance Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.