I
AA Unsecured NCD

IIFL Finance Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2032

Current YTM
9.68%
Market YTM
Coupon Rate
9.25%
Per annum
Maturity Date
30 Dec 2032
6.3 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
9.68%
Live, last traded 2026-08-20
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+370 bps
vs 6.3Y G-Sec at 5.98%
Top 16% of similar-tenor peers by spread
Tenure
6.3 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-06-29 2026-08-20
Cashflow Timeline
30 Aug 2026
Interest Payment
₹770.83 / Bond
30 Sep 2026
Interest Payment
₹770.83 / Bond
30 Oct 2026
Interest Payment
₹770.83 / Bond
30 Nov 2026
Interest Payment
₹770.83 / Bond
30 Dec 2026
Interest Payment
₹770.83 / Bond
30 Jan 2027
Interest Payment
₹770.83 / Bond
28 Feb 2027
Interest Payment
₹770.83 / Bond
30 Mar 2027
Interest Payment
₹770.83 / Bond
30 Dec 2032
Principal Payment
₹100,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹100,000 face value

Payment Disclosures (SEBI Reg52(4)) 1 disclosed
Due DateTypeAmount DueAmount PaidStatusFiling
2026-07-30 Interest ₹22,800,000.00 ₹22,800,000.00 Paid XBRL →

Source: NSE Debt Centralised Database (corporate-interest-payment / corporate-redemption-payment), per SEBI LODR Reg 52(4)/60. Coverage begins 2026-08-02 -- history accumulates as disclosures are broadcast.

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ◆ Reg52(4) disclosed ┊ Today
Today Reaffirmed: by CRISIL on 2026-08-24 Rating action: AAA by CRISIL on 2026-07-28 Rating action: AAA by CRISIL on 2026-07-23 Initial rating: AAA by CRISIL on 2026-07-21 Rating action: AAA by CRISIL on 2026-07-02 Initial rating: AAA by CRISIL on 2026-06-29 Interest paid (SEBI Reg52(4) disclosure) — due 2026-07-30 Issued 2025-12-30 Matures 2032-12-30

6 rating actions on file since issue — hover a dot for detail.

1 SEBI Reg52(4) disclosed payment — hover a square/diamond for detail.

Key Metrics
Coupon Rate
9.25%
YTM (Annual)
9.68%
Credit Rating
AA
(CRISIL)
Remaining Tenure
6.3 Years
Advanced metrics
Modified Duration
4.76 Yrs
Macaulay Duration
4.80 Yrs
Issue Size
₹300 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
4.76 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-08-20
BSE
Trades (30 Days)
3
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • 3 secondary-market trades recorded in the last 30 days.
  • Coupon is 0.75 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2025-12-30
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

Issued by IIFL Finance Limited, 9.25% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES D35 OPTION A - I DATE OF MATURITY 30/12/2032 is a rated, ncd paying a 9.25% p.a. coupon monthly. The instrument repays principal on maturity.

Rating Action History 6 actions
DateAgencyActionRatingOutlookRationale
2026-08-24 CRISIL Reaffirm View →
2026-07-28 CRISIL Other AAA View →
2026-07-23 CRISIL Other AAA View →
2026-07-21 CRISIL Initial AAA View →
2026-07-02 CRISIL Other AAA View →
2026-06-29 CRISIL Initial AAA View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-20 99.8400 9.6800 1
2026-08-19 100.1500 9.6100 1
2026-08-12 98.8000 9.9200 10
2026-07-21 100.0000 9.6500 None
2026-07-20 100.0000 9.6500 2
2026-07-17 100.0000 9.6448 1
2026-07-02 99.3763 9.7843 None
2026-07-01 99.3163 9.6877 None
2026-06-29 98.7098 9.9349 None
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 2 CRISIL, INDIA_RATINGS 2026-08-24
Rating Actions History 6 2026-08-24
Secondary-Market Trades 9 BSE 2026-08-20
Reg52(4) Payment Disclosures 1 NSE 2026-07-30
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Iifl Finance 9.25% Dec 2032 NCD?

Iifl Finance 9.25% Dec 2032 NCD carries a coupon of 9.25%, paid monthly, on a face value of ₹100,000.

When does Iifl Finance 9.25% Dec 2032 NCD mature?

Iifl Finance 9.25% Dec 2032 NCD matures on 2032-12-30, 6.3 years from today.

What is Iifl Finance 9.25% Dec 2032 NCD rated?

Iifl Finance 9.25% Dec 2032 NCD is rated AA by CRISIL and AA by INDIA_RATINGS. As of 2026-08-24.

Is Iifl Finance 9.25% Dec 2032 NCD secured?

Iifl Finance 9.25% Dec 2032 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

What yield does Iifl Finance 9.25% Dec 2032 NCD currently offer?

The last recorded trade on 2026-08-20 priced Iifl Finance 9.25% Dec 2032 NCD at ₹99.84, implying a yield to maturity of 9.68%.

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