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Ummeed Housing Finance 8.80% Feb 2028 NCD

A- Secured NCD

Ummeed Housing Finance Private Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2028

Current YTM
No live YTM available
Coupon Rate
8.80%
Per annum
Maturity Date
01 Feb 2028
1.4 Yrs to Maturity
Interest Payment
Quarterly
Frequency
Face Value
₹1,000,000
Per Bond
Market Position
YTM (Annual) EST
~8.80%
Proxied from coupon — no live trade, not a true YTM
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+285 bps
vs 1.4Y G-Sec at 5.95% *
Below the median spread for similar-tenor peers
Tenure
1.4 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
1 Nov 2026
Interest Payment
₹22,000.00 / Bond
1 Feb 2027
Interest Payment
₹22,000.00 / Bond
1 May 2027
Interest Payment
₹22,000.00 / Bond
1 Aug 2027
Interest Payment
₹22,000.00 / Bond
1 Nov 2027
Interest Payment
₹22,000.00 / Bond
1 Feb 2028
Principal Payment
₹1,000,000.00 / Bond

Next 5 coupons + principal at maturity · per ₹1,000,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2022-08-01 Matures 2028-02-01
Key Metrics
Coupon Rate
8.80%
YTM (Annual)
Credit Rating
A-
(CARE)
Remaining Tenure
1.4 Years
Advanced metrics
Modified Duration
1.31 Yrs
Macaulay Duration
1.34 Yrs
Issue Size
₹32 Cr
Minimum Investment
₹1,000,000
(1 Bond)
Market Characteristics
Modified Duration
1.31 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Quarterly
Last Trade
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 1.20 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2022-08-01
Day Count Convention
30/360
Listed Exchange
UNLISTED
Call / Put Option
None disclosed

Issued by Ummeed Housing Finance Private Limited, 8.80% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURES. LETTER OF ALLOTMENT. DATE OF MATURITY 01/02/2028. is a secured, rated, ncd paying a 8.80% p.a. coupon quarterly. The instrument repays principal on maturity.

Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CARE 2022-07-21
Rating Actions History 0
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0
  • No secondary-market trades recorded — YTM figures use the coupon rate as a proxy.
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Ummeed Housing Finance 8.80% Feb 2028 NCD?

Ummeed Housing Finance 8.80% Feb 2028 NCD carries a coupon of 8.80%, paid quarterly, on a face value of ₹1,000,000.

When does Ummeed Housing Finance 8.80% Feb 2028 NCD mature?

Ummeed Housing Finance 8.80% Feb 2028 NCD matures on 2028-02-01, 1.4 years from today.

What is Ummeed Housing Finance 8.80% Feb 2028 NCD rated?

Ummeed Housing Finance 8.80% Feb 2028 NCD is rated A- by CARE. As of 2022-07-21.

Is Ummeed Housing Finance 8.80% Feb 2028 NCD secured?

Ummeed Housing Finance 8.80% Feb 2028 NCD is a secured bond.

Where does Ummeed Housing Finance 8.80% Feb 2028 NCD trade?

Ummeed Housing Finance 8.80% Feb 2028 NCD is listed on UNLISTED.

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