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Lic Housing Finance 8.80% Jan 2029 NCD

AAA Secured NCD

LIC Housing Finance Ltd

Secured, Rated, Taxable, Redeemable NCD

Browse: AAA rated bonds · bonds maturing in 2029

Current YTM
7.55%
Market YTM
Coupon Rate
8.80%
Per annum
Maturity Date
25 Jan 2029
2.4 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,000,000
Per Bond
Market Position
YTM (Annual)
7.55%
Live, last traded 2026-07-27
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+118 bps
vs 2.4Y G-Sec at 6.37%
Below the median spread for similar-tenor peers
Tenure
2.4 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
28 Jan 2027
Interest Payment
₹88,000.00 / Bond
28 Jan 2028
Interest Payment
₹88,000.00 / Bond
25 Jan 2029
Principal Payment
₹1,000,000.00 / Bond

Next 2 coupons + principal at maturity · per ₹1,000,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Rating action: by CRISIL on 2026-06-30 Issued 2019-01-28 Matures 2029-01-25

1 rating action on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
8.80%
YTM (Annual)
7.55%
Credit Rating
AAA
(CRISIL)
Remaining Tenure
2.4 Years
Advanced metrics
Modified Duration
2.02 Yrs
Macaulay Duration
2.17 Yrs
Issue Size
₹1,365 Cr
Minimum Investment
₹1,000,000
(1 Bond)
Market Characteristics
Modified Duration
2.02 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
2026-07-27
NSE OTC (WAP)
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Secured
Callable
Observations
  • This bond is secured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 1.20 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2019-01-28
Day Count Convention
30/360
Listed Exchange
Call / Put Option
Callable & Puttable

8.80% SECURED RATED LISTED REDEMABLE NON CONVERTIBLE DEBENTURES. LETTER OF ALLOTMENT. SERIES - TRANCHE 376, MATRITY DATE - 25/1/2029 is a secured, rated, redeemable ncd issued by LIC Housing Finance Ltd. The bond offers a fixed coupon of 8.80% p.a. with annual interest payments and repays principal on maturity. The issuer holds the right to redeem the bond before maturity date.

Rating Action History 1 actions
DateAgencyActionRatingOutlookRationale
2026-06-30 CRISIL Other View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-07-27 102.6546 7.5500 None
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2019-01-25
Rating Actions History 1 2026-06-30
Secondary-Market Trades 1 NSE OTC (WAP) 2026-07-27
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Lic Housing Finance 8.80% Jan 2029 NCD?

Lic Housing Finance 8.80% Jan 2029 NCD carries a coupon of 8.80%, paid annual, on a face value of ₹1,000,000.

When does Lic Housing Finance 8.80% Jan 2029 NCD mature?

Lic Housing Finance 8.80% Jan 2029 NCD matures on 2029-01-25, 2.4 years from today.

What is Lic Housing Finance 8.80% Jan 2029 NCD rated?

Lic Housing Finance 8.80% Jan 2029 NCD is rated AAA by CRISIL. As of 2019-01-25.

Is Lic Housing Finance 8.80% Jan 2029 NCD secured?

Lic Housing Finance 8.80% Jan 2029 NCD is a secured bond.

Can Lic Housing Finance 8.80% Jan 2029 NCD be called or put back early?

Lic Housing Finance 8.80% Jan 2029 NCD has both a call option, letting the issuer redeem it early, and a put option, letting holders require early repurchase, on scheduled dates.

What yield does Lic Housing Finance 8.80% Jan 2029 NCD currently offer?

The last recorded trade on 2026-07-27 priced Lic Housing Finance 8.80% Jan 2029 NCD at ₹102.65, implying a yield to maturity of 7.55%.

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Maturity
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