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Shriram Finance 8.00% Dec 2031 NCD (INE721A07QO7)

CRISIL AA+ Secured NCD

Shriram Finance Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2031

81 more bonds from Shriram Finance Limited →
Current YTM
7.95%
Market YTM
Coupon Rate
8.00%
Per annum
Maturity Date
26 Dec 2031
5.1 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹10,00,000
Per Bond

Issuer events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.

Market Position

YTM (Annual)
7.95%
Last traded 6 Nov 2026 (end of day)
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Spread over G-Sec
+76 bps
vs 5.1Y G-Sec at 7.20%
Below the median spread for similar-tenor peers
Tenure
5.1 Years
Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)
24 Aug 20266 Nov 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

28 Dec 2026
Interest Payment
₹80,000.00 / Bond
₹72,000.00 net of 10% TDS (est.)
28 Dec 2027
Interest Payment
₹80,000.00 / Bond
₹72,000.00 net of 10% TDS (est.)
28 Dec 2028
Interest Payment
₹80,000.00 / Bond
₹72,000.00 net of 10% TDS (est.)
28 Dec 2029
Interest Payment
₹80,000.00 / Bond
₹72,000.00 net of 10% TDS (est.)
28 Dec 2030
Interest Payment
₹80,000.00 / Bond
₹72,000.00 net of 10% TDS (est.)
26 Dec 2031
Final coupon (part period) + principal
₹10,79,561.64 / Bond
₹79,561.64 coupon + ₹10,00,000 face value

6 coupons remaining, the last paid with principal at maturity · per ₹10,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 28 Dec 2021 Matures 26 Dec 2031

Key Metrics

Coupon Rate
8.00%
YTM (Annual)
7.95%
Credit Rating
AA+
(CRISIL) · rated 31 Dec 2021, 4 years ago
Over 15 months old; see below
Remaining Tenure
5.1 Years

AA+ (CRISIL): Rated 31 Dec 2021 (4 years ago) — no review in the last 15 months that our sources show; the agency may have reviewed it since.

Advanced metrics
Modified Duration
3.82 Yrs
Macaulay Duration
4.12 Yrs
Issue Size
₹25 Cr
Minimum Investment
₹10,00,000
1 bond × ₹10,00,000 face value (BSE market lot)

Market Characteristics

Modified Duration
3.82 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
6 Nov 2026
NSE OTC (WAP)
Trades (30 Days)
4
Exchange-reported sessions
Security Status
Secured
No call option

Observations

  • This bond is secured.
  • 4 secondary-market trades recorded in the last 30 days.
  • Coupon is 2.20 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 8 Nov 2026
Instrument Type
NCD
Issue Date
28 Dec 2021
Day Count Convention
ACT/ACT
Listed Exchange
BSE
Call / Put Option
None disclosed

Issued by Shriram Finance Limited, Shriram Finance 8.00% Dec 2031 NCD is a secured, rated NCD. It pays an 8.00% p.a. coupon, annually. Principal is repaid at maturity.

Rating Action History

1 actions

Agency actions on Shriram Finance Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-09-03 ICRA Reaffirm AAA Stable NSE filing →
Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on Shriram Finance Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-09-03 ICRA Reaffirm AAA / Stable NSE filing →
Alert me about Shriram Finance Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE721A07QO7: trade date, clean price, YTM and number of trades
Trade DateClean PriceYTM (%)Trades
2026-11-06 100.1394 7.9522 —
2026-11-05 99.9941 7.9876 —
2026-10-13 99.9635 7.9922 —
2026-10-12 99.6000 8.0800 1
2026-10-05 99.9600 7.9900 1
2026-09-29 99.7200 8.0500 1
2026-09-11 100.3955 7.8954 1
2026-09-08 101.0000 7.8168 1
2026-09-02 100.1975 7.9333 —
2026-08-24 100.3356 7.9000 —

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2021-12-31
Rating Actions History 1 — 2026-09-03
Secondary-Market Trades 10 NSE OTC (WAP) 2026-11-06
Reg52(4) Payment Disclosures 0 — —

Documents

Entity metadata
Source
BSE
Last Updated
8 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
₹10,01,394.00
YTM7.95%
Trade Date 6 Nov 2026 2d ago
SourceNSE OTC (WAP)
Accrued interest (est.)₹69,698.63
Dirty price (est.)₹10,71,092.63
View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE721A07QO7
Issue Date
28 Dec 2021
Maturity Date
26 Dec 2031
Listing
BSE
Payment Frequency
Annual
Put / Call Option
None disclosed
Security
Secured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on Shriram Finance 8.00% Dec 2031 NCD?

Shriram Finance 8.00% Dec 2031 NCD carries a coupon of 8.00%, paid annual, on a face value of ₹10,00,000.

When does Shriram Finance 8.00% Dec 2031 NCD mature?

Shriram Finance 8.00% Dec 2031 NCD matures on 26 Dec 2031, 5.1 years from today.

What is Shriram Finance 8.00% Dec 2031 NCD rated?

Shriram Finance 8.00% Dec 2031 NCD is rated AA+ by CRISIL (rating dated 31 Dec 2021).

Is Shriram Finance 8.00% Dec 2031 NCD secured?

Shriram Finance 8.00% Dec 2031 NCD is a secured bond.

Where does Shriram Finance 8.00% Dec 2031 NCD trade?

Shriram Finance 8.00% Dec 2031 NCD is listed on BSE.

What yield does Shriram Finance 8.00% Dec 2031 NCD currently offer?

The last recorded trade on 6 Nov 2026 priced Shriram Finance 8.00% Dec 2031 NCD at ₹10,01,394.00 per bond, implying a yield to maturity of 7.95%.

More Bonds from This Issuer

S
Shriram Finance Nov 2026 NCD
INE721A07RG1
AA+
Coupon
—
Maturity
23 Nov 2026
S
Shriram Finance 8.50% Dec 2026 NCD
INE721A08CW8
AA+ NSDL record, 2016
Coupon
8.50%
Maturity
01 Dec 2026
S
Shriram Finance 8.50% Dec 2026 NCD
INE721A08CX6
AA+ NSDL record, 2016
Coupon
8.50%
Maturity
29 Dec 2026
S
Shriram Finance 8.75% Jan 2027 NCD
INE721A07PK7
Coupon
8.75%
Maturity
28 Jan 2027
Compare (/) Compare Bonds

Comparable NCDs maturing near 2031

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 8.00%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE153A08105Mahanagar Telephone Nigam LimitedAAA8.00%2032-11-15
INE2PI907018Muthoottu Infotech Private Limited—8.00%2030-12-29
INE2SC707015Muthoottu Mini Theatres Private Limited—8.00%2031-02-26
INE296A07TX5Bajaj Finance LimitedAAA8.00%2031-05-12
INE2VY607016Muthoottu Mini Hotels Private Limited—8.00%2031-05-15
INE306N07MS0Tata Capital LimitedAAA NSDL record, 20228.00%2032-06-01

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