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Kerala Financial 7.70% Sep 2028 NCD (INE818F07120)

Acuité AA / Stable Secured NCD

Kerala Financial Corporation

Secured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2028

23 more bonds from Kerala Financial Corporation →
Current YTM
—
No market YTM available
Coupon Rate
7.70%
Per annum
Maturity Date
14 Sep 2028
1.9 Yrs to Maturity
Interest Payment
Semi Annual
Frequency
Face Value
₹2,00,000
Per Bond

Market Position

YTM (Annual)
—
No trade with a usable price on record
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Tenure
1.9 Years
Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Cashflow Timeline

14 Mar 2027
Interest Payment
₹7,700.00 / Bond
₹6,930.00 net of 10% TDS (est.)
14 Sep 2027
Interest Payment
₹7,700.00 / Bond
₹6,930.00 net of 10% TDS (est.)
14 Mar 2028
Interest Payment
₹7,700.00 / Bond
₹6,930.00 net of 10% TDS (est.)
14 Sep 2028
Final coupon + principal
₹2,07,700.00 / Bond
₹7,700.00 coupon + ₹2,00,000 face value

4 coupons remaining, the last paid with principal at maturity · per ₹2,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 14 Sep 2020 Matures 14 Sep 2028

Key Metrics

Coupon Rate
7.70%
YTM (Annual)
—
Credit Rating
AA
(Acuité) · rated 31 Oct 2020, 6 years ago
Over 15 months old; see below
Remaining Tenure
1.9 Years

AA (Acuité): Rated 31 Oct 2020 (6 years ago) — no review in the last 15 months that our sources show; the agency may have reviewed it since.

Advanced metrics
Modified Duration
1.67 Yrs
Macaulay Duration
1.74 Yrs
Issue Size
₹50 Cr
Minimum Investment
₹10,00,000
5 bonds × ₹2,00,000 face value (BSE market lot)

Market Characteristics

Modified Duration
1.67 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Semi Annual
Last Trade
—
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Secured
No call option

Observations

  • This bond is secured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 2.50 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 8 Nov 2026
Instrument Type
NCD
Issue Date
14 Sep 2020
Day Count Convention
ACT/ACT
Listed Exchange
BSE
Call / Put Option
None disclosed

Kerala Financial Corporation issued Kerala Financial 7.70% Sep 2028 NCD, a secured, rated NCD. It pays a 7.70% p.a. coupon, semi-annually. Principal is repaid at maturity.

Rating Timeline

2 ratings on file

Every rating we hold for this ISIN, from every agency and source, newest first. NSE listing dates are the day we first saw the rating there, not the agency’s date.

DateAgencyRatingOutlookStatusSource
31 Oct 2020 Acuité AA Stable Latest BSE listing
2020 Brickwork AA — NSDL record, 2020 NSDL debt master
Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →
Alert me about Kerala Financial Corporation An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 2 Acuité, Brickwork 2020-10-31
Rating Actions History 0 — —
Secondary-Market Trades 0 — —
Reg52(4) Payment Disclosures 0 — —
  • No secondary-market trade with a usable price on record, so no market yield or spread is shown.

Documents

Entity metadata
Source
BSE
Last Updated
8 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
—

No recent trade data available

View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE818F07120
Issue Date
14 Sep 2020
Maturity Date
14 Sep 2028
Listing
BSE
Payment Frequency
Semi Annual
Put / Call Option
None disclosed
Security
Secured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on Kerala Financial 7.70% Sep 2028 NCD?

Kerala Financial 7.70% Sep 2028 NCD carries a coupon of 7.70%, paid semi annual, on a face value of ₹2,00,000.

When does Kerala Financial 7.70% Sep 2028 NCD mature?

Kerala Financial 7.70% Sep 2028 NCD matures on 14 Sep 2028, 1.9 years from today.

What is Kerala Financial 7.70% Sep 2028 NCD rated?

Kerala Financial 7.70% Sep 2028 NCD is rated AA by Acuité (rating dated 31 Oct 2020).

Is Kerala Financial 7.70% Sep 2028 NCD secured?

Kerala Financial 7.70% Sep 2028 NCD is a secured bond.

Where does Kerala Financial 7.70% Sep 2028 NCD trade?

Kerala Financial 7.70% Sep 2028 NCD is listed on BSE.

More Bonds from This Issuer

K
Kerala Financial 7.70% Sep 2027 NCD
INE818F07112
AA
Coupon
7.70%
Maturity
14 Sep 2027
K
Kerala Financial 8.63% Mar 2029 NCD
INE818F07229
AA NSDL record, 2023
Coupon
8.63%
Maturity
30 Mar 2029
K
Kerala Financial 8.90% Mar 2029 NCD
INE818F07153
AA NSDL record, 2023
Coupon
8.90%
Maturity
30 Mar 2029
K
Kerala Financial 7.70% Sep 2029 NCD
INE818F07138
AA
Coupon
7.70%
Maturity
14 Sep 2029
Compare (/) Compare Bonds

Comparable NCDs maturing near 2028

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 7.70%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE906B07HH5National Highways Authority of IndiaAAA7.70%2029-09-13
INE020B08AQ9REC LimitedAAA NSDL record, 20177.70%2027-12-10
INE261F08EI9National Bank for Agriculture and Rural DevelopmentAAA7.70%2027-09-30
INE040A08955HDFC Bank LimitedAAA NSDL record, 20237.70%2028-05-16
INE774D07VN2Mahindra and Mahindra Financial Services LimitedAAA7.71%2029-03-28
INE033L07IK9Tata Capital Housing Finance LimitedAAA7.71%2028-01-14

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