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SMFG India Credit Company 8.35% Sep 2033 NCD (INE535H08801)

CARE AAA Unsecured NCD

SMFG India Credit Company Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AAA rated bonds · bonds maturing in 2033

33 more bonds from SMFG India Credit Company Limited →
Current YTM
—
No market YTM available
Coupon Rate
8.35%
Per annum
Maturity Date
27 Sep 2033
6.9 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,00,000
Per Bond

Market Position

YTM (Annual)
—
No trade with a usable price on record
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Tenure
6.9 Years
Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Cashflow Timeline

27 Sep 2027
Interest Payment
₹8,350.00 / Bond
₹7,515.00 net of 10% TDS (est.)
27 Sep 2028
Interest Payment
₹8,350.00 / Bond
₹7,515.00 net of 10% TDS (est.)
27 Sep 2029
Interest Payment
₹8,350.00 / Bond
₹7,515.00 net of 10% TDS (est.)
27 Sep 2030
Interest Payment
₹8,350.00 / Bond
₹7,515.00 net of 10% TDS (est.)
27 Sep 2031
Interest Payment
₹8,350.00 / Bond
₹7,515.00 net of 10% TDS (est.)
27 Sep 2032
Interest Payment
₹8,350.00 / Bond
₹7,515.00 net of 10% TDS (est.)
27 Sep 2033
Final coupon + principal
₹1,08,350.00 / Bond
₹8,350.00 coupon + ₹1,00,000 face value

7 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Payment Disclosures (SEBI Reg52(4))

1 disclosed
Due DateTypeAmount DueAmount PaidStatusFiling
2026-09-27 Interest ₹8,11,00,000.00 ₹8,11,00,000.00 Paid XBRL →

Source: NSE Debt Centralised Database (corporate-interest-payment / corporate-redemption-payment), per SEBI LODR Reg 52(4)/60. Coverage begins 2 Aug 2026 — history accumulates as disclosures are broadcast.

Bond Timeline

— Issue / Maturity | Coupon (projected) ● Rating action ◆ Reg52(4) disclosed ┊ Today
Today Reaffirmed: AAA by CARE on 23 Sep 2026 Interest paid (SEBI Reg52(4) disclosure) — due 27 Sep 2026 Issued 27 Sep 2023 Matures 27 Sep 2033

1 rating action on file since issue — hover a dot for detail.

1 SEBI Reg52(4) disclosed payment — hover a square/diamond for detail.

Key Metrics

Coupon Rate
8.35%
YTM (Annual)
—
Credit Rating
AAA
(CARE) · rated 23 Sep 2026, 46 days ago
Remaining Tenure
6.9 Years
Advanced metrics
Modified Duration
5.04 Yrs
Macaulay Duration
5.46 Yrs
Issue Size
₹100 Cr
Face Value
₹1,00,000
Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration
5.04 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
—
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Unsecured
No call option

Observations

  • This bond is unsecured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 1.85 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
27 Sep 2023
Day Count Convention
ACT/ACT
Listed Exchange
—
Call / Put Option
None disclosed

Issued by SMFG India Credit Company Limited, SMFG India Credit Company 8.35% Sep 2033 NCD is an unsecured, rated NCD. It pays an 8.35% p.a. coupon, annually. Principal is repaid at maturity.

Rating Timeline

2 ratings on file

Every rating we hold for this ISIN, from every agency and source, newest first. NSE listing dates are the day we first saw the rating there, not the agency’s date.

DateAgencyRatingOutlookStatusSource
23 Sep 2026 CARE AAA — Latest NSE filing →
2023 CARE AAA — NSDL record, 2023 NSDL debt master

Rating Action History

1 actions

Agency actions on SMFG India Credit Company Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-09-23
This bond
CARE Reaffirm AAA Stable NSE filing →
Issuer health card · ratings, payment record, defaults, trading, filings Nothing flagged →

Rating Actions on SMFG India Credit Company Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-09-23 CARE Reaffirm This bond AAA / Stable NSE filing →
Alert me about SMFG India Credit Company Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 2 CARE 2026-09-23
Rating Actions History 1 — 2026-09-23
Secondary-Market Trades 0 — —
Reg52(4) Payment Disclosures 1 NSE 2026-09-27
  • No secondary-market trade with a usable price on record, so no market yield or spread is shown.

Documents

Entity metadata
Source
NSDL debt master
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
—

No recent trade data available

View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE535H08801
Issue Date
27 Sep 2023
Maturity Date
27 Sep 2033
Listing
—
Payment Frequency
Annual
Put / Call Option
None disclosed
Security
Unsecured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on SMFG India Credit Company 8.35% Sep 2033 NCD?

SMFG India Credit Company 8.35% Sep 2033 NCD carries a coupon of 8.35%, paid annual, on a face value of ₹1,00,000.

When does SMFG India Credit Company 8.35% Sep 2033 NCD mature?

SMFG India Credit Company 8.35% Sep 2033 NCD matures on 27 Sep 2033, 6.9 years from today.

What is SMFG India Credit Company 8.35% Sep 2033 NCD rated?

SMFG India Credit Company 8.35% Sep 2033 NCD is rated AAA by CARE (rating dated 23 Sep 2026).

Is SMFG India Credit Company 8.35% Sep 2033 NCD secured?

SMFG India Credit Company 8.35% Sep 2033 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

More Bonds from This Issuer

S
SMFG India Credit Company Nov 2026 NCD
INE535H07BL4
Coupon
—
Maturity
17 Nov 2026
S
SMFG India Credit Company 8.28% Mar 2027 NCD
INE535H07CH0
AAA NSDL record, 2024
Coupon
8.28%
Maturity
12 Mar 2027
S
SMFG India Credit Company 8.30% Jun 2027 NCD
INE535H07CJ6
Coupon
8.30%
Maturity
30 Jun 2027
S
SMFG India Credit Company 8.15% Sep 2027 NCD
INE535H07CL2
Coupon
8.15%
Maturity
24 Sep 2027
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Comparable NCDs maturing near 2033

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 8.35%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE774D08MW0Mahindra and Mahindra Financial Services LimitedAAA8.35%2034-01-16
INE01MM08012SBI General Insurance Company LimitedAAA8.35%2034-02-21
INE018E08342SBI Cards and Payment Services LimitedAAA8.33%2034-01-24
INE860H08EL8Aditya Birla Capital LimitedAAA8.31%2034-07-11
INE121A08PX1Cholamandalam Investment and Finance Company LimitedAA+8.40%2032-11-25
INE756I08256HDB Financial Services LimitedAAA8.40%2033-12-22

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