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SMFG India Credit Company 9.30% Jun 2028 NCD (INE535H08728)

CARE AAA Unsecured NCD

SMFG India Credit Company Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AAA rated bonds · bonds maturing in 2028

33 more bonds from SMFG India Credit Company Limited →
Current YTM
—
No current market yield
Coupon Rate
9.30%
Per annum
Maturity Date
08 Jun 2028
1.6 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹10,00,000
Per Bond

Market Position

YTM (Annual)
—
No trade in the last 30 days, so the last traded yield is not shown as current. Last trade 5 Oct 2026.
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Tenure
1.6 Years
Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

12 Jun 2027
Interest Payment
₹93,000.00 / Bond
₹83,700.00 net of 10% TDS (est.)
8 Jun 2028
Final coupon (part period) + principal
₹10,91,983.61 / Bond
₹91,983.61 coupon + ₹10,00,000 face value

2 coupons remaining, the last paid with principal at maturity · per ₹10,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Reaffirmed: AAA by CARE on 23 Sep 2026 Issued 12 Jun 2018 Matures 8 Jun 2028

1 rating action on file since issue — hover a dot for detail.

Key Metrics

Coupon Rate
9.30%
YTM (Annual)
—
Credit Rating
AAA
(CARE) · rated 23 Sep 2026, 46 days ago
Remaining Tenure
1.6 Years
Advanced metrics
Modified Duration
1.37 Yrs
Macaulay Duration
1.49 Yrs
Issue Size
₹250 Cr
Face Value
₹10,00,000
Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration
1.37 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
5 Oct 2026
BSE
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Unsecured
No call option

Observations

  • This bond is unsecured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 0.90 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 6 Nov 2026
Instrument Type
NCD
Issue Date
12 Jun 2018
Day Count Convention
ACT/ACT
Listed Exchange
—
Call / Put Option
None disclosed

SMFG India Credit Company 9.30% Jun 2028 NCD is an unsecured, rated NCD issued by SMFG India Credit Company Limited. It pays a 9.30% p.a. coupon, annually. Principal is repaid at maturity.

Rating Timeline

2 ratings on file

Every rating we hold for this ISIN, from every agency and source, newest first. NSE listing dates are the day we first saw the rating there, not the agency’s date.

DateAgencyRatingOutlookStatusSource
23 Sep 2026 CARE AAA — Latest NSE filing →
2018 CRISIL AAA — NSDL record, 2018 NSDL debt master

Rating Action History

1 actions

Agency actions on SMFG India Credit Company Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-09-23
This bond
CARE Reaffirm AAA Stable NSE filing →
Issuer health card · ratings, payment record, defaults, trading, filings Nothing flagged →

Rating Actions on SMFG India Credit Company Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-09-23 CARE Reaffirm This bond AAA / Stable NSE filing →
Alert me about SMFG India Credit Company Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE535H08728: trade date, clean price, YTM and number of trades
Trade DateClean PriceYTM (%)Trades
2026-10-05 101.2400 8.4100 1
2026-09-30 101.1100 8.5000 1

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 2 CARE, CRISIL 2026-09-23
Rating Actions History 1 — 2026-09-23
Secondary-Market Trades 2 BSE 2026-10-05
Reg52(4) Payment Disclosures 0 — —
  • No trade in the last 30 days, so the last traded yield is not shown as current.

Documents

Entity metadata
Source
NSDL debt master
Last Updated
6 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
₹10,12,400.00
YTM—
Trade Date 5 Oct 2026 34d ago
SourceBSE
Accrued interest (est.)₹39,238.36
Dirty price (est.)₹10,51,638.36
View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE535H08728
Issue Date
12 Jun 2018
Maturity Date
8 Jun 2028
Listing
—
Payment Frequency
Annual
Put / Call Option
None disclosed
Security
Unsecured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on SMFG India Credit Company 9.30% Jun 2028 NCD?

SMFG India Credit Company 9.30% Jun 2028 NCD carries a coupon of 9.30%, paid annual, on a face value of ₹10,00,000.

When does SMFG India Credit Company 9.30% Jun 2028 NCD mature?

SMFG India Credit Company 9.30% Jun 2028 NCD matures on 8 Jun 2028, 1.6 years from today.

What is SMFG India Credit Company 9.30% Jun 2028 NCD rated?

SMFG India Credit Company 9.30% Jun 2028 NCD is rated AAA by CARE (rating dated 23 Sep 2026).

Is SMFG India Credit Company 9.30% Jun 2028 NCD secured?

SMFG India Credit Company 9.30% Jun 2028 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

More Bonds from This Issuer

S
SMFG India Credit Company Nov 2026 NCD
INE535H07BL4
Coupon
—
Maturity
17 Nov 2026
S
SMFG India Credit Company 8.28% Mar 2027 NCD
INE535H07CH0
AAA NSDL record, 2024
Coupon
8.28%
Maturity
12 Mar 2027
S
SMFG India Credit Company 8.30% Jun 2027 NCD
INE535H07CJ6
Coupon
8.30%
Maturity
30 Jun 2027
S
SMFG India Credit Company 8.15% Sep 2027 NCD
INE535H07CL2
Coupon
8.15%
Maturity
24 Sep 2027
Compare (/) Compare Bonds

Comparable NCDs maturing near 2028

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 9.30%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE0TLC07093The Andhra Pradesh Mineral Development Corporation LimitedAA9.30%2028-05-09
INE0TLC07069The Andhra Pradesh Mineral Development Corporation LimitedAA NSDL record, 20259.30%2029-05-08
INE306N08300Tata Capital LimitedAAA NSDL record, 20189.32%2028-12-28
INE752E07IX2Power Grid Corporation of India LimitedAAA9.35%2027-08-29
INE1C3207057Telangana State Industrial Infrastructure Corporation LimitedAA NSDL record, 20249.35%2027-12-31
INE1C3207081Telangana State Industrial Infrastructure Corporation LimitedAA NSDL record, 20249.35%2028-12-29

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