S
AA+ Secured NCD

Shriram Finance Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2027

Current YTM
3.45%
Market YTM
Coupon Rate
8.75%
Per annum
Maturity Date
28 Jan 2027
0.4 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹1,000
Per Bond
Market Position
YTM (Annual)
3.45%
Live, last traded 2026-08-26
10Y G-Sec Benchmark
6.68%
Reference point, not this bond's tenor
Spread over G-Sec
-216 bps
vs 0.4Y G-Sec at 5.61%
Below the median spread for similar-tenor peers
Tenure
0.4 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-07-27 2026-08-26
Cashflow Timeline
28 Aug 2026
Interest Payment
₹7.29 / Bond
28 Sep 2026
Interest Payment
₹7.29 / Bond
28 Oct 2026
Interest Payment
₹7.29 / Bond
28 Nov 2026
Interest Payment
₹7.29 / Bond
28 Dec 2026
Interest Payment
₹7.29 / Bond
28 Jan 2027
Principal Payment
₹1,000.00 / Bond

Next 5 coupons + principal at maturity · per ₹1,000 face value

Payment Disclosures (SEBI Reg52(4)) 1 disclosed
Due DateTypeAmount DueAmount PaidStatusFiling
2026-08-01 Interest ₹900,000.00 ₹900,000.00 Paid XBRL →

Source: NSE Debt Centralised Database (corporate-interest-payment / corporate-redemption-payment), per SEBI LODR Reg 52(4)/60. Coverage begins 2026-08-02 -- history accumulates as disclosures are broadcast.

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ◆ Reg52(4) disclosed ┊ Today
Today Upgrade: AAA by CRISIL on 2026-08-06 Rating action: AA by CRISIL on 2026-06-16 Interest paid (SEBI Reg52(4) disclosure) — due 2026-08-01 Issued 2020-01-28 Matures 2027-01-28

2 rating actions on file since issue — hover a dot for detail.

1 SEBI Reg52(4) disclosed payment — hover a square/diamond for detail.

Key Metrics
Coupon Rate
8.75%
YTM (Annual)
3.45%
Credit Rating
AA+
(CRISIL)
Remaining Tenure
0.4 Years
Advanced metrics
Modified Duration
0.41 Yrs
Macaulay Duration
0.41 Yrs
Issue Size
₹14 Cr
Minimum Investment
₹1,000
(1 Bond)
Market Characteristics
Modified Duration
0.41 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-08-26
NSE CM
Trades (30 Days)
10
Exchange-reported sessions
Security Status
Secured
Callable
Observations
  • This bond is secured.
  • 10 secondary-market trades recorded in the last 30 days.
  • Coupon is 1.25 percentage points below the median for tracked NCD bonds. (based on 18935 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2020-01-28
Day Count Convention
30/360
Listed Exchange
Call / Put Option
Callable & Puttable

Shriram Finance Limited issued this secured, rated, ncd (8.75% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES. SERIES III. DATE OF MATURITY : 28/01/2027) carrying a 8.75% p.a. coupon, paid monthly. It repays principal on maturity. The issuer holds the right to redeem the bond before maturity date.

Rating Action History 2 actions
DateAgencyActionRatingOutlookRationale
2026-08-06 CRISIL Upgrade AAA View →
2026-06-16 CRISIL Other AA View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-26 102.1990 3.4473 None
2026-08-25 102.1990 3.4811 None
2026-08-20 102.5000 2.9665 50
2026-08-18 102.5000 3.0369 None
2026-08-17 102.5000 3.0715 None
2026-08-11 100.4000 7.8426 None
2026-08-07 100.4000 7.8669 None
2026-08-04 100.4000 7.8845 None
2026-08-03 100.1000 8.5304 None
2026-07-27 101.0000 6.6935 None
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 2 CARE, CRISIL 2026-06-28
Rating Actions History 2 2026-08-06
Secondary-Market Trades 10 NSE CM 2026-08-26
Reg52(4) Payment Disclosures 1 NSE 2026-08-01
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Shriram Finance 8.75% Jan 2027 NCD?

Shriram Finance 8.75% Jan 2027 NCD carries a coupon of 8.75%, paid monthly, on a face value of ₹1,000.

When does Shriram Finance 8.75% Jan 2027 NCD mature?

Shriram Finance 8.75% Jan 2027 NCD matures on 2027-01-28, 0.4 years from today.

What is Shriram Finance 8.75% Jan 2027 NCD rated?

Shriram Finance 8.75% Jan 2027 NCD is rated AA+ by CRISIL and AA+ by CARE. As of 2026-06-28.

Is Shriram Finance 8.75% Jan 2027 NCD secured?

Shriram Finance 8.75% Jan 2027 NCD is a secured bond.

Can Shriram Finance 8.75% Jan 2027 NCD be called or put back early?

Shriram Finance 8.75% Jan 2027 NCD has both a call option, letting the issuer redeem it early, and a put option, letting holders require early repurchase, on scheduled dates.

What yield does Shriram Finance 8.75% Jan 2027 NCD currently offer?

The last recorded trade on 2026-08-26 priced Shriram Finance 8.75% Jan 2027 NCD at ₹102.20, implying a yield to maturity of 3.45%.

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Shriram Finance ZC Oct 2026 NCD
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Maturity
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Shriram Finance 8.75% Oct 2026 NCD
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Maturity
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Maturity
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