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Kerala Financial 8.58% Jul 2033 NCD (INE818F07310)

Acuité AA / Stable Secured NCD

Kerala Financial Corporation

Secured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2033

23 more bonds from Kerala Financial Corporation →
Current YTM
—
No market YTM available
Coupon Rate
8.58%
Per annum
Maturity Date
22 Jul 2033
6.7 Yrs to Maturity
Interest Payment
Quarterly
Frequency
Face Value
₹1,00,000
Per Bond

Market Position

YTM (Annual)
—
No trade with a usable price on record
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Tenure
6.7 Years
Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Cashflow Timeline

23 Jan 2027
Interest Payment
₹2,145.00 / Bond
₹1,930.50 net of 10% TDS (est.)
23 Apr 2027
Interest Payment
₹2,145.00 / Bond
₹1,930.50 net of 10% TDS (est.)
23 Jul 2027
Interest Payment
₹2,145.00 / Bond
₹1,930.50 net of 10% TDS (est.)
23 Oct 2027
Interest Payment
₹2,145.00 / Bond
₹1,930.50 net of 10% TDS (est.)
23 Jan 2028
Interest Payment
₹2,145.00 / Bond
₹1,930.50 net of 10% TDS (est.)
23 Apr 2028
Interest Payment
₹2,145.00 / Bond
₹1,930.50 net of 10% TDS (est.)
23 Jul 2028
Interest Payment
₹2,145.00 / Bond
₹1,930.50 net of 10% TDS (est.)
23 Oct 2028
Interest Payment
₹2,145.00 / Bond
₹1,930.50 net of 10% TDS (est.)
…
+18 more coupons until 23 Apr 2033
₹2,145.00 each / Bond
22 Jul 2033
Final coupon (part period) + principal
₹1,02,121.43 / Bond
₹2,121.43 coupon + ₹1,00,000 face value

27 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 23 Jul 2025 Matures 22 Jul 2033

Key Metrics

Coupon Rate
8.58%
YTM (Annual)
—
Credit Rating
AA
(Acuité) · rated 31 Jul 2025, 15 months ago
Over 15 months old; see below
Remaining Tenure
6.7 Years

AA (Acuité): Rated 31 Jul 2025 (15 months ago) — no review in the last 15 months that our sources show; the agency may have reviewed it since.

Advanced metrics
Modified Duration
5.03 Yrs
Macaulay Duration
5.14 Yrs
Issue Size
₹80 Cr
Minimum Investment
₹1,00,000
1 bond × ₹1,00,000 face value (BSE market lot)

Market Characteristics

Modified Duration
5.03 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Quarterly
Last Trade
—
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Secured
No call option

Observations

  • This bond is secured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 1.62 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 7 Nov 2026
Instrument Type
NCD
Issue Date
23 Jul 2025
Day Count Convention
ACT/ACT
Listed Exchange
BSE
Call / Put Option
None disclosed

Kerala Financial 8.58% Jul 2033 NCD is a secured, rated NCD issued by Kerala Financial Corporation. It pays an 8.58% p.a. coupon, quarterly. Principal is repaid at maturity.

Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →
Alert me about Kerala Financial Corporation An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 1 Acuité 2025-07-31
Rating Actions History 0 — —
Secondary-Market Trades 0 — —
Reg52(4) Payment Disclosures 0 — —
  • No secondary-market trade with a usable price on record, so no market yield or spread is shown.

Documents

Entity metadata
Source
BSE
Last Updated
7 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
—

No recent trade data available

View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE818F07310
Issue Date
23 Jul 2025
Maturity Date
22 Jul 2033
Listing
BSE
Payment Frequency
Quarterly
Put / Call Option
None disclosed
Security
Secured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on Kerala Financial 8.58% Jul 2033 NCD?

Kerala Financial 8.58% Jul 2033 NCD carries a coupon of 8.58%, paid quarterly, on a face value of ₹1,00,000.

When does Kerala Financial 8.58% Jul 2033 NCD mature?

Kerala Financial 8.58% Jul 2033 NCD matures on 22 Jul 2033, 6.7 years from today.

What is Kerala Financial 8.58% Jul 2033 NCD rated?

Kerala Financial 8.58% Jul 2033 NCD is rated AA by Acuité (rating dated 31 Jul 2025).

Is Kerala Financial 8.58% Jul 2033 NCD secured?

Kerala Financial 8.58% Jul 2033 NCD is a secured bond.

Where does Kerala Financial 8.58% Jul 2033 NCD trade?

Kerala Financial 8.58% Jul 2033 NCD is listed on BSE.

More Bonds from This Issuer

K
Kerala Financial 7.70% Sep 2027 NCD
INE818F07112
AA
Coupon
7.70%
Maturity
14 Sep 2027
K
Kerala Financial 7.70% Sep 2028 NCD
INE818F07120
AA
Coupon
7.70%
Maturity
14 Sep 2028
K
Kerala Financial 8.63% Mar 2029 NCD
INE818F07229
AA NSDL record, 2023
Coupon
8.63%
Maturity
30 Mar 2029
K
Kerala Financial 8.90% Mar 2029 NCD
INE818F07153
AA NSDL record, 2023
Coupon
8.90%
Maturity
30 Mar 2029
Compare (/) Compare Bonds

Comparable NCDs maturing near 2033

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 8.58%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE261F08BE4National Bank for Agriculture and Rural DevelopmentAAA NSDL record, 20198.62%2034-03-14
INE261F08AZ1National Bank for Agriculture and Rural DevelopmentAAA NSDL record, 20198.54%2034-01-30
INE261F08AW8National Bank for Agriculture and Rural DevelopmentAAA NSDL record, 20188.51%2033-12-19
INE721A07RE6Shriram Finance LimitedAA+8.50%2032-10-18
INE121A08PY9Cholamandalam Investment and Finance Company LimitedAA+8.66%2033-02-23
INE261F08AO5National Bank for Agriculture and Rural DevelopmentAAA NSDL record, 20188.47%2033-08-31

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