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Electronica Finance 10.48% May 2031 NCD (INE612U07126)

India Ratings A- / Stable Secured NCD

Electronica Finance Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2031

10 more bonds from Electronica Finance Limited →
Current YTM
—
No market YTM available
Coupon Rate
10.48%
Per annum
Maturity Date
15 May 2031
4.5 Yrs to Maturity
Interest Payment
Semi Annual
Frequency
Face Value
₹1,00,000
Per Bond

Market Position

YTM (Annual)
—
No trade with a usable price on record
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Tenure
4.5 Years
Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Cashflow Timeline

28 Feb 2027
Interest Payment
₹5,240.00 / Bond
₹4,716.00 net of 10% TDS (est.)
29 Aug 2027
Interest Payment
₹5,240.00 / Bond
₹4,716.00 net of 10% TDS (est.)
29 Feb 2028
Interest Payment
₹5,240.00 / Bond
₹4,716.00 net of 10% TDS (est.)
29 Aug 2028
Interest Payment
₹5,240.00 / Bond
₹4,716.00 net of 10% TDS (est.)
28 Feb 2029
Interest Payment
₹5,240.00 / Bond
₹4,716.00 net of 10% TDS (est.)
29 Aug 2029
Interest Payment
₹5,240.00 / Bond
₹4,716.00 net of 10% TDS (est.)
28 Feb 2030
Interest Payment
₹5,240.00 / Bond
₹4,716.00 net of 10% TDS (est.)
29 Aug 2030
Interest Payment
₹5,240.00 / Bond
₹4,716.00 net of 10% TDS (est.)
…
+1 more coupon until 28 Feb 2031
₹5,240.00 each / Bond
15 May 2031
Final coupon (part period) + principal
₹1,02,188.13 / Bond
₹2,188.13 coupon + ₹1,00,000 face value

10 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 29 Aug 2024 Matures 15 May 2031

Key Metrics

Coupon Rate
10.48%
YTM (Annual)
—
Credit Rating
A-
(India Ratings) · rated 30 Sep 2024, 2 years ago
Over 15 months old; see below
Remaining Tenure
4.5 Years

A- (India Ratings): Rated 30 Sep 2024 (2 years ago) — no review in the last 15 months that our sources show; the agency may have reviewed it since.

Advanced metrics
Modified Duration
3.35 Yrs
Macaulay Duration
3.53 Yrs
Issue Size
₹60 Cr
Minimum Investment
₹1,00,000
1 bond × ₹1,00,000 face value (BSE market lot)

Market Characteristics

Modified Duration
3.35 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Semi Annual
Last Trade
—
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Secured
No call option

Observations

  • This bond is secured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 0.28 percentage points above the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 7 Nov 2026
Instrument Type
NCD
Issue Date
29 Aug 2024
Day Count Convention
ACT/ACT
Listed Exchange
BSE
Call / Put Option
None disclosed

Electronica Finance 10.48% May 2031 NCD is a secured, rated NCD issued by Electronica Finance Limited. It pays a 10.48% p.a. coupon, semi-annually. Principal is repaid at maturity.

Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →
Alert me about Electronica Finance Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 1 India Ratings 2024-09-30
Rating Actions History 0 — —
Secondary-Market Trades 0 — —
Reg52(4) Payment Disclosures 0 — —
  • No secondary-market trade with a usable price on record, so no market yield or spread is shown.

Documents

Entity metadata
Source
BSE
Last Updated
7 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
—

No recent trade data available

View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE612U07126
Issue Date
29 Aug 2024
Maturity Date
15 May 2031
Listing
BSE
Payment Frequency
Semi Annual
Put / Call Option
None disclosed
Security
Secured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on Electronica Finance 10.48% May 2031 NCD?

Electronica Finance 10.48% May 2031 NCD carries a coupon of 10.48%, paid semi annual, on a face value of ₹1,00,000.

When does Electronica Finance 10.48% May 2031 NCD mature?

Electronica Finance 10.48% May 2031 NCD matures on 15 May 2031, 4.5 years from today.

What is Electronica Finance 10.48% May 2031 NCD rated?

Electronica Finance 10.48% May 2031 NCD is rated A- by India Ratings (rating dated 30 Sep 2024).

Is Electronica Finance 10.48% May 2031 NCD secured?

Electronica Finance 10.48% May 2031 NCD is a secured bond.

Where does Electronica Finance 10.48% May 2031 NCD trade?

Electronica Finance 10.48% May 2031 NCD is listed on BSE.

More Bonds from This Issuer

E
Electronica Finance 12.55% Jun 2028 NCD
INE612U08033
A- NSDL record, 2022
Coupon
12.55%
Maturity
29 Jun 2028
E
Electronica Finance 9.35% Sep 2028 NCD
INE612U07159
A
Coupon
9.35%
Maturity
24 Sep 2028
E
Electronica Finance 13.00% Jun 2029 NCD
INE612U08041
A- NSDL record, 2023
Coupon
13.00%
Maturity
28 Jun 2029
E
Electronica Finance 11.40% Jun 2029 NCD
INE612U07076
Coupon
11.40%
Maturity
29 Jun 2029
Compare (/) Compare Bonds

Comparable NCDs maturing near 2031

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 10.48%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE01ZK08695Hedge Finance LimitedBB+10.50%2030-07-23
INE549K08566Muthoot Fincorp LimitedAA-10.25%2031-01-23
INE0E3P08144Shivalik Small Finance Bank LimitedA-10.85%2032-04-24
INE413U08093IIFL Samasta Finance LimitedAA- NSDL record, 202311.00%2030-05-18
INE735W08053Utkarsh Small Finance Bank LimitedA+ NSDL record, 202411.00%2031-06-28
INE01ZK08703Hedge Finance LimitedBB+11.00%2032-03-23

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