IIFL Finance Limited — Bonds & AA (CRISIL) Rating on senior bonds
NBFC · Financial Services
Verify this issuer →Latest events
Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.- 6 Nov 2026 Rating withdrawn CRISIL
- Current ratings CRISIL AA, Brickwork AA+, Brickwork AA
- Rating range Current ratings on senior bonds range from AA (CRISIL 6 Nov 2026, ICRA 28 Jun 2026, India Ratings 5 Aug 2026) to AA+ (Brickwork 19 Aug 2026). All current ratings on Tier II / subordinated bonds are AA (CRISIL 6 Nov 2026). All current ratings on AT1 / perpetual bonds are AA (Brickwork 19 Aug 2026, Infomerics 20 Aug 2026)
- Rating direction, 12 months 0 upgrades, 0 downgrades
- Watch / negative outlook None in 12 months
- Issuer not cooperating No such actions in 12 months
- Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
- Newest agency rating Dated 6 Nov 2026
- Payment record 65 payment disclosures since 17 Jul 2026: all on time
- Defaults on record No bond marked defaulted
- Traded in the last 30 days 37 of 60 active bonds had an exchange trade
- Exchange filings, 90 days 0 filings on NSE/BSE
A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.
- 60 active bonds tracked from this issuer.
- 35 of 60 tracked bonds with a stated security status are secured. (based on 60 bonds with a disclosed security status)
- Most recent rating action: withdrawal by CRISIL on 6 Nov 2026.
IIFL Finance Limited, an NBFC in the Financial Services sector, is tracked on RetailBonds.in. Outstanding bonds carry coupons between 8.33% - 10.50%, paid annually. Maturities on outstanding bonds fall between 2027 - 2035.
Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.
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Maturity Profile
Active bonds maturing, by year. Bar height relative to the tallest year (19 bonds).
Security Type / Instrument Mix
- NCD 60 bonds · 100% · ₹9,792 Cr tracked
Funding Evolution
Based on 56 of 60 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.
Financial Snapshot
H1 FY27As filed under SEBI LODR Reg 52(4) / Integrated Filing, filed 15 Oct 2026. Figures are reported facts, not a rating or recommendation.
- AA 51 bonds · 85%
- Unrated 9 bonds · 15%
| Agency | Rating | Outlook | Bonds |
|---|---|---|---|
| CRISIL | AA | — | 48 |
| Brickwork | AA+ | — | 14 |
| Brickwork | AA | — | 3 |
| Infomerics | AA | — | 3 |
| ICRA | AA | — | 2 |
| India Ratings | AA | — | 2 |
Rating History (Trend)
Recent Rating Actions
YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.
More bonds from this issuer (9)
- IIFL Finance 9.35% Sep 2033 NCD · INE530B08268
- IIFL Finance 9.50% Oct 2034 NCD · INE530B08177
- IIFL Finance 9.50% Oct 2034 NCD · INE530B08169
- IIFL Finance 9.30% Jun 2035 NCD · INE530B08185
- IIFL Finance 9.30% Dec 2035 NCD · INE530B08235
- IIFL Finance 9.90% Perpetual NCD · INE530B08276
- IIFL Finance 9.90% Perpetual NCD · INE530B08250
- IIFL Finance 9.90% Perpetual NCD · INE530B08243
- IIFL Finance 9.90% Perpetual NCD · INE530B08201
Last 30 days, across all outstanding bonds from this issuer.
Interest and redemption payments as broadcast by NSE under SEBI LODR Reg 52(4)/60, across all outstanding bonds from this issuer -- actual disclosed events, not a projected schedule.
| Due Date | Bond | Type | Amount Due | Amount Paid | Status | Filing |
|---|---|---|---|---|---|---|
| 1 Nov 2026 | 8.65% SECURED RATED LISTED... | Interest | ₹1,16,00,000.00 | ₹1,16,00,000.00 | Paid | XBRL → |
| 1 Nov 2026 | 8.37% SECURED RATED LISTED... | Interest | ₹63,00,000.00 | ₹63,00,000.00 | Paid | XBRL → |
| 1 Nov 2026 | 9.35% SECURED RATED LISTED... | Interest | ₹19,00,000.00 | ₹19,00,000.00 | Paid | XBRL → |
| 1 Nov 2026 | 9.6% UNSECURED RATED LISTED... | Interest | ₹2,67,00,000.00 | ₹2,67,00,000.00 | Paid | XBRL → |
| 1 Nov 2026 | 8.65% SECURED RATED LISTED... | Interest | ₹65,00,000.00 | ₹65,00,000.00 | Paid | XBRL → |
| 1 Nov 2026 | 8.52% SECURED RATED LISTED... | Interest | ₹26,00,000.00 | ₹26,00,000.00 | Paid | XBRL → |
| 1 Nov 2026 | 9.60% SECURED RATED LISTED... | Interest | ₹35,00,000.00 | ₹35,00,000.00 | Paid | XBRL → |
| 1 Nov 2026 | 8.65% SECURED RATED LISTED... | Interest | ₹59,00,000.00 | ₹59,00,000.00 | Paid | XBRL → |
| 1 Nov 2026 | 9.25% UNSECURED RATED LISTED... | Interest | ₹1,96,00,000.00 | ₹1,96,00,000.00 | Paid | XBRL → |
| 1 Nov 2026 | 9.45% SECURED RATED LISTED... | Interest | ₹51,98,00,000.00 | ₹51,98,00,000.00 | Paid | XBRL → |
| 31 Oct 2026 | 9.35% UNSECURED RATED LISTED... | Interest | ₹79,00,000.00 | ₹79,00,000.00 | Paid | XBRL → |
| 30 Oct 2026 | 9.25% UNSECURED RATED LISTED... | Interest | ₹2,28,00,000.00 | ₹2,28,00,000.00 | Paid | XBRL → |
| 16 Oct 2026 | 9.50% UNSECURED RATED LISTED... | Interest | ₹11,88,00,000.00 | ₹11,88,00,000.00 | Paid | XBRL → |
| 7 Oct 2026 | 10% UNSECURED RATED LISTED... | Interest | ₹25,00,000.00 | ₹25,00,000.00 | Paid | XBRL → |
| 1 Oct 2026 | 8.65% SECURED RATED LISTED... | Interest | ₹1,13,00,000.00 | ₹1,13,00,000.00 | Paid | XBRL → |
| 1 Oct 2026 | 8.37% SECURED RATED LISTED... | Interest | ₹61,00,000.00 | ₹61,00,000.00 | Paid | XBRL → |
| 1 Oct 2026 | 9.35% SECURED RATED LISTED... | Interest | ₹18,00,000.00 | ₹18,00,000.00 | Paid | XBRL → |
| 1 Oct 2026 | 9.6% UNSECURED RATED LISTED... | Interest | ₹2,59,00,000.00 | ₹2,59,00,000.00 | Paid | XBRL → |
| 1 Oct 2026 | 8.65% SECURED RATED LISTED... | Interest | ₹63,00,000.00 | ₹63,00,000.00 | Paid | XBRL → |
| 1 Oct 2026 | 8.52% SECURED RATED LISTED... | Interest | ₹25,00,000.00 | ₹25,00,000.00 | Paid | XBRL → |
Source: NSE Debt Centralised Database, per SEBI LODR Reg 52(4)/60. Coverage begins 2 Aug 2026 — history accumulates as disclosures are broadcast.
| Dataset | Count | Freshness |
|---|---|---|
| Credit Ratings (current) | 72 | 2026-11-06 |
| Rating Actions History | 6 | 2026-11-06 |
| Secondary-Market Trades | 1578 | 2026-11-06 |
| Reg52(4) Payment Disclosures | 20 | 2026-11-01 |
Methodology version 1.0. See full methodology for sources and limitations.
Related Issuers
All issuers →How many active bonds does IIFL Finance Limited have?
IIFL Finance Limited currently has 60 active bonds with coupons of 8.33% - 10.50%, maturities spanning 2027 - 2035.
What is IIFL Finance Limited's credit rating?
The most common current rating on IIFL Finance Limited's senior bonds is AA (CRISIL). Ratings on file come from Brickwork, CRISIL, ICRA, India Ratings, Infomerics. Other instrument classes: Tier II / subordinated: AA (CRISIL) · AT1 / perpetual: AA (Infomerics).
Are IIFL Finance Limited's bonds secured?
Of the 60 bonds with a disclosed security status, 35 are secured (58%) and 25 are unsecured.
When do IIFL Finance Limited's bonds mature?
IIFL Finance Limited's active bonds mature between 2027 - 2035; the nearest matures in Mar 2027; the average tenure is 3.4 Yrs.
What is the average coupon on IIFL Finance Limited's bonds?
The average coupon across IIFL Finance Limited's 60 active bonds is 9.29%.
Disclaimer: This page aggregates publicly available data about IIFL Finance Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.