Svatantra Microfin 11.90% Jun 2028 NCD (INE00MX08086)

CRISIL A+ · NSDL record, 2022 Unsecured NCD

Svatantra Microfin Limited

Unsecured, Taxable, Redeemable NCD

Browse: bonds maturing in 2028

5 more bonds from Svatantra Microfin Limited →

Current YTM

9.18%

Market YTM

Coupon Rate

11.90%

Per annum

Maturity Date

15 Jun 2028

1.6 Yrs to Maturity

Interest Payment

Quarterly

Frequency

Face Value

₹1,00,000

Per Bond

Market Position

YTM (Annual)

9.18%

Last traded 4 Nov 2026 (end of day)

10Y G-Sec Benchmark

7.19%

Reference point, not this bond's tenor

Spread over G-Sec

+226 bps

vs 1.6Y G-Sec at 6.92%

Below the median spread for similar-tenor peers

Tenure

1.6 Years

Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)

8 Jul 20264 Nov 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

15 Dec 2026

Interest Payment

₹2,975.00 / Bond

15 Mar 2027

Interest Payment

₹2,975.00 / Bond

15 Jun 2027

Interest Payment

₹2,975.00 / Bond

15 Sep 2027

Interest Payment

₹2,975.00 / Bond

15 Dec 2027

Interest Payment

₹2,975.00 / Bond

15 Mar 2028

Interest Payment

₹2,975.00 / Bond

15 Jun 2028

Final coupon + principal

₹1,02,975.00 / Bond

₹2,975.00 coupon + ₹1,00,000 face value

7 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today

Key Metrics

Coupon Rate

11.90%

YTM (Annual)

9.18%

Credit Rating

A+

Rating on NSDL record (CRISIL, 2022)

Not a current agency rating; see below

Remaining Tenure

1.6 Years

A+ (CRISIL): Rating on NSDL record (CRISIL, 2022), dated 10 Jun 2022. The rating NSDL's debt master records for this instrument, often from the time of issue. No current rating from an agency or exchange is on file, so it may be out of date. CRISIL's latest action on the issuer (3 Jul 2026) is AA.

Advanced metrics

Modified Duration

—

Macaulay Duration

—

Issue Size

₹50 Cr

Face Value

₹1,00,000

Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration

—

Price sensitivity per 1% yield move

Payment Frequency

Quarterly

Last Trade

4 Nov 2026

BSE

Trades (30 Days)

Exchange-reported sessions

Security Status

Unsecured

No call option

Observations

This bond is unsecured.
4 secondary-market trades recorded in the last 30 days.
Coupon is 1.70 percentage points above the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 16 Jul 2026

Issuer

Svatantra Microfin Limited

Instrument Type

NCD

Issue Date

15 Jun 2022

Day Count Convention

—

Listed Exchange

Not listed

Call / Put Option

None disclosed

Svatantra Microfin Limited issued Svatantra Microfin 11.90% Jun 2028 NCD, an unsecured NCD. It pays an 11.90% p.a. coupon, quarterly. Principal is repaid at maturity.

Rating Action History

4 actions

Agency actions on Svatantra Microfin Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

Date	Agency	Action	Rating	Outlook	Rationale
2026-10-15	CRISIL	Update	—	—	View →
2026-09-29	CRISIL	Update	—	—	View →
2026-07-20	CRISIL	Update	—	—	View →
2026-07-03	CRISIL	Initial	AA	Stable	View →

Issuer health card · ratings, payment record, defaults, trading, filings Nothing flagged →

Rating Actions on Svatantra Microfin Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

Date	Agency	Action	Rating	Rationale
2026-10-15	CRISIL	Update	—	View →
2026-09-29	CRISIL	Update	—	View →
2026-07-20	CRISIL	Update	—	View →
2026-07-03	CRISIL	Initial	AA / Stable	View →

Alert me about Svatantra Microfin Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE00MX08086: trade date, clean price, YTM and number of trades
Trade Date	Clean Price	YTM (%)	Trades
2026-11-04	104.4600	9.1800	6
2026-10-16	106.0000	8.2400	1
2026-10-15	105.0000	8.9200	1
2026-10-09	104.6900	9.1500	1
2026-08-12	103.2200	10.3200	1
2026-07-23	105.2400	9.1500	1
2026-07-20	103.0300	10.5000	1
2026-07-10	103.1000	10.4800	4
2026-07-08	106.0000	8.7700	1

Data Coverage

Dataset	Records	Detail	Freshness
Credit Ratings	1	CRISIL (NSDL record)	2022-06-10
Rating Actions History	4	—	2026-10-15
Secondary-Market Trades	9	BSE	2026-11-04
Reg52(4) Payment Disclosures	0	—	—

No current rating from an agency or exchange on file; the rating shown is the one NSDL's debt master records, often from the time of issue.

Documents

CRISIL Rating Rationale (15 Oct 2026)

Entity metadata

Source: NSDL debt master
Last Updated: 16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

₹1,04,460.00

YTM9.18%

Trade Date 4 Nov 2026 4d ago

SourceBSE

Calculate YTM for this bond

Frequently Asked Questions

What is the coupon rate on Svatantra Microfin 11.90% Jun 2028 NCD?

Svatantra Microfin 11.90% Jun 2028 NCD carries a coupon of 11.90%, paid quarterly, on a face value of ₹1,00,000.

When does Svatantra Microfin 11.90% Jun 2028 NCD mature?

Svatantra Microfin 11.90% Jun 2028 NCD matures on 15 Jun 2028, 1.6 years from today.

What is Svatantra Microfin 11.90% Jun 2028 NCD rated?

No current rating from an agency or exchange is on file for Svatantra Microfin 11.90% Jun 2028 NCD. NSDL's debt master records a rating of A+ by CRISIL, dated 10 Jun 2022, often from the time of issue, so it may be out of date.

Is Svatantra Microfin 11.90% Jun 2028 NCD secured?

Svatantra Microfin 11.90% Jun 2028 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Where does Svatantra Microfin 11.90% Jun 2028 NCD trade?

Svatantra Microfin 11.90% Jun 2028 NCD is not listed on a stock exchange, so there is no exchange price for it.

What yield does Svatantra Microfin 11.90% Jun 2028 NCD currently offer?

The last recorded trade on 4 Nov 2026 priced Svatantra Microfin 11.90% Jun 2028 NCD at ₹1,04,460.00 per bond, implying a yield to maturity of 9.18%.

More Bonds from This Issuer

Svatantra Microfin 11.77% Jul 2027 NCD

INE00MX08078

Coupon

11.77%

Maturity

27 Jul 2027

View Details

Svatantra Microfin 11.77% Nov 2027 NCD

INE00MX08052

A+ NSDL record, 2021

Coupon

11.77%

Maturity

30 Nov 2027

View Details

Svatantra Microfin 11.77% Jan 2028 NCD

INE00MX08060

A+ NSDL record, 2022

Coupon

11.77%

Maturity

05 Jan 2028

View Details

Svatantra Microfin 12.40% May 2028 NCD

INE140R08064

A NSDL record, 2022

Coupon

12.40%

Maturity

21 May 2028

View Details

Compare (/) Compare Bonds

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INE08XP07282	Akara Capital Advisors Private Limited	BBB	12.00%	2028-08-14
INE559D08032	Crest Ventures Limited	BBB	12.00%	2027-06-23

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