I

Incred Financial Services 8.80% Dec 2027 NCD

AA / Stable Secured NCD

Incred Financial Services Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2027

Current YTM
9.47%
Market YTM
Coupon Rate
8.80%
Per annum
Maturity Date
06 Dec 2027
1.3 Yrs to Maturity
Interest Payment
Quarterly
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
9.47%
Live, last traded 2026-08-10
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+413 bps
vs 1.3Y G-Sec at 5.34%
Above the median spread for similar-tenor peers
Tenure
1.3 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-07-08 2026-08-10
Cashflow Timeline
8 Sep 2026
Interest Payment
₹2,200.00 / Bond
8 Dec 2026
Interest Payment
₹2,200.00 / Bond
8 Mar 2027
Interest Payment
₹2,200.00 / Bond
8 Jun 2027
Interest Payment
₹2,200.00 / Bond
8 Sep 2027
Interest Payment
₹2,200.00 / Bond
6 Dec 2027
Principal Payment
₹100,000.00 / Bond

Next 5 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Rating action: AA by CRISIL on 2026-08-21 Initial rating: AA by CRISIL on 2026-08-06 Initial rating: AA by CRISIL on 2026-08-05 Initial rating: AA by CRISIL on 2026-07-13 Initial rating: AA by CRISIL on 2026-07-03 Rating action: AA by CRISIL on 2026-06-25 Rating action: AA by CRISIL on 2026-06-16 Issued 2025-12-08 Matures 2027-12-06

7 rating actions on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
8.80%
YTM (Annual)
9.47%
Credit Rating
AA
(CRISIL)
Remaining Tenure
1.3 Years
Advanced metrics
Modified Duration
1.16 Yrs
Macaulay Duration
1.19 Yrs
Issue Size
₹100 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
1.16 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Quarterly
Last Trade
2026-08-10
NSE OTC (WAP)
Trades (30 Days)
3
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • 3 secondary-market trades recorded in the last 30 days.
  • Coupon is 1.20 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 8 Aug 2026
Instrument Type
NCD
Issue Date
2025-12-08
Day Count Convention
30/360
Listed Exchange
BSE
Call / Put Option
None disclosed

Issued by Incred Financial Services Limited, IFSL-8.80%-6-12-27-PVT is a secured, rated, ncd paying a 8.80% p.a. coupon quarterly. The instrument repays principal on maturity.

Rating Action History 7 actions
DateAgencyActionRatingOutlookRationale
2026-08-21 CRISIL Other AA View →
2026-08-06 CRISIL Initial AA View →
2026-08-05 CRISIL Initial AA View →
2026-07-13 CRISIL Initial AA Stable View →
2026-07-03 CRISIL Initial AA View →
2026-06-25 CRISIL Other AA View →
2026-06-16 CRISIL Other AA View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-10 99.5600 9.4700 1
2026-08-06 99.7000 9.3500 1
2026-07-28 99.7500 9.3000 1
2026-07-27 94.9900 13.5000 1
2026-07-21 99.0956 9.8512 None
2026-07-17 101.0300 8.2500 1
2026-07-15 99.8100 9.2500 1
2026-07-14 99.6100 9.4000 2
2026-07-13 99.5800 9.4400 1
2026-07-08 99.0500 9.8700 2
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2025-12-31
Rating Actions History 7 2026-08-21
Secondary-Market Trades 10 NSE OTC (WAP) 2026-08-10
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
bse_bonds
Last Updated
8 Aug 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Incred Financial Services 8.80% Dec 2027 NCD?

Incred Financial Services 8.80% Dec 2027 NCD carries a coupon of 8.80%, paid quarterly, on a face value of ₹100,000.

When does Incred Financial Services 8.80% Dec 2027 NCD mature?

Incred Financial Services 8.80% Dec 2027 NCD matures on 2027-12-06, 1.3 years from today.

What is Incred Financial Services 8.80% Dec 2027 NCD rated?

Incred Financial Services 8.80% Dec 2027 NCD is rated AA by CRISIL. As of 2025-12-31.

Is Incred Financial Services 8.80% Dec 2027 NCD secured?

Incred Financial Services 8.80% Dec 2027 NCD is a secured bond.

Where does Incred Financial Services 8.80% Dec 2027 NCD trade?

Incred Financial Services 8.80% Dec 2027 NCD is listed on BSE.

What yield does Incred Financial Services 8.80% Dec 2027 NCD currently offer?

The last recorded trade on 2026-08-10 priced Incred Financial Services 8.80% Dec 2027 NCD at ₹99.56, implying a yield to maturity of 9.47%.

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