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SMFG India Credit Company 8.28% Mar 2027 NCD (INE535H07CH0)

ICRA AAA · NSDL record, 2024 Secured NCD

SMFG India Credit Company Limited

Secured, Taxable, Redeemable NCD

Browse: bonds maturing in 2027

33 more bonds from SMFG India Credit Company Limited →
Current YTM
—
No current market yield
Coupon Rate
8.28%
Per annum
Maturity Date
12 Mar 2027
0.3 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,00,000
Per Bond

Market Position

YTM (Annual)
—
No trade in the last 30 days, so the last traded yield is not shown as current. Last trade 3 Aug 2026.
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Tenure
0.3 Years
Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)
7 Jul 20263 Aug 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

12 Mar 2027
Final coupon (part period) + principal
₹1,06,394.83 / Bond
₹6,394.83 coupon + ₹1,00,000 face value

1 coupon remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 3 Jun 2024 Matures 12 Mar 2027

Key Metrics

Coupon Rate
8.28%
YTM (Annual)
—
Credit Rating
AAA
Rating on NSDL record (ICRA, 2024)
Not a current agency rating; see below
Remaining Tenure
0.3 Years

AAA (ICRA): Rating on NSDL record (ICRA, 2024), dated 15 May 2024. The rating NSDL's debt master records for this instrument, often from the time of issue. No current rating from an agency or exchange is on file, so it may be out of date.

Advanced metrics
Modified Duration
0.31 Yrs
Macaulay Duration
0.34 Yrs
Issue Size
₹525 Cr
Face Value
₹1,00,000
Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration
0.31 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
3 Aug 2026
NSE OTC (WAP)
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Secured
No call option

Observations

  • This bond is secured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 1.92 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
3 Jun 2024
Day Count Convention
ACT/ACT
Listed Exchange
—
Call / Put Option
None disclosed

Issued by SMFG India Credit Company Limited, SMFG India Credit Company 8.28% Mar 2027 NCD is a secured NCD. It pays an 8.28% p.a. coupon, annually. Principal is repaid at maturity.

Rating Action History

1 actions

Agency actions on SMFG India Credit Company Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-09-23 CARE Reaffirm AAA Stable NSE filing →
Issuer health card · ratings, payment record, defaults, trading, filings Nothing flagged →

Rating Actions on SMFG India Credit Company Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-09-23 CARE Reaffirm AAA / Stable NSE filing →
Alert me about SMFG India Credit Company Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE535H07CH0: trade date, clean price, YTM and number of trades
Trade DateClean PriceYTM (%)Trades
2026-08-03 100.1865 7.7000 —
2026-07-10 100.2935 7.6000 —
2026-07-07 100.3115 7.5900 —

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 1 ICRA (NSDL record) 2024-05-15
Rating Actions History 1 — 2026-09-23
Secondary-Market Trades 3 NSE OTC (WAP) 2026-08-03
Reg52(4) Payment Disclosures 0 — —
  • No current rating from an agency or exchange on file; the rating shown is the one NSDL's debt master records, often from the time of issue.
  • No trade in the last 30 days, so the last traded yield is not shown as current.

Documents

Entity metadata
Source
NSDL debt master
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
₹1,00,186.50
YTM—
Trade Date 3 Aug 2026 97d ago
SourceNSE OTC (WAP)
Accrued interest (est.)₹5,487.76
Dirty price (est.)₹1,05,674.26
View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE535H07CH0
Issue Date
3 Jun 2024
Maturity Date
12 Mar 2027
Listing
—
Payment Frequency
Annual
Put / Call Option
None disclosed
Security
Secured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on SMFG India Credit Company 8.28% Mar 2027 NCD?

SMFG India Credit Company 8.28% Mar 2027 NCD carries a coupon of 8.28%, paid annual, on a face value of ₹1,00,000.

When does SMFG India Credit Company 8.28% Mar 2027 NCD mature?

SMFG India Credit Company 8.28% Mar 2027 NCD matures on 12 Mar 2027, 0.3 years from today.

What is SMFG India Credit Company 8.28% Mar 2027 NCD rated?

No current rating from an agency or exchange is on file for SMFG India Credit Company 8.28% Mar 2027 NCD. NSDL's debt master records a rating of AAA by ICRA, dated 15 May 2024, often from the time of issue, so it may be out of date.

Is SMFG India Credit Company 8.28% Mar 2027 NCD secured?

SMFG India Credit Company 8.28% Mar 2027 NCD is a secured bond.

More Bonds from This Issuer

S
SMFG India Credit Company Nov 2026 NCD
INE535H07BL4
Coupon
—
Maturity
17 Nov 2026
S
SMFG India Credit Company 8.30% Jun 2027 NCD
INE535H07CJ6
Coupon
8.30%
Maturity
30 Jun 2027
S
SMFG India Credit Company 8.15% Sep 2027 NCD
INE535H07CL2
Coupon
8.15%
Maturity
24 Sep 2027
S
SMFG India Credit Company 8.05% Jan 2028 NCD
INE535H07BE9
AAA NSDL record, 2020 Reg52 disclosed
Coupon
8.05%
Maturity
22 Jan 2028
Compare (/) Compare Bonds

Comparable NCDs maturing near 2027

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 8.28%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE572E07167PNB Housing Finance LimitedAAA8.28%2026-12-30
INE976I07CT9Tata Capital LimitedAAA NSDL record, 20248.29%2027-05-10
INE891K07978Axis Finance LimitedAAA8.29%2027-08-19
INE976I07DC3Tata Capital LimitedAAA NSDL record, 20238.30%2027-03-16
INE813H07226Torrent Power LimitedAA+ NSDL record, 20228.30%2027-06-02
INE774D07VE1Mahindra and Mahindra Financial Services LimitedAAA8.25%2027-03-25

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