M
AA Secured NCD

Muthoot Fincorp Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2028

Current YTM
9.10%
Market YTM
Coupon Rate
8.80%
Per annum
Maturity Date
12 Dec 2028
2.3 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
9.10%
Live, last traded 2026-08-25
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+473 bps
vs 2.3Y G-Sec at 4.37%
Top 25% of similar-tenor peers by spread
Tenure
2.3 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-08-05 2026-08-25
Cashflow Timeline
12 Sep 2026
Interest Payment
₹733.33 / Bond
12 Oct 2026
Interest Payment
₹733.33 / Bond
12 Nov 2026
Interest Payment
₹733.33 / Bond
12 Dec 2026
Interest Payment
₹733.33 / Bond
12 Jan 2027
Interest Payment
₹733.33 / Bond
12 Feb 2027
Interest Payment
₹733.33 / Bond
12 Mar 2027
Interest Payment
₹733.33 / Bond
12 Apr 2027
Interest Payment
₹733.33 / Bond
12 Dec 2028
Principal Payment
₹100,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Rating action: by CRISIL on 2026-08-17 Initial rating: AA by CRISIL on 2026-07-22 Initial rating: AA by CRISIL on 2026-06-18 Issued 2025-12-12 Matures 2028-12-12

3 rating actions on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
8.80%
YTM (Annual)
9.10%
Credit Rating
AA
(CRISIL)
Remaining Tenure
2.3 Years
Advanced metrics
Modified Duration
2.05 Yrs
Macaulay Duration
2.07 Yrs
Issue Size
₹100 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
2.05 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-08-25
BSE
Trades (30 Days)
12
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • 12 secondary-market trades recorded in the last 30 days.
  • Coupon is 1.20 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 8 Aug 2026
Instrument Type
NCD
Issue Date
2025-12-12
Day Count Convention
30/360
Listed Exchange
BSE
Call / Put Option
None disclosed

Issued by Muthoot Fincorp Limited, MFL-8.80%-12-12-28-PVT is a secured, rated, ncd paying a 8.80% p.a. coupon monthly. The instrument repays principal on maturity.

Rating Action History 3 actions
DateAgencyActionRatingOutlookRationale
2026-08-17 CRISIL Other View →
2026-07-22 CRISIL Initial AA Stable View →
2026-06-18 CRISIL Initial AA Stable View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-25 100.1000 9.1000 1
2026-08-20 99.9200 9.2000 2
2026-08-19 99.7900 9.2600 5
2026-08-18 99.6700 9.3300 3
2026-08-14 100.1000 9.1100 3
2026-08-13 99.6400 9.3500 1
2026-08-10 100.0400 9.1300 3
2026-08-07 100.6900 8.8000 1
2026-08-06 99.9600 9.1800 4
2026-08-05 100.2100 9.0500 2
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2025-12-31
Rating Actions History 3 2026-08-17
Secondary-Market Trades 10 BSE 2026-08-25
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
bse_bonds
Last Updated
8 Aug 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Muthoot Fincorp 8.80% Dec 2028 NCD?

Muthoot Fincorp 8.80% Dec 2028 NCD carries a coupon of 8.80%, paid monthly, on a face value of ₹100,000.

When does Muthoot Fincorp 8.80% Dec 2028 NCD mature?

Muthoot Fincorp 8.80% Dec 2028 NCD matures on 2028-12-12, 2.3 years from today.

What is Muthoot Fincorp 8.80% Dec 2028 NCD rated?

Muthoot Fincorp 8.80% Dec 2028 NCD is rated AA by CRISIL. As of 2025-12-31.

Is Muthoot Fincorp 8.80% Dec 2028 NCD secured?

Muthoot Fincorp 8.80% Dec 2028 NCD is a secured bond.

Where does Muthoot Fincorp 8.80% Dec 2028 NCD trade?

Muthoot Fincorp 8.80% Dec 2028 NCD is listed on BSE.

What yield does Muthoot Fincorp 8.80% Dec 2028 NCD currently offer?

The last recorded trade on 2026-08-25 priced Muthoot Fincorp 8.80% Dec 2028 NCD at ₹100.10, implying a yield to maturity of 9.10%.

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8
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Coupon
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Maturity
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Coupon
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Maturity
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