Aditya Birla Housing Finance 7.85% Jan 2030 NCD (INE831R07532)

ICRA AAA Secured NCD

Aditya Birla Housing Finance Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: AAA rated bonds · bonds maturing in 2030

44 more bonds from Aditya Birla Housing Finance Limited →

Current YTM

—

No market YTM available

Coupon Rate

7.85%

Per annum

Maturity Date

17 Jan 2030

3.2 Yrs to Maturity

Interest Payment

Annual

Frequency

Face Value

₹1,00,000

Per Bond

Market Position

YTM (Annual)

—

No trade with a usable price on record

10Y G-Sec Benchmark

7.19%

Reference point, not this bond's tenor

Tenure

3.2 Years

Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Cashflow Timeline

20 Jan 2027

Interest Payment

₹7,850.00 / Bond

₹7,065.00 net of 10% TDS (est.)

20 Jan 2028

Interest Payment

₹7,850.00 / Bond

₹7,065.00 net of 10% TDS (est.)

20 Jan 2029

Interest Payment

₹7,850.00 / Bond

₹7,065.00 net of 10% TDS (est.)

17 Jan 2030

Final coupon (part period) + principal

₹1,07,785.48 / Bond

₹7,785.48 coupon + ₹1,00,000 face value

4 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today

1 rating action on file since issue — hover a dot for detail.

Key Metrics

Coupon Rate

7.85%

YTM (Annual)

—

Credit Rating

AAA

(ICRA) · rated 7 Oct 2026, 32 days ago

Remaining Tenure

3.2 Years

AAA (ICRA): Rated 7 Oct 2026 (32 days ago).

AAA (CRISIL): Rated 31 Jan 2025 (21 months ago) — no review in the last 15 months that our sources show; the agency may have reviewed it since.

With more than one agency, the rating shown at the top is the lowest of those dated within the last 15 months (or the newest, when none is). How we pick it →

Advanced metrics

Modified Duration

2.57 Yrs

Macaulay Duration

2.77 Yrs

Issue Size

₹1,250 Cr

Minimum Investment

₹1,00,000

1 bond × ₹1,00,000 face value (BSE market lot)

Market Characteristics

Modified Duration

2.57 Yrs

Price sensitivity per 1% yield move

Payment Frequency

Annual

Last Trade

—

No recorded trades

Trades (30 Days)

Exchange-reported sessions

Security Status

Secured

No call option

Observations

This bond is secured.
No secondary-market trades recorded in the last 30 days.
Coupon is 2.35 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 7 Nov 2026

Issuer

Aditya Birla Housing Finance Limited

Instrument Type

NCD

Issue Date

20 Jan 2025

Day Count Convention

ACT/ACT

Listed Exchange

BSE

Call / Put Option

None disclosed

Issued by Aditya Birla Housing Finance Limited, Aditya Birla Housing Finance 7.85% Jan 2030 NCD is a secured, rated NCD. It pays a 7.85% p.a. coupon, annually. Principal is repaid at maturity.

Rating Timeline

3 ratings on file

Every rating we hold for this ISIN, from every agency and source, newest first. NSE listing dates are the day we first saw the rating there, not the agency’s date.

Date	Agency	Rating	Outlook	Status	Source
7 Oct 2026	ICRA	AAA	—	Latest	NSE filing →
31 Jan 2025	CRISIL	AAA	Stable	Latest	BSE listing
2024	ICRA	AAA	—	NSDL record, 2024	NSDL debt master

Rating Action History

2 actions

Agency actions on Aditya Birla Housing Finance Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

Date	Agency	Action	Rating	Outlook	Rationale
2026-10-07 This bond	ICRA	Reaffirm	AAA	Stable	NSE filing →
2026-09-23	India Ratings	Reaffirm	AAA	Stable	NSE filing →

Issuer health card · ratings, payment record, defaults, trading, filings Nothing flagged →

Rating Actions on Aditya Birla Housing Finance Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

Date	Agency	Action	Rating	Rationale
2026-10-07	ICRA	Reaffirm This bond	AAA / Stable	NSE filing →
2026-09-23	India Ratings	Reaffirm	AAA / Stable	NSE filing →

Alert me about Aditya Birla Housing Finance Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Data Coverage

Dataset	Records	Detail	Freshness
Credit Ratings	3	CRISIL, ICRA	2026-10-07
Rating Actions History	2	—	2026-10-07
Secondary-Market Trades	0	—	—
Reg52(4) Payment Disclosures	0	—	—

No secondary-market trade with a usable price on record, so no market yield or spread is shown.

Documents

BSE Debenture Detail & Term Sheet

Entity metadata

Source: BSE
Last Updated: 7 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions

What is the coupon rate on Aditya Birla Housing Finance 7.85% Jan 2030 NCD?

Aditya Birla Housing Finance 7.85% Jan 2030 NCD carries a coupon of 7.85%, paid annual, on a face value of ₹1,00,000.

When does Aditya Birla Housing Finance 7.85% Jan 2030 NCD mature?

Aditya Birla Housing Finance 7.85% Jan 2030 NCD matures on 17 Jan 2030, 3.2 years from today.

What is Aditya Birla Housing Finance 7.85% Jan 2030 NCD rated?

Aditya Birla Housing Finance 7.85% Jan 2030 NCD is rated AAA by ICRA (rating dated 7 Oct 2026) and AAA by CRISIL (rating dated 31 Jan 2025).

Is Aditya Birla Housing Finance 7.85% Jan 2030 NCD secured?

Aditya Birla Housing Finance 7.85% Jan 2030 NCD is a secured bond.

Where does Aditya Birla Housing Finance 7.85% Jan 2030 NCD trade?

Aditya Birla Housing Finance 7.85% Jan 2030 NCD is listed on BSE.

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Coupon

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Maturity

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Coupon

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Maturity

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View Details

Aditya Birla Housing Finance 8.20% Feb 2027 NCD

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Coupon

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Maturity

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Aditya Birla Housing Finance 8.03% Mar 2027 NCD

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Coupon

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Maturity

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Compare (/) Compare Bonds

Comparable NCDs maturing near 2030

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 7.85%. For comparison only, not a recommendation.

Bond	Issuer	Rating	Coupon	Maturity
INE414G07JU8	Muthoot Finance Limited	AA+ NSDL record, 2025	7.85%	2029-02-22
INE134E08KK4	Power Finance Corporation Limited	AAA	7.86%	2030-04-12
INE498L07228	L&T Finance Limited	AAA	7.84%	2029-09-28
INE377Y07649	Bajaj Housing Finance Limited	AAA	7.83%	2029-05-18
INE115A07RK8	LIC Housing Finance Limited	—	7.87%	2029-09-17
INE916DA7TN7	Kotak Mahindra Prime Limited	AAA	7.88%	2029-10-19

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