Muthoot Finance Limited

Nbfc · Financial Services

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Methodology v1.0 Download Report (PDF)

Latest Rating

AA+ (CRISIL)

Total Debt Outstanding

₹48,128 Cr

Across 86 instruments

Listed Bonds

First Issue

2019-06-14

Latest Issue

2026-06-12

Maturity Range

2026 - 2036

Observation

86 active bonds tracked from this issuer.

View details →

Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies

01 Issuer Overview

Sector

Financial Services

Issuer Type

Nbfc

First Tracked Bond

2019-06-14

Start of this issuer's debt program timeline

86 active bonds tracked from this issuer.
84 of 86 tracked bonds with a stated security status are secured. (based on 86 bonds with a disclosed security status)

Muthoot Finance Limited is an NBFC in the financial services sector. Coupon rates on outstanding bonds range from 6.75% - 9.09%, paid annual. Bonds mature between 2026 - 2036.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile

Outstanding Bonds

Tracked by RetailBonds

Amount Tracked

₹48,128 Cr

Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 74 of 86 bonds)

Avg Coupon

8.24%

Range 6.75% - 9.09%

Avg Remaining Tenure

2.2 Yrs

Nearest maturity 2026-10

Secured

97%

84 of 86 bonds with known status

Callable

Of 86 bonds

Avg Spread vs G-Sec

+291 bps

Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (30 bonds).

Security Type / Instrument Mix

NCD 86 bonds · 100% · ₹48,128 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)

Based on 74 of 86 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

Financial Snapshot

Q1 FY26

Debt / Equity

0.04

Revenue from Operations

₹7,588.85 Cr

Net Profit / Loss

₹2,550.48 Cr

Profit Before Tax

₹3,423.00 Cr

As filed under SEBI LODR Reg 52(4) / Integrated Filing, filed 1 Aug 2026. Figures are reported facts, not a rating or recommendation.

03 Credit Profile

AA 74 bonds · 86%
Unrated 12 bonds · 14%

Agency	Rating	Outlook	Bonds
ICRA	AA+	—	53
CRISIL	AA+	—	27
CRISIL	AA	—	2
ICRA	AA	—	1

Recent Rating Actions

No rating action history available.

04 Outstanding Bonds View all bonds →

ISIN	Bond Name	Coupon	Rating	Maturity	YTM	Last Trade
INE414G07IP0	SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES OPTION VI TRANCHE II DATE OF MATURITY 04/10/2026	—	AA+ (ICRA)	2026-10-04	—	—
INE414G07IK1	7.75% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES OPTION I TRANCHE II DATE OF MATURITY 04/10/2026	7.75%	AA+ (ICRA)	2026-10-04	8.60%	2026-08-27
INE414G07IN5	8% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES OPTION IV TRANCHE II DATE OF MATURITY 04/10/2026	8.00%	AA+ (ICRA)	2026-10-04	—	—
INE414G07IQ8	8.85% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES DATE OF MATURITY 07/12/2026	8.85%	AA+ (ICRA)	2026-12-07	7.55%	2026-08-12
INE414G07DQ9	ZERO COUPON SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES. SERIES XX OPTION X. DATE OF MATURITY 14/12/2026	—	AA (CRISIL)	2026-12-14	—	—
INE414G07JH5	8.97% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE. DATE OF MATURITY 18/01/2027.	8.97%	AA+ (CRISIL)	2027-01-18	7.84%	2026-08-13
INE414G07IY2	SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE OPTION VI TRANCHE III DATE OF MATURITY 25/01/2027	—	AA+ (ICRA)	2027-01-25	—	—
INE414G07IV8	8.50% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE OPTION IV TRANCHE III DATE OF MATURITY 25/01/2027	8.50%	AA+ (ICRA)	2027-01-25	12.46%	2026-08-27
INE414G07IW6	8.25% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE OPTION I TRANCHE III DATE OF MATURITY 25/01/2027	8.25%	AA+ (ICRA)	2027-01-25	—	—
INE414G07JV6	8.65% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBNETURES STRPP II B DATE OF MATURITY 15/03/2027	8.65%	AA+ (ICRA)	2027-03-15	—	—
INE414G07HV0	8.65% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBNETURES STRPP II B DATE OF MATURITY 15/03/2027	8.65%	AA+ (ICRA)	2027-03-15	—	—
INE414G07JC6	RESET RATE SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 23/03/2027	—	AA+ (CRISIL)	2027-03-23	—	—
INE414G07EC7	ZERO COUPON SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES. SERIES XXI- OPTION X. DATE OF MATURITY 01/05/2027	—	AA (ICRA)	2027-05-01	—	—
INE414G07JD4	8.95% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES 33 A OPTION I TRANCHE II DATE OF MATURITY 03/05/2027	8.95%	AA+ (CRISIL)	2027-05-03	8.00%	2026-07-24
INE414G07GK5	SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES. SERIES XXVI- OPTION VIII. DATE OF MATURITY 05/05/2027	—	AA+ (ICRA)	2027-05-05	—	—
INE414G07GG3	7% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES. SERIES XXVI- OPTION IV. DATE OF MATURITY 05/05/2027	7.00%	AA+ (ICRA)	2027-05-05	—	—
INE414G07GE8	6.75% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES. SERIES XXVI- OPTION II. DATE OF MATURITY 05/05/2027	6.75%	AA+ (ICRA)	2027-05-05	8.60%	2026-08-10
INE414G07IR6	8.78% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES. DATE OF MATURITY 20/05/2027.	8.78%	AA+ (CRISIL)	2027-05-20	7.96%	2026-07-23
INE414G07JB8	8.90% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE DATE OF MATURITY 17/06/2027	8.90%	AA+ (CRISIL)	2027-06-17	8.03%	2026-07-08
INE414G07GO7	7.25% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SERIES XXVII OPTION IV. DATE OF MATURITY 23/06/2027.	7.25%	AA+ (ICRA)	2027-06-23	—	—
INE414G07GR0	SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SERIES XXVII OPTION VII. DATE OF MATURITY 23/06/2027.	—	AA+ (ICRA)	2027-06-23	—	—
INE414G07GM1	7% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SERIES XXVII OPTION II. DATE OF MATURITY 23/06/2027.	7.00%	AA+ (ICRA)	2027-06-23	8.60%	2026-08-19
INE414G07EG8	ZERO COUPON SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES. SERIES XXII- OPTION X. DATE OF MATURITY 27/06/2027	—	AA (CRISIL)	2027-06-27	—	—
INE414G07JF9	9.02% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE DATE OF MATURITY 14/07/2027.	9.02%	AA+ (CRISIL)	2027-07-14	8.14%	2026-07-31
INE414G07JW4	8.65% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE STRPP 2B DATE OF MATURITY 23/09/2027	8.65%	AA+ (ICRA)	2027-09-23	—	—
INE414G07JI3	8.90% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES DATE OF MATURITY 07/10/2027.	8.90%	AA+ (ICRA)	2027-10-07	—	—
IN8414G07026	8.90% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES DATE OF MATURITY 07/10/2027.	8.90%	—	2027-10-07	—	—
INE414G07GZ3	SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES.OPTION VII. DATE OF MATURITY 03/11/2027	—	AA+ (ICRA)	2027-11-03	—	—
INE414G07GY6	7.50% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES. OPTION V. DATE OF MATURITY 03/11/2027	7.50%	AA+ (ICRA)	2027-11-03	—	—
INE414G07GV2	7.25% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES. OPTION II. DATE OF MATURITY 03/11/2027	7.25%	AA+ (ICRA)	2027-11-03	8.60%	2026-08-17
IN8414G07075	8.05% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 25/11/2027	8.05%	—	2027-11-25	—	—
INE414G07JQ6	8.05% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 25/11/2027	8.05%	AA+ (CRISIL)	2027-11-25	8.23%	2026-08-20
INE414G07HE6	7.75% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBETURES OPTION V DATE OF MATURITY 23/12/2027	7.75%	AA+ (ICRA)	2027-12-23	—	—
INE414G07HH9	7.50% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBETURES OPTION II DATE OF MATURITY 23/12/2027	7.50%	AA+ (ICRA)	2027-12-23	—	—
INE414G07HG1	SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBETURES OPTION VII DATE OF MATURITY 23/12/2027	—	AA+ (ICRA)	2027-12-23	8.60%	2026-08-25
INE414G07JL7	8.65% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 31/01/2028	8.65%	AA+ (CRISIL)	2028-01-31	8.40%	2026-08-20
INE414G07JM5	8.60% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 02/03/2028	8.60%	AA+ (CRISIL)	2028-03-02	8.50%	2026-08-05
INE414G07JN3	8.52% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE OPTION I DATE OF MATURITY 07/04/2028	8.52%	AA+ (CRISIL)	2028-04-07	8.65%	2026-08-27
INE414G07HQ0	8.10% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES TRANCHE V OPTION V DATE OF MATURITY 10/04/2028	8.10%	AA+ (ICRA)	2028-04-10	9.36%	2026-08-27
INE414G07HM9	7.85 % SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES TRANCHE V OPTION II DATE OF MATURITY 10/04/2028	7.85%	AA+ (ICRA)	2028-04-10	9.00%	2026-07-31
INE414G07HO5	SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES TRANCHE V OPTION VII DATE OF MATURITY 10/04/2028	—	AA+ (ICRA)	2028-04-10	8.68%	2026-08-24
INE414G07IF1	8.5% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SERIES 26-A OPTION 1 DATE OF MATURITY 24/04/2028	8.50%	AA+ (ICRA)	2028-04-24	—	—
INE414G07JO1	8.52% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE OPTION II DATE OF MATURITY 26/05/2028	8.52%	AA+ (CRISIL)	2028-05-26	8.70%	2026-08-25
IN8414G07067	8.52% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE OPTION II DATE OF MATURITY 26/05/2028	8.52%	—	2028-05-26	—	—
INE414G07IC8	8.10% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBNETURES OPTION V DATE OF MATURITY 03/06/2028	8.10%	AA+ (ICRA)	2028-06-03	—	—
INE414G07HZ1	7.85% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBNETURES OPTION II DATE OF MATURITY 03/06/2028	7.85%	AA+ (ICRA)	2028-06-03	8.61%	2026-07-03
INE414G07IE4	SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBNETURES OPTION VII DATE OF MATURITY 03/06/2028	—	AA+ (ICRA)	2028-06-03	—	—
INE414G07IH7	8.40% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SERIES 28-A OPTION II DATE OF MATURITY 27/07/2028	8.40%	AA+ (ICRA)	2028-07-27	—	—
INE414G07II5	8.40% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SERIES 28-A OPTION I DATE OF MATURITY 28/08/2028	8.40%	AA+ (CRISIL)	2028-08-28	8.60%	2026-08-19
IN8414G07042	8.40% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SERIES 28-A OPTION I DATE OF MATURITY 28/08/2028	8.40%	—	2028-08-28	—	—

Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

Traded Value (Last 30 Days)

₹0.0 Cr

Number of Trades (Last 30 Days)

110

Avg. Yield (Last 30 Days)

8.62%

06 Payment Disclosures (SEBI Reg52(4)) 1 disclosed

Interest and redemption payments as broadcast by NSE under SEBI LODR Reg 52(4)/60, across all outstanding bonds from this issuer -- actual disclosed events, not a projected schedule.

Due Date	Bond	Type	Amount Due	Amount Paid	Status	Filing
2026-07-27	8.40% SECURED RATED LISTED...	Interest	₹645,100,000.00	₹645,100,000.00	Paid	XBRL →

Source: NSE Debt Centralised Database, per SEBI LODR Reg 52(4)/60. Coverage begins 2026-08-02 -- history accumulates as disclosures are broadcast.

07 Regulatory Filings

NSE Corporate Announcements

General Updates 2026-07-17

Certificate under SEBI (Depositories and Participants) Regulations, 2018 2026-07-08

Trading Window 2026-06-23

Analysts/Institutional Investor Meet/Con. Call Updates 2026-05-20

Copy of Newspaper Publication 2026-05-18

Amendment to AOA/MOA 2026-05-17

Shareholders meeting 2026-05-17

Copy of Newspaper Publication 2026-05-16

Analysts/Institutional Investor Meet/Con. Call Updates 2026-05-15

Investor Presentation 2026-05-14

08 Methodology & Data Coverage

Dataset	Count	Freshness
Credit Ratings (current)	83	2026-06-28
Rating Actions History	0	—
Secondary-Market Trades	219	2026-08-27
Reg52(4) Payment Disclosures	1	2026-07-27

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions

How many active bonds does Muthoot Finance Limited have?

Muthoot Finance Limited currently has 86 active bonds with coupons 6.75% - 9.09%, maturities spanning 2026 - 2036.

What is Muthoot Finance Limited's credit rating?

The most recent rating on Muthoot Finance Limited's bonds is AA+ (CRISIL), published by CRISIL, ICRA.

Are Muthoot Finance Limited's bonds secured?

Of the 86 bonds with a disclosed security status, 84 are secured (97%) and 2 are unsecured.

When do Muthoot Finance Limited's bonds mature?

Muthoot Finance Limited's active bonds mature between 2026 - 2036; the nearest matures in 2026-10; the average tenure is 2.2 Yrs.

What is the average coupon on Muthoot Finance Limited's bonds?

The average coupon across Muthoot Finance Limited's 86 active bonds is 8.24%.

Disclaimer: This page aggregates publicly available data about Muthoot Finance Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.