Bank of Baroda — Bonds & AAA (CRISIL) Rating on senior bonds
Bank · Financial Services
As of 9 Nov 2026, Bank of Baroda has 32 active bonds with ₹62,676 Cr outstanding (disclosed for 26 of 32 bonds), and the most common current rating on its senior bonds is AAA from CRISIL (11 of 11 rated bonds, rated 31 Jan 2025).
Verify this issuer →Latest events
Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.- 7 Oct 2026 Credit rating disclosure Credit Rating
- 1 Oct 2026 Record date The company has fixed Regulation 60(2) Record Date Interest Payment / Redemption / Dividend for the purpose of…
- 2 Sep 2026 Interest payment notice Interest Payment
Bank of Baroda bonds: risks and track record
1 item to look at- Current ratings CRISIL AA+, CRISIL AAA, CARE AAA
- Rating range All current ratings on senior bonds are AAA (CARE 7 Oct 2026, CRISIL 31 Jan 2025, ICRA 28 Jun 2026, India Ratings 30 Sep 2019). Current ratings on AT1 / perpetual bonds range from AA (CARE 31 Mar 2017) to AA+ (CRISIL 28 Feb 2022, India Ratings 31 Jan 2015)
- Rating direction, 12 months 0 upgrades, 0 downgrades
- Watch / negative outlook None in 12 months
- Issuer not cooperating No such actions in 12 months
- Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
- Newest agency rating Dated 7 Oct 2026
- Payment record 6 payment disclosures since 17 Jul 2026: all on time
- Defaults on record No bond marked defaulted
- Traded in the last 30 days 2 of 32 active bonds had an exchange trade
- Exchange filings, 90 days 41 filings on NSE/BSE
A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.
Issuer Overview
- 32 active bonds tracked from this issuer.
- 0 of 26 tracked bonds with a stated security status are secured. (based on 26 bonds with a disclosed security status)
- Most recent rating action: reaffirm by CARE on 7 Oct 2026.
Bank of Baroda, a bank or financial institution in the Financial Services sector, is tracked on RetailBonds.in. Outstanding bonds carry coupons between 7.10% - 9.48%, paid annually. Maturities on outstanding bonds fall between 2028 - 2039.
Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.
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Debt Profile
Maturity Profile
Active bonds maturing, by year. Bar height relative to the tallest year (15 bonds).
Security Type / Instrument Mix
- NCD 32 bonds · 100% · ₹62,676 Cr tracked
Funding Evolution
Based on 26 of 32 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.
Credit Profile
- AAA 14 bonds · 44%
- AA 14 bonds · 44%
- Unrated 4 bonds · 12%
| Agency | Rating | Outlook | Bonds |
|---|---|---|---|
| CRISIL | AAA | Stable | 5 |
| CARE | AAA | Stable | 4 |
| CRISIL | AA+ | — | 4 |
| CRISIL | AA+ | Negative | 3 |
| CARE | AA | — | 1 |
| CRISIL | AA+ | Stable | 1 |
| CRISIL | AAA | — | 1 |
| ICRA | AAA | — | 1 |
| ICRA | AAA | Stable | 1 |
| India Ratings | AA+ | — | 1 |
| India Ratings | AAA | Stable | 1 |
| CRISIL | AA+ | — | 2 |
| CARE | AAA | — | 1 |
| CRISIL | AAA | — | 1 |
| ICRA | AA+ | — | 1 |
| India Ratings | AA+ | — | 1 |
| India Ratings | AAA | — | 1 |
Recent Rating Actions
Bank of Baroda Bond Interest Rates
Coupons on Bank of Baroda's 32 active bonds range from 7.10% to 9.48%. One traded in the last 30 days, at a yield of 8.74% (trade of 5 Nov 2026).
| Maturity year | Active bonds | Coupon range | Traded (last 30 days) | Median yield |
|---|---|---|---|---|
| 2028 | 2 | 8.40% to 8.42% | 0 | — |
| 2029 | 3 | 7.39% to 8.60% | 0 | — |
| 2030 | 1 | 7.44% | 0 | — |
| 2033 | 3 | 7.10% to 7.75% | 0 | — |
| 2034 | 5 | 7.26% to 7.75% | 1 | 8.74% |
| 2035 | 2 | 7.23% to 7.84% | 0 | — |
| 2039 | 1 | 7.41% | 0 | — |
| Perpetual | 15 | 7.88% to 9.48% | 0 | — |
Coupon is the interest rate on face value, from the bond records. Yield is the market yield from the latest BSE/NSE trade, counted only when that trade is at most 30 days old and passes the checks in our methodology.
Calculate the yield on Bank of Baroda 7.75% Sep 2034 NCD (most recently traded; the calculator is pre-filled with its coupon and maturity)
Outstanding Bonds
View all bonds →YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.
Market Activity
Last 30 days, across all outstanding bonds from this issuer.
Payment Disclosures (SEBI Reg52(4))
4 disclosedInterest and redemption payments as broadcast by NSE under SEBI LODR Reg 52(4)/60, across all outstanding bonds from this issuer -- actual disclosed events, not a projected schedule.
| Due Date | Bond | Type | Amount Due | Amount Paid | Status | Filing |
|---|---|---|---|---|---|---|
| 11 Sep 2026 | BOB-7.75%-11-9-34-PVT | Interest | ₹38,75,00,000.00 | ₹38,75,00,000.00 | Paid | XBRL → |
| 9 Sep 2026 | BOB-7.26%-9-9-34-PVT | Interest | ₹3,63,00,00,000.00 | ₹3,63,00,00,000.00 | Paid | XBRL → |
| 2 Sep 2026 | 7.88% UNSECURED RATED LISTED BASEL... | Interest | ₹1,94,95,00,000.00 | ₹1,94,95,00,000.00 | Paid | XBRL → |
| 27 Aug 2026 | BOB-7.3%-27-8-34-PVT | Interest | ₹3,65,00,00,000.00 | ₹3,65,00,00,000.00 | Paid | XBRL → |
Source: NSE Debt Centralised Database, per SEBI LODR Reg 52(4)/60. Coverage begins 2 Aug 2026 — history accumulates as disclosures are broadcast.
Regulatory Filings
Methodology & Data Coverage
| Dataset | Count | Freshness |
|---|---|---|
| Credit Ratings (current) | 30 | 2026-10-07 |
| Rating Actions History | 2 | 2026-10-07 |
| Secondary-Market Trades | 23 | 2026-11-05 |
| Reg52(4) Payment Disclosures | 4 | 2026-09-11 |
Methodology version 1.0. See full methodology for sources and limitations.
Related Issuers
More issuers starting with B →How many active bonds does Bank of Baroda have?
Bank of Baroda currently has 32 active bonds with coupons of 7.10% - 9.48%, maturities spanning 2028 - 2039.
What is the interest rate on Bank of Baroda bonds?
Coupons on Bank of Baroda's 32 active bonds range from 7.10% to 9.48%. The coupon is the fixed interest rate on face value; the market yield depends on the price paid. One traded in the last 30 days, at a yield of 8.74% (trade of 5 Nov 2026).
What is Bank of Baroda's credit rating?
The most common current rating on Bank of Baroda's senior bonds is AAA (CRISIL). Ratings on file come from CARE, CRISIL, ICRA, India Ratings. Other instrument classes: AT1 / perpetual: AA+ (CRISIL).
Are Bank of Baroda's bonds secured?
Of the 26 bonds with a disclosed security status, 0 are secured (0%) and 26 are unsecured.
When do Bank of Baroda's bonds mature?
Bank of Baroda's active bonds mature between 2028 - 2039; the nearest matures in Dec 2028; the average tenure is 6.0 Yrs.
What is the average coupon on Bank of Baroda's bonds?
The average coupon across Bank of Baroda's 32 active bonds is 8.08%.
Where can I buy Bank of Baroda NCDs?
By our records, at least 31 of Bank of Baroda's 32 active bonds are listed on BSE. Listed bonds are bought on the exchange through a SEBI-registered stockbroker or an online bond platform provider, into a demat account. 1 of Bank of Baroda's active bonds traded in the last 30 days; many listed bonds trade rarely. RetailBonds.in shows data only and does not sell bonds or advise on them.
Disclaimer: This page aggregates publicly available data about Bank of Baroda for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.