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IIFL Finance 10.50% Feb 2029 NCD (INE866I08295)

CRISIL AA Unsecured NCD

IIFL Finance Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2029

59 more bonds from IIFL Finance Limited →
Current YTM
9.89%
Market YTM to maturity
Coupon Rate
10.50%
Per annum
Maturity Date
07 Feb 2029
2.3 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,000
Per Bond

Issuer events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.
  • 6 Nov 2026 Rating withdrawn CRISIL

Market Position

YTM (Annual)
9.89%
Last traded 3 Nov 2026 (end of day)
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Spread over G-Sec
+292 bps
vs 2.3Y G-Sec at 6.97%
Above the median spread for similar-tenor peers
Tenure
2.3 Years
Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)
29 Sep 20263 Nov 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

7 Feb 2027
Interest Payment
₹105.00 / Bond
₹94.50 net of 10% TDS (est.)
7 Feb 2028
Interest Payment
₹105.00 / Bond
₹94.50 net of 10% TDS (est.)
7 Feb 2029
Final coupon + principal
₹1,105.00 / Bond
₹105.00 coupon + ₹1,000 face value

3 coupons remaining, the last paid with principal at maturity · per ₹1,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Reaffirmed: AA+ by Brickwork on 19 Aug 2026 Issued 7 Feb 2019 Matures 7 Feb 2029

1 rating action on file since issue — hover a dot for detail.

Key Metrics

Coupon Rate
10.50%
YTM (Annual)
9.89%
Credit Rating
AA
(CRISIL) · rated 6 Nov 2026, 2 days ago
Remaining Tenure
2.3 Years

AA (CRISIL): Rated 6 Nov 2026 (2 days ago).

AA+ (Brickwork): Rated 19 Aug 2026 (81 days ago).

AA (ICRA): On the NSE listing when we first checked it, 28 Jun 2026; the listing doesn't give the agency's rating date.

With more than one agency, the rating shown at the top is the lowest of those dated within the last 15 months (or the newest, when none is). How we pick it →

Advanced metrics
Modified Duration
1.80 Yrs
Macaulay Duration
1.97 Yrs
Issue Size
₹15 Cr
Face Value
₹1,000
Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration
1.80 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
3 Nov 2026
NSE CM
Trades (30 Days)
7
Exchange-reported sessions
Security Status
Unsecured
Callable

Observations

  • This bond is unsecured.
  • 7 secondary-market trades recorded in the last 30 days.
  • Coupon is 0.30 percentage points above the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 6 Nov 2026
Instrument Type
NCD
Issue Date
7 Feb 2019
Day Count Convention
ACT/ACT
Listed Exchange
—
Call / Put Option
Callable

Issued by IIFL Finance Limited, IIFL Finance 10.50% Feb 2029 NCD is an unsecured, rated NCD. It pays a 10.50% p.a. coupon, annually. Principal is repaid at maturity. The issuer holds the right to redeem it before the maturity date.

Rating Timeline

5 ratings on file

Every rating we hold for this ISIN, from every agency and source, newest first. NSE listing dates are the day we first saw the rating there, not the agency’s date.

DateAgencyRatingOutlookStatusSource
6 Nov 2026 CRISIL AA — Latest NSE filing →
24 Aug 2026 CRISIL AA — Superseded NSE filing →
19 Aug 2026 Brickwork AA+ — Latest NSE filing →
seen on 28 Jun 2026 ICRA AA — Latest NSE listing
2019 Brickwork AA+ — NSDL record, 2019 NSDL debt master

Rating Action History

6 actions

Agency actions on IIFL Finance Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-11-06 CRISIL Withdrawal — — View →
2026-09-15 CRISIL Update — — View →
2026-08-24 CRISIL Reaffirm — — View →
2026-08-20 Infomerics Reaffirm AA Stable NSE filing →
2026-08-19 Brickwork Reaffirm AA Stable NSE filing →
2026-08-19
This bond
Brickwork Reaffirm AA+ Stable NSE filing →
Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on IIFL Finance Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-11-06 CRISIL Withdrawal — View →
2026-09-15 CRISIL Update — View →
2026-08-24 CRISIL Reaffirm — View →
2026-08-20 Infomerics Reaffirm AA / Stable NSE filing →
2026-08-19 Brickwork Reaffirm AA / Stable NSE filing →
2026-08-19 Brickwork Reaffirm This bond AA+ / Stable NSE filing →
Alert me about IIFL Finance Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE866I08295: trade date, clean price, YTM and number of trades
Trade DateClean PriceYTM (%)Trades
2026-11-03 101.0829 9.8927 —
2026-10-28 101.2555 9.8077 —
2026-10-27 99.3342 10.7885 —
2026-10-22 99.4781 10.7114 —
2026-10-15 99.6795 10.6053 —
2026-10-14 99.5082 10.6920 —
2026-10-09 100.9321 9.9764 —
2026-10-06 99.7384 10.5724 —
2026-10-01 101.1622 9.8661 —
2026-09-29 99.2857 10.7971 —

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 5 Brickwork, CRISIL, ICRA 2026-11-06
Rating Actions History 6 — 2026-11-06
Secondary-Market Trades 10 NSE CM 2026-11-03
Reg52(4) Payment Disclosures 0 — —

Documents

Entity metadata
Source
NSDL debt master
Last Updated
6 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
₹1,010.83
YTM9.89%
Trade Date 3 Nov 2026 5d ago
SourceNSE CM
Accrued interest (est.)₹79.11
Dirty price (est.)₹1,089.94
View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE866I08295
Issue Date
7 Feb 2019
Maturity Date
7 Feb 2029
Listing
—
Payment Frequency
Annual
Put / Call Option
Call
Security
Unsecured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on IIFL Finance 10.50% Feb 2029 NCD?

IIFL Finance 10.50% Feb 2029 NCD carries a coupon of 10.50%, paid annual, on a face value of ₹1,000.

When does IIFL Finance 10.50% Feb 2029 NCD mature?

IIFL Finance 10.50% Feb 2029 NCD matures on 7 Feb 2029, 2.3 years from today.

What is IIFL Finance 10.50% Feb 2029 NCD rated?

IIFL Finance 10.50% Feb 2029 NCD is rated AA by CRISIL (rating dated 6 Nov 2026), AA+ by Brickwork (rating dated 19 Aug 2026), and AA by ICRA (rating dated 28 Jun 2026).

Is IIFL Finance 10.50% Feb 2029 NCD secured?

IIFL Finance 10.50% Feb 2029 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Can IIFL Finance 10.50% Feb 2029 NCD be called or put back early?

IIFL Finance 10.50% Feb 2029 NCD is callable -- the issuer may redeem it before maturity on scheduled call dates.

What yield does IIFL Finance 10.50% Feb 2029 NCD currently offer?

The last recorded trade on 3 Nov 2026 priced IIFL Finance 10.50% Feb 2029 NCD at ₹1,010.83 per bond, implying a yield to maturity of 9.89%.

More Bonds from This Issuer

I
IIFL Finance 9.90% Mar 2027 NCD
INE530B07468
AA
Coupon
9.90%
Maturity
08 Mar 2027
I
IIFL Finance 9.50% Mar 2027 NCD
INE530B07401
Coupon
9.50%
Maturity
20 Mar 2027
I
IIFL Finance 8.60% Mar 2027 NCD
INE530B07666
AA
Coupon
8.60%
Maturity
24 Mar 2027
I
IIFL Finance Apr 2027 NCD
INE530B07526
AA
Coupon
—
Maturity
21 Apr 2027
Compare (/) Compare Bonds

Comparable NCDs maturing near 2029

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 10.50%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE244L07556Sammaan Finserve LimitedAA NSDL record, 202310.50%2028-04-25
INE583D07596UGRO Capital LimitedA+ NSDL record, 202510.50%2028-10-24
INE413U07251IIFL Samasta Finance LimitedAA-10.50%2028-12-21
INE530L07640Nido Home Finance LimitedA+ NSDL record, 202310.50%2029-03-01
INE0BUS07CL8Indel Money LimitedA-10.50%2029-04-17
INE413U07319IIFL Samasta Finance LimitedAA-10.50%2029-06-21

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