Kerala Financial Corporation — Bonds & AA (Acuite) Rating
Corporate · Financial Services
Verify this issuer →- Current ratings Acuité AA
- Rating range All current ratings are AA (Acuité 31 Jul 2025)
- Rating direction, 12 months No rating actions on file
- Watch / negative outlook None in 12 months
- Issuer not cooperating No such actions in 12 months
- Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
- Newest agency rating No agency rating on file newer than 31 Jul 2025
- Payment record No payment disclosures since 17 Jul 2026
- Defaults on record No bond marked defaulted
- Traded in the last 30 days 1 of 24 active bonds had an exchange trade
- Exchange filings, 90 days 0 filings on NSE/BSE
A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.
- 24 active bonds tracked from this issuer.
- 24 of 24 tracked bonds with a stated security status are secured. (based on 24 bonds with a disclosed security status)
Operating in the Financial Services sector, Kerala Financial Corporation is classified as a corporate issuer. Bond coupons here span 7.70% - 8.90%, paid quarterly. The maturity ladder spans 2027 - 2035.
Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.
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Maturity Profile
Active bonds maturing, by year. Bar height relative to the tallest year (4 bonds).
Security Type / Instrument Mix
- NCD 24 bonds · 100% · ₹1,657 Cr tracked
Funding Evolution
Based on 24 of 24 active bonds with a known issue date and issue size.
- AA 24 bonds · 100%
| Agency | Rating | Outlook | Bonds |
|---|---|---|---|
| Acuité | AA | Stable | 9 |
| Acuité | AA | — | 10 |
| Infomerics | AA | — | 5 |
Recent Rating Actions
No rating action history available.
| ISIN | Bond Name | Coupon | Rating | Maturity | YTM | Last Trade | Details |
|---|---|---|---|---|---|---|---|
| INE818F07112 | Kerala Financial 7.70% Sep 2027 NCD | 7.70% | AA (Acuité) | 2027-09-14 | — | — | |
| INE818F07120 | Kerala Financial 7.70% Sep 2028 NCD | 7.70% | AA (Acuité) | 2028-09-14 | — | — | |
| INE818F07229 | Kerala Financial 8.63% Mar 2029 NCD | 8.63% | AA (Acuité, NSDL record 2023) | 2029-03-30 | — | — | |
| INE818F07153 | Kerala Financial 8.90% Mar 2029 NCD | 8.90% | AA (Acuité, NSDL record 2023) | 2029-03-30 | — | 2026-09-21 | |
| INE818F07138 | Kerala Financial 7.70% Sep 2029 NCD | 7.70% | AA (Acuité) | 2029-09-14 | — | — | |
| INE818F07252 | Kerala Financial 8.89% Mar 2030 NCD | 8.89% | AA (Acuité, NSDL record 2023) | 2030-03-13 | — | — | |
| INE818F07161 | Kerala Financial 8.90% Mar 2030 NCD | 8.90% | AA (Infomerics, NSDL record 2023) | 2030-03-29 | — | 2026-09-24 | |
| INE818F07237 | Kerala Financial 8.63% Mar 2030 NCD | 8.63% | AA (Acuité, NSDL record 2023) | 2030-03-29 | — | — | |
| INE818F07146 | Kerala Financial 7.70% Sep 2030 NCD | 7.70% | AA (Acuité) | 2030-09-14 | — | — | |
| INE818F07260 | Kerala Financial 8.89% Mar 2031 NCD | 8.89% | AA (Acuité, NSDL record 2023) | 2031-03-13 | — | — | |
| INE818F07211 | Kerala Financial 8.63% Mar 2031 NCD | 8.63% | AA (Acuité, NSDL record 2023) | 2031-03-31 | — | — | |
| INE818F07179 | Kerala Financial 8.90% Mar 2031 NCD | 8.90% | AA (Acuité, NSDL record 2023) | 2031-03-31 | — | 2026-09-09 | |
| INE818F07344 | Kerala Financial 8.58% Jul 2031 NCD | 8.58% | AA (Acuité) | 2031-07-22 | — | — | |
| INE818F07278 | Kerala Financial 8.89% Mar 2032 NCD | 8.89% | AA (Infomerics, NSDL record 2023) | 2032-03-13 | — | — | |
| INE818F07245 | Kerala Financial 8.63% Mar 2032 NCD | 8.63% | AA (Infomerics, NSDL record 2023) | 2032-03-31 | — | — | |
| INE818F07187 | Kerala Financial 8.90% Mar 2032 NCD | 8.90% | AA (Infomerics, NSDL record 2023) | 2032-03-31 | — | — | |
| INE818F07302 | Kerala Financial 8.58% Jul 2032 NCD | 8.58% | AA (Acuité) | 2032-07-22 | — | 2026-09-28 | |
| INE818F07294 | Kerala Financial 8.89% Mar 2033 NCD | 8.89% | AA (Acuité, NSDL record 2023) | 2033-03-13 | — | 2026-09-24 | |
| INE818F07203 | Kerala Financial 8.63% Mar 2033 NCD | 8.63% | AA (Infomerics, NSDL record 2023) | 2033-03-24 | — | — | |
| INE818F07195 | Kerala Financial 8.90% Mar 2033 NCD | 8.90% | AA (Acuité, NSDL record 2023) | 2033-03-24 | — | — | |
| INE818F07310 | Kerala Financial 8.58% Jul 2033 NCD | 8.58% | AA (Acuité) | 2033-07-22 | — | — | |
| INE818F07286 | Kerala Financial 8.89% Mar 2034 NCD | 8.89% | AA (Acuité, NSDL record 2023) | 2034-03-13 | 8.50% | 2026-10-30 | |
| INE818F07336 | Kerala Financial 8.58% Jul 2034 NCD | 8.58% | AA (Acuité) | 2034-07-21 | — | — | |
| INE818F07328 | Kerala Financial 8.58% Jul 2035 NCD | 8.58% | AA (Acuité) | 2035-07-20 | — | — |
YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.
Last 30 days, across all outstanding bonds from this issuer.
No regulatory filings captured yet for this issuer.
| Dataset | Count | Freshness |
|---|---|---|
| Credit Ratings (current) | 24 | 2025-07-31 |
| Rating Actions History | 0 | — |
| Secondary-Market Trades | 21 | 2026-10-30 |
| Reg52(4) Payment Disclosures | 0 | — |
Methodology version 1.0. See full methodology for sources and limitations.
Related Issuers
All issuers →How many active bonds does Kerala Financial Corporation have?
Kerala Financial Corporation currently has 24 active bonds with coupons of 7.70% - 8.90%, maturities spanning 2027 - 2035.
What is Kerala Financial Corporation's credit rating?
The most common current rating on Kerala Financial Corporation's senior bonds is AA (Acuite). Ratings on file come from Acuité, Brickwork.
Are Kerala Financial Corporation's bonds secured?
Of the 24 bonds with a disclosed security status, 24 are secured (100%) and 0 are unsecured.
When do Kerala Financial Corporation's bonds mature?
Kerala Financial Corporation's active bonds mature between 2027 - 2035; the nearest matures in Sep 2027; the average tenure is 4.7 Yrs.
What is the average coupon on Kerala Financial Corporation's bonds?
The average coupon across Kerala Financial Corporation's 24 active bonds is 8.58%.
Disclaimer: This page aggregates publicly available data about Kerala Financial Corporation for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.