I
AA Unsecured NCD

IIFL Finance Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2032

Current YTM
No live YTM available
Coupon Rate
9.65%
Per annum
Maturity Date
26 Jul 2032
5.9 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹10,000,000
Per Bond
Market Position
YTM (Annual) EST
~9.65%
Proxied from coupon — no live trade, not a true YTM
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+316 bps
vs 5.9Y G-Sec at 6.49% *
Top 23% of similar-tenor peers by spread
Tenure
5.9 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
26 Jul 2027
Interest Payment
₹965,000.00 / Bond
26 Jul 2028
Interest Payment
₹965,000.00 / Bond
26 Jul 2029
Interest Payment
₹965,000.00 / Bond
26 Jul 2030
Interest Payment
₹965,000.00 / Bond
26 Jul 2031
Interest Payment
₹965,000.00 / Bond
26 Jul 2032
Principal Payment
₹10,000,000.00 / Bond

Next 5 coupons + principal at maturity · per ₹10,000,000 face value

Payment Disclosures (SEBI Reg52(4)) 1 disclosed
Due DateTypeAmount DueAmount PaidStatusFiling
2026-07-26 Interest ₹226,800,000.00 ₹226,800,000.00 Paid XBRL →
Non-payment reason: As per information memorandum.

Source: NSE Debt Centralised Database (corporate-interest-payment / corporate-redemption-payment), per SEBI LODR Reg 52(4)/60. Coverage begins 2026-08-02 -- history accumulates as disclosures are broadcast.

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ◆ Reg52(4) disclosed ┊ Today
Today Reaffirmed: by CRISIL on 2026-08-24 Rating action: AAA by CRISIL on 2026-07-28 Rating action: AAA by CRISIL on 2026-07-23 Initial rating: AAA by CRISIL on 2026-07-21 Rating action: AAA by CRISIL on 2026-07-02 Initial rating: AAA by CRISIL on 2026-06-29 Interest paid (SEBI Reg52(4) disclosure) — due 2026-07-26 Issued 2022-07-26 Matures 2032-07-26

6 rating actions on file since issue — hover a dot for detail.

1 SEBI Reg52(4) disclosed payment — hover a square/diamond for detail.

Key Metrics
Coupon Rate
9.65%
YTM (Annual)
Credit Rating
AA
(CRISIL)
Remaining Tenure
5.9 Years
Advanced metrics
Modified Duration
4.32 Yrs
Macaulay Duration
4.73 Yrs
Issue Size
₹235 Cr
Minimum Investment
₹10,000,000
(1 Bond)
Market Characteristics
Modified Duration
4.32 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 0.35 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2022-07-26
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

9.65% UNSECURED RATED LISTED SUBORDINATE TIER II NON CONVERTIBLE DEBENTURE. SERIES D18. DATE OF MATURITY 26/07/2032. is a rated, redeemable ncd issued by IIFL Finance Limited. The bond offers a fixed coupon of 9.65% p.a. with annual interest payments and repays principal on maturity.

Rating Action History 6 actions
DateAgencyActionRatingOutlookRationale
2026-08-24 CRISIL Reaffirm View →
2026-07-28 CRISIL Other AAA View →
2026-07-23 CRISIL Other AAA View →
2026-07-21 CRISIL Initial AAA View →
2026-07-02 CRISIL Other AAA View →
2026-06-29 CRISIL Initial AAA View →
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 2 CRISIL, ICRA 2026-08-24
Rating Actions History 6 2026-08-24
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 1 NSE 2026-07-26
  • No secondary-market trades recorded — YTM figures use the coupon rate as a proxy.
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Iifl Finance 9.65% Jul 2032 NCD?

Iifl Finance 9.65% Jul 2032 NCD carries a coupon of 9.65%, paid annual, on a face value of ₹10,000,000.

When does Iifl Finance 9.65% Jul 2032 NCD mature?

Iifl Finance 9.65% Jul 2032 NCD matures on 2032-07-26, 5.9 years from today.

What is Iifl Finance 9.65% Jul 2032 NCD rated?

Iifl Finance 9.65% Jul 2032 NCD is rated AA by CRISIL and AA by ICRA. As of 2026-08-24.

Is Iifl Finance 9.65% Jul 2032 NCD secured?

Iifl Finance 9.65% Jul 2032 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

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