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Electronica Finance 12.90% Sep 2029 NCD (INE612U08058)

India Ratings A- · NSDL record, 2024 Unsecured NCD

Electronica Finance Limited

Unsecured, Taxable, Redeemable NCD

Browse: bonds maturing in 2029

10 more bonds from Electronica Finance Limited →
Current YTM
14.85%
Market YTM
Coupon Rate
12.90%
Per annum
Maturity Date
26 Sep 2029
2.9 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹1,00,000
Per Bond

Market Position

YTM (Annual)
14.85%
Last traded 16 Oct 2026 (end of day)
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Spread over G-Sec
+779 bps
vs 2.9Y G-Sec at 7.06%
Top 2% of similar-tenor peers by spread
Tenure
2.9 Years
Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)
17 Sep 202616 Oct 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

26 Nov 2026
Interest Payment
₹1,075.00 / Bond
₹967.50 net of 10% TDS (est.)
26 Dec 2026
Interest Payment
₹1,075.00 / Bond
₹967.50 net of 10% TDS (est.)
26 Jan 2027
Interest Payment
₹1,075.00 / Bond
₹967.50 net of 10% TDS (est.)
26 Feb 2027
Interest Payment
₹1,075.00 / Bond
₹967.50 net of 10% TDS (est.)
26 Mar 2027
Interest Payment
₹1,075.00 / Bond
₹967.50 net of 10% TDS (est.)
26 Apr 2027
Interest Payment
₹1,075.00 / Bond
₹967.50 net of 10% TDS (est.)
26 May 2027
Interest Payment
₹1,075.00 / Bond
₹967.50 net of 10% TDS (est.)
26 Jun 2027
Interest Payment
₹1,075.00 / Bond
₹967.50 net of 10% TDS (est.)
…
+26 more coupons until 26 Aug 2029
₹1,075.00 each / Bond
26 Sep 2029
Final coupon + principal
₹1,01,075.00 / Bond
₹1,075.00 coupon + ₹1,00,000 face value

35 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 26 Mar 2024 Matures 26 Sep 2029

Key Metrics

Coupon Rate
12.90%
YTM (Annual)
14.85%
Credit Rating
A-
Rating on NSDL record (India Ratings, 2024)
Not a current agency rating; see below
Remaining Tenure
2.9 Years

A- (India Ratings): Rating on NSDL record (India Ratings, 2024), dated 25 Jan 2024. The rating NSDL's debt master records for this instrument, often from the time of issue. No current rating from an agency or exchange is on file, so it may be out of date.

Advanced metrics
Modified Duration
2.37 Yrs
Macaulay Duration
2.39 Yrs
Issue Size
₹40 Cr
Face Value
₹1,00,000
Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration
2.37 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
16 Oct 2026
BSE
Trades (30 Days)
2
Exchange-reported sessions
Security Status
Unsecured
No call option

Observations

  • This bond is unsecured.
  • 2 secondary-market trades recorded in the last 30 days.
  • Coupon is 2.70 percentage points above the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
26 Mar 2024
Day Count Convention
ACT/ACT
Listed Exchange
—
Call / Put Option
None disclosed

Electronica Finance Limited issued Electronica Finance 12.90% Sep 2029 NCD, an unsecured NCD. It pays a 12.90% p.a. coupon, monthly. Principal is repaid at maturity.

Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →
Alert me about Electronica Finance Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE612U08058: trade date, clean price, YTM and number of trades
Trade DateClean PriceYTM (%)Trades
2026-10-16 97.5000 14.8500 1
2026-10-12 97.5000 14.8500 1
2026-09-28 106.3100 10.9400 1
2026-09-25 106.3200 10.9400 1
2026-09-23 97.5600 14.8000 1
2026-09-21 97.6700 14.7500 1
2026-09-17 97.1300 15.0000 1

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 1 India Ratings (NSDL record) 2024-01-25
Rating Actions History 0 — —
Secondary-Market Trades 7 BSE 2026-10-16
Reg52(4) Payment Disclosures 0 — —
  • No current rating from an agency or exchange on file; the rating shown is the one NSDL's debt master records, often from the time of issue.

Documents

Entity metadata
Source
NSDL debt master
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
₹97,500.00
YTM14.85%
Trade Date 16 Oct 2026 23d ago
SourceBSE
Accrued interest (est.)₹485.48
Dirty price (est.)₹97,985.48
View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE612U08058
Issue Date
26 Mar 2024
Maturity Date
26 Sep 2029
Listing
—
Payment Frequency
Monthly
Put / Call Option
None disclosed
Security
Unsecured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on Electronica Finance 12.90% Sep 2029 NCD?

Electronica Finance 12.90% Sep 2029 NCD carries a coupon of 12.90%, paid monthly, on a face value of ₹1,00,000.

When does Electronica Finance 12.90% Sep 2029 NCD mature?

Electronica Finance 12.90% Sep 2029 NCD matures on 26 Sep 2029, 2.9 years from today.

What is Electronica Finance 12.90% Sep 2029 NCD rated?

No current rating from an agency or exchange is on file for Electronica Finance 12.90% Sep 2029 NCD. NSDL's debt master records a rating of A- by India Ratings, dated 25 Jan 2024, often from the time of issue, so it may be out of date.

Is Electronica Finance 12.90% Sep 2029 NCD secured?

Electronica Finance 12.90% Sep 2029 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

What yield does Electronica Finance 12.90% Sep 2029 NCD currently offer?

The last recorded trade on 16 Oct 2026 priced Electronica Finance 12.90% Sep 2029 NCD at ₹97,500.00 per bond, implying a yield to maturity of 14.85%.

More Bonds from This Issuer

E
Electronica Finance 12.55% Jun 2028 NCD
INE612U08033
A- NSDL record, 2022
Coupon
12.55%
Maturity
29 Jun 2028
E
Electronica Finance 9.35% Sep 2028 NCD
INE612U07159
A
Coupon
9.35%
Maturity
24 Sep 2028
E
Electronica Finance 13.00% Jun 2029 NCD
INE612U08041
A- NSDL record, 2023
Coupon
13.00%
Maturity
28 Jun 2029
E
Electronica Finance 11.40% Jun 2029 NCD
INE612U07076
Coupon
11.40%
Maturity
29 Jun 2029
Compare (/) Compare Bonds

Comparable NCDs maturing near 2029

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 12.90%. For comparison only, not a recommendation.

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INE0JZO07057Lucina Land Development LimitedA-12.95%2029-01-30
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INE0JZO07040Lucina Land Development LimitedA-13.00%2029-01-30
INE04Q907173Dar Credit & Capital LimitedBBB- NSDL record, 202613.00%2029-03-24
INE620H07019ASREC (India) Limited—13.00%2030-03-13
INE836B08285Satin Creditcare Network LimitedA12.75%2029-07-19

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