IIFL Finance Limited

Nbfc · Financial Services

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Methodology v1.0 Download Report (PDF)
Latest Rating
AA (CRISIL)
Total Debt Outstanding
₹9,330 Cr
Across 58 instruments
Listed Bonds
58
First Issue
2017-11-21
Latest Issue
2026-05-29
Maturity Range
2026 - 2035
Observation
58 active bonds tracked from this issuer.
View details →
Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Financial Services
Issuer Type
Nbfc
First Tracked Bond
2017-11-21
Start of this issuer's debt program timeline
  • 58 active bonds tracked from this issuer.
  • 35 of 58 tracked bonds with a stated security status are secured. (based on 58 bonds with a disclosed security status)
  • Most recent rating action: reaffirm by CRISIL on 2026-08-24.

IIFL Finance Limited, an NBFC in the financial services sector, is tracked on RetailBonds.in. Outstanding bonds carry coupons between 8.33% - 10.50%, paid annual. Maturities on outstanding bonds fall between 2026 - 2035.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
58
Tracked by RetailBonds
Amount Tracked
₹9,330 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 55 of 58 bonds)
Avg Coupon
9.24%
Range 8.33% - 10.50%
Avg Remaining Tenure
3.4 Yrs
Nearest maturity 2026-10
Secured
60%
35 of 58 bonds with known status
Callable
7
Of 58 bonds
Avg Spread vs G-Sec
+307 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (16 bonds).

0 2026: 4 bonds, ₹513 Cr tracked, avg coupon 8.66% 4 bonds 2026 2027: 7 bonds, ₹2,256 Cr tracked, avg coupon 9.32% 7 bonds 2027 2028: 16 bonds, ₹2,017 Cr tracked, avg coupon 9.05% 16 bonds 2028 2029: 5 bonds, ₹307 Cr tracked, avg coupon 9.47% 5 bonds 2029 2030: 2 bonds, ₹105 Cr tracked, avg coupon 9.93% 2 bonds 2030 2031: 4 bonds, ₹718 Cr tracked, avg coupon 8.66% 4 bonds 2031 2032: 11 bonds, ₹1,730 Cr tracked, avg coupon 9.24% 11 bonds 2032 2033: 1 bond, ₹35 Cr tracked, avg coupon 9.20% 1 bond 2033 2034: 3 bonds, ₹250 Cr tracked, avg coupon 9.50% 3 bonds 2034 2035: 2 bonds, ₹700 Cr tracked, avg coupon 9.30% 2 bonds 2035 2042+: 3 bonds, ₹700 Cr tracked, avg coupon 9.90% 3 bonds 2042+

Security Type / Instrument Mix

  • NCD 58 bonds · 100% · ₹9,330 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2017: ₹150 Cr issued 2017 2019: ₹46 Cr issued 2019 2021: ₹1,484 Cr issued 2021 2022: ₹1,130 Cr issued 2022 2023: ₹608 Cr issued 2023 2024: ₹975 Cr issued 2024 2025: ₹2,814 Cr issued 2025 2026: ₹2,122 Cr issued 2026 Cumulative: ₹150 Cr Cumulative: ₹196 Cr Cumulative: ₹1,680 Cr Cumulative: ₹2,810 Cr Cumulative: ₹3,418 Cr Cumulative: ₹4,393 Cr Cumulative: ₹7,208 Cr Cumulative: ₹9,330 Cr

Based on 55 of 58 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

03 Credit Profile
  • AA 55 bonds · 95%
  • Unrated 3 bonds · 5%
AgencyRatingOutlookBonds
CRISIL AA 52
BRICKWORK AA 20
ICRA AA 17
INFOMERICS AA 3
INDIA_RATINGS AA 2
INDIA_RATINGS AA- 1

Rating History (Trend)

AAA AA A BBB Below BBB Unrated CRISIL: AAA on 2026-06-29 CRISIL: AAA on 2026-07-02 CRISIL: AAA on 2026-07-21 CRISIL: AAA on 2026-07-23 CRISIL: AAA on 2026-07-28
Jun 26 — Jul 26 CRISIL

Recent Rating Actions

2026-08-24 · CRISIL
Reaffirmed
2026-07-28 · CRISIL
AAA
Other
2026-07-23 · CRISIL
AAA
Other
2026-07-21 · CRISIL
AAA
Initial
2026-07-02 · CRISIL
AAA
Other
2026-06-29 · CRISIL
AAA
Initial
04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade
INE530B07567 8.80% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES D32 DATE OF MATURITY 07/10/2026 8.80% AA (CRISIL) 2026-10-07
INE530B07187 ZERO COUPON SECURED RATED CUMMULATIVE LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES. SERIES VII. DATE OF MATURITY 14/10/2026 AA (CRISIL) 2026-10-14 9.40% 2026-08-27
INE530B07161 8.42% SECURED RATED MONTHLY LISTED REDEEMABLE SENIOR NON CONVERTIBLE DEBENTURES. SERIES V. DATE OF MATURITY 14/10/2026 8.42% AA (CRISIL) 2026-10-14 9.06% 2026-08-26
INE530B07179 8.75% SECURED RATED ANNUALLY LISTED REDEEMABLE SENIOR NON CONVERTIBLE DEBENTURES. SERIES VI. DATE OF MATURITY 14/10/2026 8.75% AA (CRISIL) 2026-10-14 8.50% 2026-08-27
INE530B07468 9.90% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES D31 DATE OF MATURITY 08/03/2027 9.90% AA (CRISIL) 2027-03-08 8.74% 2026-08-25
INE530B07401 9.50% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE SERIES D25 DATE OF MATURITY 20/03/2027 9.50% AA (CRISIL) 2027-03-20
INE530B07666 8.60% SECURED RATED LISTED NON CONVERTIBLE DEBENTURE SERIES D36 DATE OF MATURITY 24/03/2027 8.60% AA (CRISIL) 2027-03-24 9.73% 2026-08-27
INE530B07526 SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES IV TRANCHE I DATE OF MATURITY 21/04/2027 AA (CRISIL) 2027-04-21 2026-08-25
INE530B07534 9.30% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES III TRANCHE I DATE OF MATURITY 21/04/2027 9.30% AA (CRISIL) 2027-04-21 8.70% 2026-08-25
INE866I08246 8.70% UNSECURED LISTED REDEEMABLE SUBORDINATED NON CONVERTIBLE DEBENTURES. SERIES U03. DATE OF MATURITY 19/11/2027 8.70% AA (CRISIL) 2027-11-19
INE530B07427 9.90% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES D28 DATE OF MATURITY 20/12/2027 9.90% AA (CRISIL) 2027-12-20
INE530B07278 SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SERIES VII DATE OF MATURITY 24/01/2028 AA (CRISIL) 2028-01-24 2026-08-18
INE530B07310 8.65% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SERIES V DATE OF MATURITY 24/01/2028 8.65% AA (CRISIL) 2028-01-24 9.30% 2026-08-27
INE530B07260 9% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SERIES VI DATE OF MATURITY 24/01/2028 9.00% AA (CRISIL) 2028-01-24 6.20% 2026-08-26
INE530B07583 SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES VII TRANCHE I DATE OF MATURITY 06/03/2028 AA (CRISIL) 2028-03-06 2026-08-26
INE530B07658 8.37% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES I TRANCHE I DATE OF MATURITY 06/03/2028 8.37% AA (CRISIL) 2028-03-06 9.08% 2026-08-24
INE530B07617 8.7% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES IV TRANCHE I DATE OF MATURITY 06/03/2028 8.70% AA (CRISIL) 2028-03-06 8.99% 2026-08-27
INE530B07518 9.35% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES V TRANCHE I DATE OF MATURITY 21/04/2028 9.35% AA (CRISIL) 2028-04-21 10.59% 2026-07-06
INE530B07500 SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES VII TRANCHE I DATE OF MATURITY 21/04/2028 AA (CRISIL) 2028-04-21
INE530B07476 9.75% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES VI TRANCHE I DATE OF MATURITY 21/04/2028 9.75% AA (CRISIL) 2028-04-21 9.11% 2026-08-27
INE530B08102 9.6% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE.SERIES II . DATE OF MATURITY 24/06/2028 9.60% AA (CRISIL) 2028-06-24 9.51% 2026-08-26
INE530B08094 10% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE.SERIES I . DATE OF MATURITY 24/06/2028 10.00% AA (CRISIL) 2028-06-24 7.37% 2026-08-26
INE530B08110 ZERO COUPON UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE.SERIES III . DATE OF MATURITY 24/06/2028 AA (CRISIL) 2028-06-24 2026-08-24
INE530B07385 8.65% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SERIES V TRANCHE II DATE OF MATURITY 28/06/2028 8.65% AA (CRISIL) 2028-06-28 9.24% 2026-08-26
INE530B07377 9% SECURED RATED LISTED NON CONVERTIBLE DEBENTURES SERIES VI TRANCHE II DATE OF MATURITY 28/06/2028 9.00% AA (CRISIL) 2028-06-28 9.10% 2026-08-25
INE530B07369 SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SERIES VII TRANCHE II DATE OF MATURITY 28/06/2028 AA (CRISIL) 2028-06-28 2026-08-26
INE530B08219 8.50% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES D34 DATE OF MATURITY 18/12/2028 8.50% AA (CRISIL) 2028-12-18
INE866I08295 10.50% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. SERIES VI. MATURITY DATE - 26/02/2029 10.50% AA (CRISIL) 2029-02-07 7.76% 2026-08-26
INE866I08279 10% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. SERIES V. MATURITY DATE - 07/02/2029 10.00% AA (CRISIL) 2029-02-07 8.61% 2026-08-24
INE530B07625 SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES VIII TRANCHE I DATE OF MATURITY 06/03/2029 AA (CRISIL) 2029-03-06 2026-08-17
INE530B07591 8.52% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES II TRANCHE I DATE OF MATURITY 06/03/2029 8.52% AA (CRISIL) 2029-03-06 8.88% 2026-08-26
INE530B07575 8.85% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES V TRANCHE I DATE OF MATURITY 06/03/2029 8.85% AA (CRISIL) 2029-03-06 8.62% 2026-08-25
INE530B07492 10.25% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES IX TRANCHE I DATE OF MATURITY 21/04/2030 10.25% AA (CRISIL) 2030-04-21 9.58% 2026-08-14
INE530B07484 9.60% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES VIII TRANCHE I DATE OF MATURITY 21/04/2030 9.60% AA (CRISIL) 2030-04-21 9.43% 2026-08-25
INE530B07609 9% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES VI TRANCHE I DATE OF MATURITY 06/03/2031 9.00% AA (CRISIL) 2031-03-06 9.00% 2026-08-26
INE530B07633 8.65% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES III TRANCHE I DATE OF MATURITY 06/03/2031 8.65% AA (CRISIL) 2031-03-06 9.14% 2026-08-26
INE530B07641 SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES IX TRANCHE I DATE OF MATURITY 06/03/2031 AA (CRISIL) 2031-03-06 2026-08-20
INE530B07104 8.33% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. SERIES D13. DATE OF MATURITY 30/06/2031. 8.33% AA (CRISIL) 2031-06-30
INE530B07195 8.50% SECURED RATED LISTED NON CONVERTIBLE DEBENTURE.SERIES D15.DATE OF MATURITY 21/01/2032 8.50% AA (CRISIL) 2032-01-21
INE530B07203 8.60% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. SERIES D16 OPTION A. DATE OF MATURITY 24/03/2032 8.60% AA (CRISIL) 2032-03-24
INE530B08128 9.35% UNSECURED RATED LISTED SUBORDINATED REDEEMABLE NON CONVERTIBLE DEBENTURE. SERIES D16 OPTION B. DATE OF MATURITY 24/03/2032 9.35% AA (CRISIL) 2032-03-24
INE530B08193 9.25% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES D33 OPTION B DATE OF MATURITY 24/06/2032 9.25% AA (CRISIL) 2032-06-24 9.65% 2026-08-26
INE530B07211 9% SECURED RATED LISTED NON CONVERTIBLE DEBENTURE. SERIES D17. DATE OF MATURITY 15/07/2032. 9.00% AA (CRISIL) 2032-07-15
INE530B08136 9.65% UNSECURED RATED LISTED SUBORDINATE TIER II NON CONVERTIBLE DEBENTURE. SERIES D18. DATE OF MATURITY 26/07/2032. 9.65% AA (CRISIL) 2032-07-26
IN8530B08010 9.65% UNSECURED RATED LISTED SUBORDINATE TIER II NON CONVERTIBLE DEBENTURE. SERIES D18. DATE OF MATURITY 26/07/2032. 9.65% 2032-07-26
INE530B07237 9.45% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SERIES D20 DATE OF MATURITY 01/11/2032 9.45% AA (CRISIL) 2032-11-01
INE530B08144 9.45% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SERIES D22 DATE MATURITY 27/12/2032 9.45% AA (CRISIL) 2032-12-27
IN8530B08028 9.45% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SERIES D22 DATE MATURITY 27/12/2032 9.45% 2032-12-27
INE530B08227 9.25% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES D35 OPTION A - I DATE OF MATURITY 30/12/2032 9.25% AA (CRISIL) 2032-12-30 9.68% 2026-08-20
INE530B08151 9.20% UNSECURED RATED LISTED REDEEMABLE SUBORDINATE TIER 2 NON CONVERTIBLE SERIS D24 DATE OF MATURITY 08/05/2033 9.20% AA (CRISIL) 2033-05-08
Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

Traded Value (Last 30 Days)
₹0.0 Cr
Number of Trades (Last 30 Days)
445
Avg. Yield (Last 30 Days)
8.94%
06 Payment Disclosures (SEBI Reg52(4)) 13 disclosed

Interest and redemption payments as broadcast by NSE under SEBI LODR Reg 52(4)/60, across all outstanding bonds from this issuer -- actual disclosed events, not a projected schedule.

Due DateBondTypeAmount DueAmount PaidStatusFiling
2026-08-07 10% UNSECURED RATED LISTED... Interest ₹2,600,000.00 ₹2,600,000.00 Paid XBRL →
2026-08-01 8.65% SECURED RATED LISTED... Interest ₹11,600,000.00 ₹11,600,000.00 Paid XBRL →
2026-08-01 8.37% SECURED RATED LISTED... Interest ₹6,300,000.00 ₹6,300,000.00 Paid XBRL →
2026-08-01 9.35% SECURED RATED LISTED... Interest ₹1,900,000.00 ₹1,900,000.00 Paid XBRL →
2026-08-01 9.6% UNSECURED RATED LISTED... Interest ₹26,700,000.00 ₹26,700,000.00 Paid XBRL →
2026-08-01 8.65% SECURED RATED LISTED... Interest ₹6,500,000.00 ₹6,500,000.00 Paid XBRL →
2026-08-01 8.52% SECURED RATED LISTED... Interest ₹2,600,000.00 ₹2,600,000.00 Paid XBRL →
2026-08-01 9.60% SECURED RATED LISTED... Interest ₹3,500,000.00 ₹3,500,000.00 Paid XBRL →
2026-08-01 8.65% SECURED RATED LISTED... Interest ₹5,900,000.00 ₹5,900,000.00 Paid XBRL →
2026-08-01 8.42% SECURED RATED MONTHLY LISTED... Interest ₹10,600,000.00 ₹10,600,000.00 Paid XBRL →
2026-08-01 9.25% UNSECURED RATED LISTED... Interest ₹19,600,000.00 ₹19,600,000.00 Paid XBRL →
2026-07-30 9.25% UNSECURED RATED LISTED... Interest ₹22,800,000.00 ₹22,800,000.00 Paid XBRL →
2026-07-26 9.65% UNSECURED RATED LISTED... Interest ₹226,800,000.00 ₹226,800,000.00 Paid XBRL →

Source: NSE Debt Centralised Database, per SEBI LODR Reg 52(4)/60. Coverage begins 2026-08-02 -- history accumulates as disclosures are broadcast.

07 Regulatory Filings
NSE Corporate Announcements
Cessation 2026-07-22
General Updates 2026-07-22
Press Release 2026-07-22
ESOP/ESOS/ESPS 2026-07-21
Credit Rating 2026-07-15
ESOP/ESOS/ESPS 2026-07-15
Credit Rating Rationale
08 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 95 2026-08-24
Rating Actions History 6 2026-08-24
Secondary-Market Trades 842 2026-08-27
Reg52(4) Payment Disclosures 13 2026-08-07

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does IIFL Finance Limited have?

IIFL Finance Limited currently has 58 active bonds with coupons 8.33% - 10.50%, maturities spanning 2026 - 2035.

What is IIFL Finance Limited's credit rating?

The most recent rating on IIFL Finance Limited's bonds is AA (CRISIL), published by BRICKWORK, CRISIL, ICRA, INDIA_RATINGS, INFOMERICS.

Are IIFL Finance Limited's bonds secured?

Of the 58 bonds with a disclosed security status, 35 are secured (60%) and 23 are unsecured.

When do IIFL Finance Limited's bonds mature?

IIFL Finance Limited's active bonds mature between 2026 - 2035; the nearest matures in 2026-10; the average tenure is 3.4 Yrs.

What is the average coupon on IIFL Finance Limited's bonds?

The average coupon across IIFL Finance Limited's 58 active bonds is 9.24%.

Disclaimer: This page aggregates publicly available data about IIFL Finance Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.