K
AA Secured NCD

Kerala Financial Corporation

Secured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2035

Current YTM
No live YTM available
Coupon Rate
8.58%
Per annum
Maturity Date
20 Jul 2035
8.9 Yrs to Maturity
Interest Payment
Quarterly
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual) EST
~8.58%
Proxied from coupon — no live trade, not a true YTM
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+220 bps
vs 8.9Y G-Sec at 6.38% *
Above the median spread for similar-tenor peers
Tenure
8.9 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
23 Oct 2026
Interest Payment
₹2,145.00 / Bond
23 Jan 2027
Interest Payment
₹2,145.00 / Bond
23 Apr 2027
Interest Payment
₹2,145.00 / Bond
23 Jul 2027
Interest Payment
₹2,145.00 / Bond
23 Oct 2027
Interest Payment
₹2,145.00 / Bond
23 Jan 2028
Interest Payment
₹2,145.00 / Bond
23 Apr 2028
Interest Payment
₹2,145.00 / Bond
23 Jul 2028
Interest Payment
₹2,145.00 / Bond
20 Jul 2035
Principal Payment
₹100,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2025-07-23 Matures 2035-07-20
Key Metrics
Coupon Rate
8.58%
YTM (Annual)
Credit Rating
AA
(INFOMERICS)
Remaining Tenure
8.9 Years
Advanced metrics
Modified Duration
6.12 Yrs
Macaulay Duration
6.25 Yrs
Issue Size
₹80 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
6.12 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Quarterly
Last Trade
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 1.42 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 8 Aug 2026
Instrument Type
NCD
Issue Date
2025-07-23
Day Count Convention
30/360
Listed Exchange
BSE
Call / Put Option
None disclosed

KFC-8.58%-20-7-35-PVT is a secured, rated, redeemable ncd issued by Kerala Financial Corporation. The bond offers a fixed coupon of 8.58% p.a. with quarterly interest payments and repays principal on maturity.

Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 2 ACUITE, INFOMERICS 2025-07-31
Rating Actions History 0
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0
  • No secondary-market trades recorded — YTM figures use the coupon rate as a proxy.
Documents
Entity metadata
Source
bse_bonds
Last Updated
8 Aug 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on KERALA FINANCIAL 8.58% Jul 2035 NCD?

KERALA FINANCIAL 8.58% Jul 2035 NCD carries a coupon of 8.58%, paid quarterly, on a face value of ₹100,000.

When does KERALA FINANCIAL 8.58% Jul 2035 NCD mature?

KERALA FINANCIAL 8.58% Jul 2035 NCD matures on 2035-07-20, 8.9 years from today.

What is KERALA FINANCIAL 8.58% Jul 2035 NCD rated?

KERALA FINANCIAL 8.58% Jul 2035 NCD is rated AA by INFOMERICS and AA by ACUITE. As of 2024-12-09.

Is KERALA FINANCIAL 8.58% Jul 2035 NCD secured?

KERALA FINANCIAL 8.58% Jul 2035 NCD is a secured bond.

Where does KERALA FINANCIAL 8.58% Jul 2035 NCD trade?

KERALA FINANCIAL 8.58% Jul 2035 NCD is listed on BSE.

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Maturity
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Maturity
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