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Ujjivan Small Finance Bank 11.95% Apr 2028 NCD

A+ Unsecured NCD

Ujjivan Small Finance Bank Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2028

Current YTM
9.63%
Market YTM
Coupon Rate
11.95%
Per annum
Maturity Date
26 Apr 2028
1.7 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
9.63%
Live, last traded 2026-07-29
10Y G-Sec Benchmark
6.68%
Reference point, not this bond's tenor
Spread over G-Sec
+420 bps
vs 1.7Y G-Sec at 5.43%
Above the median spread for similar-tenor peers
Tenure
1.7 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-07-01 2026-07-29
Cashflow Timeline
26 Sep 2026
Interest Payment
₹995.83 / Bond
26 Oct 2026
Interest Payment
₹995.83 / Bond
26 Nov 2026
Interest Payment
₹995.83 / Bond
26 Dec 2026
Interest Payment
₹995.83 / Bond
26 Jan 2027
Interest Payment
₹995.83 / Bond
26 Feb 2027
Interest Payment
₹995.83 / Bond
26 Mar 2027
Interest Payment
₹995.83 / Bond
26 Apr 2027
Interest Payment
₹995.83 / Bond
26 Apr 2028
Principal Payment
₹100,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2022-08-26 Matures 2028-04-26
Key Metrics
Coupon Rate
11.95%
YTM (Annual)
9.63%
Credit Rating
A+
(CARE)
Remaining Tenure
1.7 Years
Advanced metrics
Modified Duration
1.50 Yrs
Macaulay Duration
1.51 Yrs
Issue Size
₹300 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
1.50 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-07-29
BSE
Trades (30 Days)
1
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • 1 secondary-market trade recorded in the last 30 days.
  • Coupon is 1.95 percentage points above the median for tracked NCD bonds. (based on 18935 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2022-08-26
Day Count Convention
30/360
Listed Exchange
UNLISTED
Call / Put Option
None disclosed

11.95% UNSECURED RATED UNLISTED REDEEMABLE SUBORDINATED TIER II NON CONVERTIBLE DEBENTURES . LETTER OF ALLOTMENT. SERIES 1.DATE OF MATURITY 26/04/2028. is a rated, redeemable ncd issued by Ujjivan Small Finance Bank Limited. The bond offers a fixed coupon of 11.95% p.a. with monthly interest payments and repays principal on maturity.

Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-07-29 104.3600 9.6300 1
2026-07-23 104.5100 9.5500 1
2026-07-01 99.5000 12.9600 1
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CARE 2022-08-24
Rating Actions History 0
Secondary-Market Trades 3 BSE 2026-07-29
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

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Frequently Asked Questions
What is the coupon rate on Ujjivan Small Finance Bank 11.95% Apr 2028 NCD?

Ujjivan Small Finance Bank 11.95% Apr 2028 NCD carries a coupon of 11.95%, paid monthly, on a face value of ₹100,000.

When does Ujjivan Small Finance Bank 11.95% Apr 2028 NCD mature?

Ujjivan Small Finance Bank 11.95% Apr 2028 NCD matures on 2028-04-26, 1.7 years from today.

What is Ujjivan Small Finance Bank 11.95% Apr 2028 NCD rated?

Ujjivan Small Finance Bank 11.95% Apr 2028 NCD is rated A+ by CARE. As of 2022-08-24.

Is Ujjivan Small Finance Bank 11.95% Apr 2028 NCD secured?

Ujjivan Small Finance Bank 11.95% Apr 2028 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Where does Ujjivan Small Finance Bank 11.95% Apr 2028 NCD trade?

Ujjivan Small Finance Bank 11.95% Apr 2028 NCD is listed on UNLISTED.

What yield does Ujjivan Small Finance Bank 11.95% Apr 2028 NCD currently offer?

The last recorded trade on 2026-07-29 priced Ujjivan Small Finance Bank 11.95% Apr 2028 NCD at ₹104.36, implying a yield to maturity of 9.63%.

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