I
AA Secured NCD

IIFL Finance Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2032

Current YTM
No live YTM available
Coupon Rate
8.50%
Per annum
Maturity Date
21 Jan 2032
5.4 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,000,000
Per Bond
Market Position
YTM (Annual) EST
~8.50%
Proxied from coupon — no live trade, not a true YTM
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+138 bps
vs 5.4Y G-Sec at 7.12% *
Below the median spread for similar-tenor peers
Tenure
5.4 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
21 Jan 2027
Interest Payment
₹85,000.00 / Bond
21 Jan 2028
Interest Payment
₹85,000.00 / Bond
21 Jan 2029
Interest Payment
₹85,000.00 / Bond
21 Jan 2030
Interest Payment
₹85,000.00 / Bond
21 Jan 2031
Interest Payment
₹85,000.00 / Bond
21 Jan 2032
Principal Payment
₹1,000,000.00 / Bond

Next 5 coupons + principal at maturity · per ₹1,000,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Reaffirmed: by CRISIL on 2026-08-24 Rating action: AAA by CRISIL on 2026-07-28 Rating action: AAA by CRISIL on 2026-07-23 Initial rating: AAA by CRISIL on 2026-07-21 Rating action: AAA by CRISIL on 2026-07-02 Initial rating: AAA by CRISIL on 2026-06-29 Issued 2022-01-21 Matures 2032-01-21

6 rating actions on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
8.50%
YTM (Annual)
Credit Rating
AA
(CRISIL)
Remaining Tenure
5.4 Years
Advanced metrics
Modified Duration
4.00 Yrs
Macaulay Duration
4.34 Yrs
Issue Size
₹10 Cr
Minimum Investment
₹1,000,000
(1 Bond)
Market Characteristics
Modified Duration
4.00 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 1.50 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2022-01-21
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

Issued by IIFL Finance Limited, 8.50% SECURED RATED LISTED NON CONVERTIBLE DEBENTURE.SERIES D15.DATE OF MATURITY 21/01/2032 is a secured, rated, ncd paying a 8.50% p.a. coupon annual. The instrument repays principal on maturity.

Rating Action History 6 actions
DateAgencyActionRatingOutlookRationale
2026-08-24 CRISIL Reaffirm View →
2026-07-28 CRISIL Other AAA View →
2026-07-23 CRISIL Other AAA View →
2026-07-21 CRISIL Initial AAA View →
2026-07-02 CRISIL Other AAA View →
2026-06-29 CRISIL Initial AAA View →
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2026-08-24
Rating Actions History 6 2026-08-24
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0
  • No secondary-market trades recorded — YTM figures use the coupon rate as a proxy.
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Iifl Finance 8.50% Jan 2032 NCD?

Iifl Finance 8.50% Jan 2032 NCD carries a coupon of 8.50%, paid annual, on a face value of ₹1,000,000.

When does Iifl Finance 8.50% Jan 2032 NCD mature?

Iifl Finance 8.50% Jan 2032 NCD matures on 2032-01-21, 5.4 years from today.

What is Iifl Finance 8.50% Jan 2032 NCD rated?

Iifl Finance 8.50% Jan 2032 NCD is rated AA by CRISIL. As of 2026-08-24.

Is Iifl Finance 8.50% Jan 2032 NCD secured?

Iifl Finance 8.50% Jan 2032 NCD is a secured bond.

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