Market closed today (Weekend) · Prices and yields as of last trading day, 06 Nov 2026
Happy Diwali from all of us at RetailBonds

Muthoot Finance Limited — Bonds & AA+ (CRISIL) Rating

NBFC · Financial Services

Verify this issuer →
Methodology v1.0 Download Report (PDF) Watch
Agency Rating
AA+ (CRISIL)
Most common current rating on senior bonds
9 of 9 rated · CRISIL, 28 Jun 2026
Total Debt Outstanding
₹51,892 Cr
Across 85 instruments
Active Bonds
85
First Issue
14 Jun 2019
Latest Issue
30 Jul 2026
Maturity Range
2026 - 2036
Observation
85 active bonds tracked from this issuer.
View details →
Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies
Issuer health card Nothing flagged on record
  • Current ratings CRISIL AA+
  • Rating range All current ratings are AA+ (CRISIL 28 Jun 2026)
  • Rating direction, 12 months No rating actions on file
  • Watch / negative outlook None in 12 months
  • Issuer not cooperating No such actions in 12 months
  • Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
  • Newest agency rating Dated 28 Jun 2026
  • Payment record 19 payment disclosures since 17 Jul 2026: all on time
  • Defaults on record No bond marked defaulted
  • Traded in the last 30 days 21 of 85 active bonds had an exchange trade
  • Exchange filings, 90 days 0 filings on NSE/BSE

A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.

Alert me about Muthoot Finance Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.
01 Issuer Overview
Sector
Financial Services
Issuer Type
NBFC
First Tracked Bond
14 Jun 2019
Start of this issuer's debt program timeline
  • 85 active bonds tracked from this issuer.
  • 83 of 85 tracked bonds with a stated security status are secured. (based on 85 bonds with a disclosed security status)

Muthoot Finance Limited is an NBFC in the Financial Services sector. Coupon rates on outstanding bonds range from 6.75% - 9.09%, paid annually. Bonds mature between 2026 - 2036.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

Thanks — your suggestion has been submitted for review.

02 Debt Profile
Outstanding Bonds
85
Tracked by RetailBonds
Amount Tracked
₹51,892 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 72 of 85 bonds)
Avg Coupon
8.26%
Range 6.75% - 9.09%
Avg Remaining Tenure
2.1 Yrs
Nearest maturity Dec 2026
Secured
97%
83 of 85 bonds with known status
Callable
0
Of 85 bonds
Avg Spread vs G-Sec
+199 bps
Credit premium, from 13 bonds with a current market yield

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (30 bonds).

0 2026: 2 bonds, ₹1,032 Cr tracked, avg coupon 8.85% 2 bonds 2026 2027: 30 bonds, ₹8,154 Cr tracked, avg coupon 8.15% 30 bonds 2027 2028: 22 bonds, ₹13,157 Cr tracked, avg coupon 8.30% 22 bonds 2028 2029: 15 bonds, ₹17,205 Cr tracked, avg coupon 8.35% 15 bonds 2029 2030: 6 bonds, ₹3,326 Cr tracked, avg coupon 8.31% 6 bonds 2030 2031: 6 bonds, ₹7,194 Cr tracked, avg coupon 8.17% 6 bonds 2031 2032: 1 bond, ₹24 Cr tracked, avg coupon 7.50% 1 bond 2032 2036: 3 bonds, ₹1,800 Cr tracked, avg coupon 8.65% 3 bonds 2036

Security Type / Instrument Mix

  • NCD 85 bonds · 100% · ₹51,892 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2019: ₹120 Cr issued 2019 2021: ₹444 Cr issued 2021 2022: ₹417 Cr issued 2022 2023: ₹8,757 Cr issued 2023 2024: ₹7,828 Cr issued 2024 2025: ₹14,576 Cr issued 2025 2026: ₹19,750 Cr issued 2026 Cumulative: ₹120 Cr Cumulative: ₹564 Cr Cumulative: ₹981 Cr Cumulative: ₹9,738 Cr Cumulative: ₹17,566 Cr Cumulative: ₹32,142 Cr Cumulative: ₹51,892 Cr

Based on 72 of 85 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

Financial Snapshot

Q1 FY27
Debt / Equity
0.04
 
Revenue from Operations
₹7,588.85 Cr
 
Net Profit / Loss
₹2,550.48 Cr
 
Profit Before Tax
₹3,423.00 Cr
 

As filed under SEBI LODR Reg 52(4) / Integrated Filing, filed 1 Aug 2026. Figures are reported facts, not a rating or recommendation.

03 Credit Profile
  • AA 71 bonds · 84%
  • Unrated 14 bonds · 16%
AgencyRatingOutlookBonds
CRISIL AA+ — 9
ICRA AA+ NSDL record — 41
CRISIL AA+ NSDL record — 18
CRISIL AA NSDL record — 2
ICRA AA NSDL record — 1

Recent Rating Actions

No rating action history available.

NCD Public Issues
04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade Details
INE414G07IQ8 Muthoot Finance 8.85% Dec 2026 NCD 8.85% AA+ (ICRA, NSDL record 2023) 2026-12-07 9.72% 2026-11-04
INE414G07DQ9 Muthoot Finance ZC Dec 2026 NCD — AA (CRISIL, NSDL record 2019) 2026-12-14 — —
INE414G07JH5 Muthoot Finance 8.97% Jan 2027 NCD 8.97% AA+ (CRISIL, NSDL record 2024) 2027-01-18 8.40% 2026-11-06
INE414G07IY2 Muthoot Finance Jan 2027 NCD — AA+ (ICRA, NSDL record 2023) 2027-01-25 — —
INE414G07IV8 Muthoot Finance 8.50% Jan 2027 NCD 8.50% AA+ (ICRA, NSDL record 2023) 2027-01-25 8.60% 2026-10-08
INE414G07IW6 Muthoot Finance 8.25% Jan 2027 NCD 8.25% AA+ (ICRA, NSDL record 2023) 2027-01-25 — —
INE414G07JV6 Muthoot Finance 8.65% Mar 2027 NCD 8.65% AA+ (ICRA, NSDL record 2025) 2027-03-15 — —
INE414G07HV0 Muthoot Finance 8.65% Mar 2027 NCD 8.65% AA+ (ICRA, NSDL record 2023) 2027-03-15 — —
INE414G07JC6 Muthoot Finance Mar 2027 NCD — AA+ (CRISIL, NSDL record 2024) 2027-03-23 — —
INE414G07EC7 Muthoot Finance ZC May 2027 NCD — AA (ICRA, NSDL record 2019) 2027-05-01 — —
INE414G07JD4 Muthoot Finance 8.95% May 2027 NCD 8.95% AA+ (CRISIL, NSDL record 2024) 2027-05-03 — 2026-07-24
INE414G07GK5 Muthoot Finance May 2027 NCD — AA+ (ICRA, NSDL record 2022) 2027-05-05 — —
INE414G07GG3 Muthoot Finance 7.00% May 2027 NCD 7.00% AA+ (ICRA, NSDL record 2022) 2027-05-05 — —
INE414G07GE8 Muthoot Finance 6.75% May 2027 NCD 6.75% AA+ (ICRA, NSDL record 2022) 2027-05-05 — 2026-08-10
INE414G07IR6 Muthoot Finance 8.78% May 2027 NCD 8.78% AA+ (CRISIL, NSDL record 2023) 2027-05-20 8.97% 2026-11-03
INE414G07JB8 Muthoot Finance 8.90% Jun 2027 NCD 8.90% AA+ (CRISIL, NSDL record 2024) 2027-06-17 8.45% 2026-10-27
INE414G07GO7 Muthoot Finance 7.25% Jun 2027 NCD 7.25% AA+ (ICRA, NSDL record 2022) 2027-06-23 — —
INE414G07GR0 Muthoot Finance Jun 2027 NCD — AA+ (ICRA, NSDL record 2022) 2027-06-23 — —
INE414G07GM1 Muthoot Finance 7.00% Jun 2027 NCD 7.00% AA+ (ICRA, NSDL record 2022) 2027-06-23 — 2026-08-28
INE414G07EG8 Muthoot Finance ZC Jun 2027 NCD — AA (CRISIL, NSDL record 2019) 2027-06-27 — —
INE414G07JF9 Muthoot Finance 9.02% Jul 2027 NCD 9.02% AA+ (CRISIL) 2027-07-14 8.95% 2026-11-06
INE414G07JW4 Muthoot Finance 8.65% Sep 2027 NCD 8.65% AA+ (ICRA, NSDL record 2025) 2027-09-23 — —
INE414G07JI3 Muthoot Finance 8.90% Oct 2027 NCD 8.90% AA+ (ICRA, NSDL record 2024) 2027-10-07 8.81% 2026-10-26
IN8414G07026 Muthoot Finance 8.90% Oct 2027 NCD 8.90% — 2027-10-07 — —
INE414G07GZ3 Muthoot Finance Nov 2027 NCD — AA+ (ICRA, NSDL record 2022) 2027-11-03 — —
INE414G07GY6 Muthoot Finance 7.50% Nov 2027 NCD 7.50% AA+ (ICRA, NSDL record 2022) 2027-11-03 — —
INE414G07GV2 Muthoot Finance 7.25% Nov 2027 NCD 7.25% AA+ (ICRA, NSDL record 2022) 2027-11-03 — 2026-08-17
IN8414G07075 Muthoot Finance 8.05% Nov 2027 NCD 8.05% — 2027-11-25 — —
INE414G07JQ6 Muthoot Finance 8.05% Nov 2027 NCD 8.05% AA+ (CRISIL, NSDL record 2025) 2027-11-25 8.95% 2026-11-03
INE414G07HE6 Muthoot Finance 7.75% Dec 2027 NCD 7.75% AA+ (ICRA, NSDL record 2022) 2027-12-23 — —
INE414G07HH9 Muthoot Finance 7.50% Dec 2027 NCD 7.50% AA+ (ICRA, NSDL record 2022) 2027-12-23 — 2026-09-29
INE414G07HG1 Muthoot Finance Dec 2027 NCD — AA+ (ICRA, NSDL record 2022) 2027-12-23 — 2026-09-28
INE414G07JL7 Muthoot Finance 8.65% Jan 2028 NCD 8.65% AA+ (CRISIL, NSDL record 2024) 2028-01-31 9.04% 2026-11-05
INE414G07JM5 Muthoot Finance 8.60% Mar 2028 NCD 8.60% AA+ (CRISIL, NSDL record 2025) 2028-03-02 9.02% 2026-10-30
INE414G07JN3 Muthoot Finance 8.52% Apr 2028 NCD 8.52% AA+ (CRISIL, NSDL record 2025) 2028-04-07 9.08% 2026-11-03
INE414G07HQ0 Muthoot Finance 8.10% Apr 2028 NCD 8.10% AA+ (ICRA, NSDL record 2023) 2028-04-10 — 2026-08-31
INE414G07HM9 Muthoot Finance 7.85% Apr 2028 NCD 7.85% AA+ (ICRA, NSDL record 2023) 2028-04-10 — 2026-07-31
INE414G07HO5 Muthoot Finance Apr 2028 NCD — AA+ (ICRA, NSDL record 2023) 2028-04-10 — 2026-08-24
INE414G07IF1 Muthoot Finance 8.50% Apr 2028 NCD 8.50% AA+ (ICRA, NSDL record 2023) 2028-04-24 — —
INE414G07JO1 Muthoot Finance 8.52% May 2028 NCD 8.52% AA+ (CRISIL) 2028-05-26 8.90% 2026-11-06
IN8414G07067 Muthoot Finance 8.52% May 2028 NCD 8.52% — 2028-05-26 — —
INE414G07IC8 Muthoot Finance 8.10% Jun 2028 NCD 8.10% AA+ (ICRA, NSDL record 2023) 2028-06-03 — —
INE414G07HZ1 Muthoot Finance 7.85% Jun 2028 NCD 7.85% AA+ (ICRA, NSDL record 2023) 2028-06-03 — 2026-07-03
INE414G07IE4 Muthoot Finance Jun 2028 NCD — AA+ (ICRA, NSDL record 2023) 2028-06-03 — —
INE414G07IH7 Muthoot Finance 8.40% Jul 2028 NCD 8.40% AA+ (ICRA, NSDL record 2023) 2028-07-27 — —
INE414G07II5 Muthoot Finance 8.40% Aug 2028 NCD 8.40% AA+ (CRISIL, NSDL record 2023) 2028-08-28 9.00% 2026-11-06
IN8414G07042 Muthoot Finance 8.40% Aug 2028 NCD 8.40% — 2028-08-28 — —
INE414G07IL9 Muthoot Finance 7.75% Oct 2028 NCD 7.75% AA+ (ICRA, NSDL record 2023) 2028-10-04 — —
INE414G07IO3 Muthoot Finance 8.00% Oct 2028 NCD 8.00% AA+ (ICRA, NSDL record 2023) 2028-10-04 — —
INE414G07IJ3 Muthoot Finance Oct 2028 NCD — AA+ (ICRA, NSDL record 2023) 2028-10-04 — 2026-07-02
Compare (/) Compare Bonds

YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.

More bonds from this issuer (25)
05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

BSE Traded Value (Last 30 Days)
—
Number of Trades (Last 30 Days)
107
Avg. Yield (Last 30 Days)
8.87%
06 Payment Disclosures (SEBI Reg52(4)) 16 disclosed

Interest and redemption payments as broadcast by NSE under SEBI LODR Reg 52(4)/60, across all outstanding bonds from this issuer -- actual disclosed events, not a projected schedule.

Due DateBondTypeAmount DueAmount PaidStatusFiling
27 Oct 2026 8.40% SECURED RATED LISTED... Interest ₹13,08,00,000.00 ₹13,08,00,000.00 Paid XBRL →
27 Oct 2026 8.40% SECURED RATED LISTED... Redemption ₹6,31,08,00,000.00 ₹6,31,08,00,000.00 Paid XBRL →
16 Oct 2026 8.05% SECURED RATED LISTED... Interest ₹2,21,38,00,000.00 ₹2,21,38,00,000.00 Paid XBRL →
7 Oct 2026 8.90% SECURED RATED LISTED... Interest ₹1,09,92,00,000.00 ₹1,09,92,00,000.00 Paid XBRL →
4 Oct 2026 8.78% SECURED RATED LISTED... Interest ₹1,40,48,00,000.00 ₹1,40,48,00,000.00 Paid XBRL →
1 Sep 2026 8.25% SECURED RATED LISTED... Interest ₹51,00,000.00 ₹51,00,000.00 Paid XBRL →
1 Sep 2026 6.75% SECURED RATED LISTED... Interest ₹32,00,000.00 ₹32,00,000.00 Paid XBRL →
1 Sep 2026 7% SECURED RATED LISTED REDEEMABLE... Interest ₹23,00,000.00 ₹23,00,000.00 Paid XBRL →
1 Sep 2026 7.25% SECURED RATED LISTED... Interest ₹23,00,000.00 ₹23,00,000.00 Paid XBRL →
1 Sep 2026 7.50% SECURED RATED LISTED... Interest ₹15,00,000.00 ₹15,00,000.00 Paid XBRL →
1 Sep 2026 7.85 % SECURED RATED LISTED... Interest ₹20,00,000.00 ₹20,00,000.00 Paid XBRL →
1 Sep 2026 7.85% SECURED RATED LISTED... Interest ₹18,00,000.00 ₹18,00,000.00 Paid XBRL →
1 Sep 2026 7.75% SECURED RATED LISTED... Interest ₹27,00,000.00 ₹27,00,000.00 Paid XBRL →
1 Sep 2026 8.25% SECURED RATED LISTED... Interest ₹23,00,000.00 ₹23,00,000.00 Paid XBRL →
28 Aug 2026 8.40% SECURED RATED LISTED... Interest ₹1,77,24,00,000.00 ₹1,77,24,00,000.00 Paid XBRL →
27 Jul 2026 8.40% SECURED RATED LISTED... Interest ₹64,51,00,000.00 ₹64,51,00,000.00 Paid XBRL →

Source: NSE Debt Centralised Database, per SEBI LODR Reg 52(4)/60. Coverage begins 2 Aug 2026 — history accumulates as disclosures are broadcast.

07 Regulatory Filings
08 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 71 2026-06-28
Rating Actions History 0 —
Secondary-Market Trades 454 2026-11-06
Reg52(4) Payment Disclosures 16 2026-10-27

Methodology version 1.0. See full methodology for sources and limitations.

Related Issuers

All issuers →
Frequently Asked Questions
How many active bonds does Muthoot Finance Limited have?

Muthoot Finance Limited currently has 85 active bonds with coupons of 6.75% - 9.09%, maturities spanning 2026 - 2036.

What is Muthoot Finance Limited's credit rating?

The most common current rating on Muthoot Finance Limited's senior bonds is AA+ (CRISIL). Ratings on file come from CRISIL.

Are Muthoot Finance Limited's bonds secured?

Of the 85 bonds with a disclosed security status, 83 are secured (97%) and 2 are unsecured.

When do Muthoot Finance Limited's bonds mature?

Muthoot Finance Limited's active bonds mature between 2026 - 2036; the nearest matures in Dec 2026; the average tenure is 2.1 Yrs.

What is the average coupon on Muthoot Finance Limited's bonds?

The average coupon across Muthoot Finance Limited's 85 active bonds is 8.26%.

Disclaimer: This page aggregates publicly available data about Muthoot Finance Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.