M
AA+ Unsecured NCD

Muthoot Finance Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2036

Current YTM
8.72%
Market YTM
Coupon Rate
8.70%
Per annum
Maturity Date
16 Jan 2036
9.4 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
8.72%
Live, last traded 2026-08-26
10Y G-Sec Benchmark
6.68%
Reference point, not this bond's tenor
Spread over G-Sec
+190 bps
vs 9.4Y G-Sec at 6.82%
Above the median spread for similar-tenor peers
Tenure
9.4 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-07-27 2026-08-26
Cashflow Timeline
16 Jan 2027
Interest Payment
₹8,700.00 / Bond
16 Jan 2028
Interest Payment
₹8,700.00 / Bond
16 Jan 2029
Interest Payment
₹8,700.00 / Bond
16 Jan 2030
Interest Payment
₹8,700.00 / Bond
16 Jan 2031
Interest Payment
₹8,700.00 / Bond
16 Jan 2032
Interest Payment
₹8,700.00 / Bond
16 Jan 2033
Interest Payment
₹8,700.00 / Bond
16 Jan 2034
Interest Payment
₹8,700.00 / Bond
16 Jan 2036
Principal Payment
₹100,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2026-01-16 Matures 2036-01-16
Key Metrics
Coupon Rate
8.70%
YTM (Annual)
8.72%
Credit Rating
AA+
(CRISIL)
Remaining Tenure
9.4 Years
Advanced metrics
Modified Duration
5.93 Yrs
Macaulay Duration
6.45 Yrs
Issue Size
₹300 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
5.93 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
2026-08-26
NSE OTC (WAP)
Trades (30 Days)
9
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • 9 secondary-market trades recorded in the last 30 days.
  • Coupon is 1.30 percentage points below the median for tracked NCD bonds. (based on 18935 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2026-01-16
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

8.70% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 16/01/2036 is a rated, redeemable ncd issued by Muthoot Finance Limited. The bond offers a fixed coupon of 8.70% p.a. with annual interest payments and repays principal on maturity.

Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-26 98.9654 8.7174 None
2026-08-25 98.9654 8.7174 None
2026-08-19 100.5800 8.5900 1
2026-08-18 98.9436 8.8500 None
2026-08-17 99.4322 8.7700 1
2026-08-13 99.5900 8.7500 1
2026-08-12 98.5900 8.9100 1
2026-08-10 100.1300 8.6600 2
2026-08-03 98.6293 8.9000 2
2026-07-27 104.8250 8.0525 1
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 2 CRISIL, ICRA 2026-06-28
Rating Actions History 0
Secondary-Market Trades 10 NSE OTC (WAP) 2026-08-26
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Muthoot Finance 8.70% Jan 2036 NCD?

Muthoot Finance 8.70% Jan 2036 NCD carries a coupon of 8.70%, paid annual, on a face value of ₹100,000.

When does Muthoot Finance 8.70% Jan 2036 NCD mature?

Muthoot Finance 8.70% Jan 2036 NCD matures on 2036-01-16, 9.4 years from today.

What is Muthoot Finance 8.70% Jan 2036 NCD rated?

Muthoot Finance 8.70% Jan 2036 NCD is rated AA+ by CRISIL and AA+ by ICRA. As of 2026-06-28.

Is Muthoot Finance 8.70% Jan 2036 NCD secured?

Muthoot Finance 8.70% Jan 2036 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

What yield does Muthoot Finance 8.70% Jan 2036 NCD currently offer?

The last recorded trade on 2026-08-26 priced Muthoot Finance 8.70% Jan 2036 NCD at ₹98.97, implying a yield to maturity of 8.72%.

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Maturity
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Muthoot Finance 8.00% Oct 2026 NCD
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Coupon
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