Market closed today (Weekend) · Prices and yields as of last trading day, 06 Nov 2026
Happy Diwali from all of us at RetailBonds

Muthoot Housing Finance Company Limited — Bonds & AA- (CRISIL) Rating

NBFC · Real Estate

Verify this issuer →
Methodology v1.0 Download Report (PDF) Watch
Agency Rating
AA- (CRISIL)
Most common current rating on senior bonds
5 of 9 rated · CRISIL, 30 Sep 2026
Total Debt Outstanding
₹425 Cr
Across 10 instruments
Active Bonds
10
First Issue
30 Jan 2025
Latest Issue
24 Sep 2026
Maturity Range
2027 - 2030
Observation
10 active bonds tracked from this issuer.
View details →
Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies

Latest events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.
  • 11 Sep 2026 New rating assigned to AA- CRISIL
  • 28 Aug 2026 New rating assigned to AA- CRISIL
Issuer health card 1 item to look at
  • Current ratings CRISIL AA-, CRISIL A+
  • Rating range Current ratings range from A+ (CRISIL 31 Jul 2026) to AA- (CRISIL 30 Sep 2026)
  • Rating direction, 12 months 0 upgrades, 0 downgrades
  • Watch / negative outlook None in 12 months
  • Issuer not cooperating No such actions in 12 months
  • Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
  • Newest agency rating Dated 30 Sep 2026
  • Payment record No payment disclosures since 17 Jul 2026
  • Defaults on record No bond marked defaulted
  • Traded in the last 30 days 4 of 10 active bonds had an exchange trade
  • Exchange filings, 90 days 0 filings on NSE/BSE

A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.

Alert me about Muthoot Housing Finance Company Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.
01 Issuer Overview
Sector
Real Estate
Issuer Type
NBFC
First Tracked Bond
30 Jan 2025
Start of this issuer's debt program timeline
  • 10 active bonds tracked from this issuer.
  • 0 of 10 tracked bonds with a stated security status are secured. (based on 10 bonds with a disclosed security status)
  • Most recent rating action: update by CRISIL on 6 Nov 2026.

Muthoot Housing Finance Company Limited is an NBFC in the Real Estate sector. Coupon rates on outstanding bonds range from 10.10% - 11.25%, paid monthly. Bonds mature between 2027 - 2030.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

Thanks — your suggestion has been submitted for review.

02 Debt Profile
Outstanding Bonds
10
Tracked by RetailBonds
Amount Tracked
₹425 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 9 of 10 bonds)
Avg Coupon
10.50%
Range 10.10% - 11.25%
Avg Remaining Tenure
2.7 Yrs
Nearest maturity Dec 2027
Secured
0%
0 of 10 bonds with known status
Callable
0
Of 10 bonds
Avg Spread vs G-Sec
+336 bps
Credit premium, from 4 bonds with a current market yield

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (4 bonds).

0 2027: 1 bond, ₹50 Cr tracked, avg coupon 10.15% 1 bond 2027 2028: 2 bonds, ₹50 Cr tracked, avg coupon 10.12% 2 bonds 2028 2029: 4 bonds, ₹175 Cr tracked, avg coupon 10.25% 4 bonds 2029 2030: 3 bonds, ₹150 Cr tracked, avg coupon 11.18% 3 bonds 2030

Security Type / Instrument Mix

  • NCD 10 bonds · 100% · ₹425 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2025: ₹150 Cr issued 2025 2026: ₹275 Cr issued 2026 Cumulative: ₹150 Cr Cumulative: ₹425 Cr

Based on 9 of 10 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

03 Credit Profile
  • AA 5 bonds · 50%
  • A 4 bonds · 40%
  • Unrated 1 bond · 10%
AgencyRatingOutlookBonds
CRISIL AA- Stable 3
CRISIL A+ — 2
CRISIL A+ Stable 2
CRISIL AA- — 2

Rating History (Trend)

AAA AA A BBB Below BBB Unrated CRISIL: AA on 2026-06-19 CRISIL: AA on 2026-08-28 CRISIL: AA on 2026-09-11
Jun 26 — Sep 26 CRISIL

Recent Rating Actions

6 Nov 2026 · CRISIL
—
Update
11 Sep 2026 · CRISIL
AA-
Initial · Stable
28 Aug 2026 · CRISIL
AA-
Initial · Stable
19 Jun 2026 · CRISIL
AA-
Initial · Stable
04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade Details
INE882Z08056 Muthoot Housing Finance Company 10.15% Dec 2027 NCD 10.15% A+ (CRISIL) 2027-12-29 — —
INE882Z08072 Muthoot Housing Finance Company 10.15% Feb 2028 NCD 10.15% AA- (CRISIL) 2028-02-17 — —
INE882Z08098 Muthoot Housing Finance Company 10.10% Sep 2028 NCD 10.10% AA- (CRISIL) 2028-09-22 — —
INE882Z08049 Muthoot Housing Finance Company 10.25% Jun 2029 NCD 10.25% AA- (CRISIL) 2029-06-23 10.35% 2026-11-06
IN8882Z08014 Muthoot Housing Finance Company 10.25% Jun 2029 NCD 10.25% — 2029-06-23 — —
INE882Z08064 Muthoot Housing Finance Company 10.25% Jul 2029 NCD 10.25% AA- (CRISIL) 2029-07-28 10.67% 2026-10-09
INE882Z08080 Muthoot Housing Finance Company 10.25% Sep 2029 NCD 10.25% AA- (CRISIL) 2029-09-10 10.07% 2026-10-30
INE882Z08015 Muthoot Housing Finance Company 11.15% Jul 2030 NCD 11.15% A+ (CRISIL) 2030-07-31 10.55% 2026-11-05
INE882Z08023 Muthoot Housing Finance Company 11.15% Aug 2030 NCD 11.15% A+ (CRISIL) 2030-08-20 — —
INE882Z08031 Muthoot Housing Finance Company 11.25% Dec 2030 NCD 11.25% A+ (CRISIL) 2030-12-10 — 2026-09-22
Compare (/) Compare Bonds

YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

BSE Traded Value (Last 30 Days)
—
Number of Trades (Last 30 Days)
50
Avg. Yield (Last 30 Days)
10.43%
06 Regulatory Filings
Credit Rating Rationale
07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 9 2026-09-30
Rating Actions History 4 2026-11-06
Secondary-Market Trades 188 2026-11-06
Reg52(4) Payment Disclosures 0 —

Methodology version 1.0. See full methodology for sources and limitations.

Related Issuers

All issuers →
Frequently Asked Questions
How many active bonds does Muthoot Housing Finance Company Limited have?

Muthoot Housing Finance Company Limited currently has 10 active bonds with coupons of 10.10% - 11.25%, maturities spanning 2027 - 2030.

What is Muthoot Housing Finance Company Limited's credit rating?

The most common current rating on Muthoot Housing Finance Company Limited's senior bonds is AA- (CRISIL). Ratings on file come from CRISIL.

Are Muthoot Housing Finance Company Limited's bonds secured?

Of the 10 bonds with a disclosed security status, 0 are secured (0%) and 10 are unsecured.

When do Muthoot Housing Finance Company Limited's bonds mature?

Muthoot Housing Finance Company Limited's active bonds mature between 2027 - 2030; the nearest matures in Dec 2027; the average tenure is 2.7 Yrs.

What is the average coupon on Muthoot Housing Finance Company Limited's bonds?

The average coupon across Muthoot Housing Finance Company Limited's 10 active bonds is 10.50%.

Disclaimer: This page aggregates publicly available data about Muthoot Housing Finance Company Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.