Muthoot Finance Limited — Bonds & AA+ (CRISIL) Rating
NBFC · Financial Services
Verify this issuer →- Current ratings CRISIL AA+
- Rating range All current ratings are AA+ (CRISIL 28 Jun 2026)
- Rating direction, 12 months No rating actions on file
- Watch / negative outlook None in 12 months
- Issuer not cooperating No such actions in 12 months
- Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
- Newest agency rating Dated 28 Jun 2026
- Payment record 19 payment disclosures since 17 Jul 2026: all on time
- Defaults on record No bond marked defaulted
- Traded in the last 30 days 21 of 85 active bonds had an exchange trade
- Exchange filings, 90 days 0 filings on NSE/BSE
A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.
- 85 active bonds tracked from this issuer.
- 83 of 85 tracked bonds with a stated security status are secured. (based on 85 bonds with a disclosed security status)
Muthoot Finance Limited is an NBFC in the Financial Services sector. Coupon rates on outstanding bonds range from 6.75% - 9.09%, paid annually. Bonds mature between 2026 - 2036.
Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.
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Maturity Profile
Active bonds maturing, by year. Bar height relative to the tallest year (30 bonds).
Security Type / Instrument Mix
- NCD 85 bonds · 100% · ₹51,892 Cr tracked
Funding Evolution
Based on 72 of 85 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.
Financial Snapshot
Q1 FY27As filed under SEBI LODR Reg 52(4) / Integrated Filing, filed 1 Aug 2026. Figures are reported facts, not a rating or recommendation.
- AA 71 bonds · 84%
- Unrated 14 bonds · 16%
| Agency | Rating | Outlook | Bonds |
|---|---|---|---|
| CRISIL | AA+ | — | 9 |
| ICRA | AA+ | — | 41 |
| CRISIL | AA+ | — | 18 |
| CRISIL | AA | — | 2 |
| ICRA | AA | — | 1 |
Recent Rating Actions
No rating action history available.
| ISIN | Bond Name | Coupon | Rating | Maturity | YTM | Last Trade | Details |
|---|---|---|---|---|---|---|---|
| INE414G07IQ8 | Muthoot Finance 8.85% Dec 2026 NCD | 8.85% | AA+ (ICRA, NSDL record 2023) | 2026-12-07 | 9.72% | 2026-11-04 | |
| INE414G07DQ9 | Muthoot Finance ZC Dec 2026 NCD | — | AA (CRISIL, NSDL record 2019) | 2026-12-14 | — | — | |
| INE414G07JH5 | Muthoot Finance 8.97% Jan 2027 NCD | 8.97% | AA+ (CRISIL, NSDL record 2024) | 2027-01-18 | 8.40% | 2026-11-06 | |
| INE414G07IY2 | Muthoot Finance Jan 2027 NCD | — | AA+ (ICRA, NSDL record 2023) | 2027-01-25 | — | — | |
| INE414G07IV8 | Muthoot Finance 8.50% Jan 2027 NCD | 8.50% | AA+ (ICRA, NSDL record 2023) | 2027-01-25 | 8.60% | 2026-10-08 | |
| INE414G07IW6 | Muthoot Finance 8.25% Jan 2027 NCD | 8.25% | AA+ (ICRA, NSDL record 2023) | 2027-01-25 | — | — | |
| INE414G07JV6 | Muthoot Finance 8.65% Mar 2027 NCD | 8.65% | AA+ (ICRA, NSDL record 2025) | 2027-03-15 | — | — | |
| INE414G07HV0 | Muthoot Finance 8.65% Mar 2027 NCD | 8.65% | AA+ (ICRA, NSDL record 2023) | 2027-03-15 | — | — | |
| INE414G07JC6 | Muthoot Finance Mar 2027 NCD | — | AA+ (CRISIL, NSDL record 2024) | 2027-03-23 | — | — | |
| INE414G07EC7 | Muthoot Finance ZC May 2027 NCD | — | AA (ICRA, NSDL record 2019) | 2027-05-01 | — | — | |
| INE414G07JD4 | Muthoot Finance 8.95% May 2027 NCD | 8.95% | AA+ (CRISIL, NSDL record 2024) | 2027-05-03 | — | 2026-07-24 | |
| INE414G07GK5 | Muthoot Finance May 2027 NCD | — | AA+ (ICRA, NSDL record 2022) | 2027-05-05 | — | — | |
| INE414G07GG3 | Muthoot Finance 7.00% May 2027 NCD | 7.00% | AA+ (ICRA, NSDL record 2022) | 2027-05-05 | — | — | |
| INE414G07GE8 | Muthoot Finance 6.75% May 2027 NCD | 6.75% | AA+ (ICRA, NSDL record 2022) | 2027-05-05 | — | 2026-08-10 | |
| INE414G07IR6 | Muthoot Finance 8.78% May 2027 NCD | 8.78% | AA+ (CRISIL, NSDL record 2023) | 2027-05-20 | 8.97% | 2026-11-03 | |
| INE414G07JB8 | Muthoot Finance 8.90% Jun 2027 NCD | 8.90% | AA+ (CRISIL, NSDL record 2024) | 2027-06-17 | 8.45% | 2026-10-27 | |
| INE414G07GO7 | Muthoot Finance 7.25% Jun 2027 NCD | 7.25% | AA+ (ICRA, NSDL record 2022) | 2027-06-23 | — | — | |
| INE414G07GR0 | Muthoot Finance Jun 2027 NCD | — | AA+ (ICRA, NSDL record 2022) | 2027-06-23 | — | — | |
| INE414G07GM1 | Muthoot Finance 7.00% Jun 2027 NCD | 7.00% | AA+ (ICRA, NSDL record 2022) | 2027-06-23 | — | 2026-08-28 | |
| INE414G07EG8 | Muthoot Finance ZC Jun 2027 NCD | — | AA (CRISIL, NSDL record 2019) | 2027-06-27 | — | — | |
| INE414G07JF9 | Muthoot Finance 9.02% Jul 2027 NCD | 9.02% | AA+ (CRISIL) | 2027-07-14 | 8.95% | 2026-11-06 | |
| INE414G07JW4 | Muthoot Finance 8.65% Sep 2027 NCD | 8.65% | AA+ (ICRA, NSDL record 2025) | 2027-09-23 | — | — | |
| INE414G07JI3 | Muthoot Finance 8.90% Oct 2027 NCD | 8.90% | AA+ (ICRA, NSDL record 2024) | 2027-10-07 | 8.81% | 2026-10-26 | |
| IN8414G07026 | Muthoot Finance 8.90% Oct 2027 NCD | 8.90% | — | 2027-10-07 | — | — | |
| INE414G07GZ3 | Muthoot Finance Nov 2027 NCD | — | AA+ (ICRA, NSDL record 2022) | 2027-11-03 | — | — | |
| INE414G07GY6 | Muthoot Finance 7.50% Nov 2027 NCD | 7.50% | AA+ (ICRA, NSDL record 2022) | 2027-11-03 | — | — | |
| INE414G07GV2 | Muthoot Finance 7.25% Nov 2027 NCD | 7.25% | AA+ (ICRA, NSDL record 2022) | 2027-11-03 | — | 2026-08-17 | |
| IN8414G07075 | Muthoot Finance 8.05% Nov 2027 NCD | 8.05% | — | 2027-11-25 | — | — | |
| INE414G07JQ6 | Muthoot Finance 8.05% Nov 2027 NCD | 8.05% | AA+ (CRISIL, NSDL record 2025) | 2027-11-25 | 8.95% | 2026-11-03 | |
| INE414G07HE6 | Muthoot Finance 7.75% Dec 2027 NCD | 7.75% | AA+ (ICRA, NSDL record 2022) | 2027-12-23 | — | — | |
| INE414G07HH9 | Muthoot Finance 7.50% Dec 2027 NCD | 7.50% | AA+ (ICRA, NSDL record 2022) | 2027-12-23 | — | 2026-09-29 | |
| INE414G07HG1 | Muthoot Finance Dec 2027 NCD | — | AA+ (ICRA, NSDL record 2022) | 2027-12-23 | — | 2026-09-28 | |
| INE414G07JL7 | Muthoot Finance 8.65% Jan 2028 NCD | 8.65% | AA+ (CRISIL, NSDL record 2024) | 2028-01-31 | 9.04% | 2026-11-05 | |
| INE414G07JM5 | Muthoot Finance 8.60% Mar 2028 NCD | 8.60% | AA+ (CRISIL, NSDL record 2025) | 2028-03-02 | 9.02% | 2026-10-30 | |
| INE414G07JN3 | Muthoot Finance 8.52% Apr 2028 NCD | 8.52% | AA+ (CRISIL, NSDL record 2025) | 2028-04-07 | 9.08% | 2026-11-03 | |
| INE414G07HQ0 | Muthoot Finance 8.10% Apr 2028 NCD | 8.10% | AA+ (ICRA, NSDL record 2023) | 2028-04-10 | — | 2026-08-31 | |
| INE414G07HM9 | Muthoot Finance 7.85% Apr 2028 NCD | 7.85% | AA+ (ICRA, NSDL record 2023) | 2028-04-10 | — | 2026-07-31 | |
| INE414G07HO5 | Muthoot Finance Apr 2028 NCD | — | AA+ (ICRA, NSDL record 2023) | 2028-04-10 | — | 2026-08-24 | |
| INE414G07IF1 | Muthoot Finance 8.50% Apr 2028 NCD | 8.50% | AA+ (ICRA, NSDL record 2023) | 2028-04-24 | — | — | |
| INE414G07JO1 | Muthoot Finance 8.52% May 2028 NCD | 8.52% | AA+ (CRISIL) | 2028-05-26 | 8.90% | 2026-11-06 | |
| IN8414G07067 | Muthoot Finance 8.52% May 2028 NCD | 8.52% | — | 2028-05-26 | — | — | |
| INE414G07IC8 | Muthoot Finance 8.10% Jun 2028 NCD | 8.10% | AA+ (ICRA, NSDL record 2023) | 2028-06-03 | — | — | |
| INE414G07HZ1 | Muthoot Finance 7.85% Jun 2028 NCD | 7.85% | AA+ (ICRA, NSDL record 2023) | 2028-06-03 | — | 2026-07-03 | |
| INE414G07IE4 | Muthoot Finance Jun 2028 NCD | — | AA+ (ICRA, NSDL record 2023) | 2028-06-03 | — | — | |
| INE414G07IH7 | Muthoot Finance 8.40% Jul 2028 NCD | 8.40% | AA+ (ICRA, NSDL record 2023) | 2028-07-27 | — | — | |
| INE414G07II5 | Muthoot Finance 8.40% Aug 2028 NCD | 8.40% | AA+ (CRISIL, NSDL record 2023) | 2028-08-28 | 9.00% | 2026-11-06 | |
| IN8414G07042 | Muthoot Finance 8.40% Aug 2028 NCD | 8.40% | — | 2028-08-28 | — | — | |
| INE414G07IL9 | Muthoot Finance 7.75% Oct 2028 NCD | 7.75% | AA+ (ICRA, NSDL record 2023) | 2028-10-04 | — | — | |
| INE414G07IO3 | Muthoot Finance 8.00% Oct 2028 NCD | 8.00% | AA+ (ICRA, NSDL record 2023) | 2028-10-04 | — | — | |
| INE414G07IJ3 | Muthoot Finance Oct 2028 NCD | — | AA+ (ICRA, NSDL record 2023) | 2028-10-04 | — | 2026-07-02 |
YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.
More bonds from this issuer (25)
- Muthoot Finance 7.88% Nov 2028 NCD · INE414G07JS2
- Muthoot Finance 8.85% Dec 2028 NCD · INE414G07IS4
- Muthoot Finance 8.25% Jan 2029 NCD · INE414G07IT2
- Muthoot Finance 8.50% Jan 2029 NCD · INE414G07IZ9
- Muthoot Finance Jan 2029 NCD · INE414G07IX4
- Muthoot Finance 8.85% Jan 2029 NCD · INE414G07JA0
- Muthoot Finance 7.85% Feb 2029 NCD · INE414G07JU8
- Muthoot Finance 9.03% May 2029 NCD · INE414G07JE2
- Muthoot Finance 7.25% May 2029 NCD · INE414G07GH1
- Muthoot Finance 9.09% Jun 2029 NCD · INE414G07JG7
- Muthoot Finance 7.50% Jun 2029 NCD · INE414G07GP4
- Muthoot Finance 8.45% Jun 2029 NCD · INE414G07JX2
- Muthoot Finance Jul 2029 NCD · INE414G07JZ7
- Muthoot Finance 8.78% Oct 2029 NCD · INE414G07JJ1
- Muthoot Finance 8.67% Jan 2030 NCD · INE414G07JK9
- Muthoot Finance 8.20% Apr 2030 NCD · INE414G07JP8
- Muthoot Finance 8.05% Oct 2030 NCD · INE414G07JR4
- Muthoot Finance 8.03% Jan 2031 NCD · INE414G07JT0
- Muthoot Finance 8.00% Apr 2031 NCD · INE414G07FV4
- Muthoot Finance 8.52% Apr 2031 NCD · INE414G07JY0
- Muthoot Finance 7.90% May 2031 NCD · INE414G07FY8
- Muthoot Finance 8.65% Jun 2031 NCD · INE414G07KB6
- Muthoot Finance 7.50% May 2032 NCD · INE414G07GI9
- Muthoot Finance 8.70% Jan 2036 NCD · INE414G08355
- Muthoot Finance 8.55% Jun 2036 NCD · INE414G07KA8
Last 30 days, across all outstanding bonds from this issuer.
Interest and redemption payments as broadcast by NSE under SEBI LODR Reg 52(4)/60, across all outstanding bonds from this issuer -- actual disclosed events, not a projected schedule.
| Due Date | Bond | Type | Amount Due | Amount Paid | Status | Filing |
|---|---|---|---|---|---|---|
| 27 Oct 2026 | 8.40% SECURED RATED LISTED... | Interest | ₹13,08,00,000.00 | ₹13,08,00,000.00 | Paid | XBRL → |
| 27 Oct 2026 | 8.40% SECURED RATED LISTED... | Redemption | ₹6,31,08,00,000.00 | ₹6,31,08,00,000.00 | Paid | XBRL → |
| 16 Oct 2026 | 8.05% SECURED RATED LISTED... | Interest | ₹2,21,38,00,000.00 | ₹2,21,38,00,000.00 | Paid | XBRL → |
| 7 Oct 2026 | 8.90% SECURED RATED LISTED... | Interest | ₹1,09,92,00,000.00 | ₹1,09,92,00,000.00 | Paid | XBRL → |
| 4 Oct 2026 | 8.78% SECURED RATED LISTED... | Interest | ₹1,40,48,00,000.00 | ₹1,40,48,00,000.00 | Paid | XBRL → |
| 1 Sep 2026 | 8.25% SECURED RATED LISTED... | Interest | ₹51,00,000.00 | ₹51,00,000.00 | Paid | XBRL → |
| 1 Sep 2026 | 6.75% SECURED RATED LISTED... | Interest | ₹32,00,000.00 | ₹32,00,000.00 | Paid | XBRL → |
| 1 Sep 2026 | 7% SECURED RATED LISTED REDEEMABLE... | Interest | ₹23,00,000.00 | ₹23,00,000.00 | Paid | XBRL → |
| 1 Sep 2026 | 7.25% SECURED RATED LISTED... | Interest | ₹23,00,000.00 | ₹23,00,000.00 | Paid | XBRL → |
| 1 Sep 2026 | 7.50% SECURED RATED LISTED... | Interest | ₹15,00,000.00 | ₹15,00,000.00 | Paid | XBRL → |
| 1 Sep 2026 | 7.85 % SECURED RATED LISTED... | Interest | ₹20,00,000.00 | ₹20,00,000.00 | Paid | XBRL → |
| 1 Sep 2026 | 7.85% SECURED RATED LISTED... | Interest | ₹18,00,000.00 | ₹18,00,000.00 | Paid | XBRL → |
| 1 Sep 2026 | 7.75% SECURED RATED LISTED... | Interest | ₹27,00,000.00 | ₹27,00,000.00 | Paid | XBRL → |
| 1 Sep 2026 | 8.25% SECURED RATED LISTED... | Interest | ₹23,00,000.00 | ₹23,00,000.00 | Paid | XBRL → |
| 28 Aug 2026 | 8.40% SECURED RATED LISTED... | Interest | ₹1,77,24,00,000.00 | ₹1,77,24,00,000.00 | Paid | XBRL → |
| 27 Jul 2026 | 8.40% SECURED RATED LISTED... | Interest | ₹64,51,00,000.00 | ₹64,51,00,000.00 | Paid | XBRL → |
Source: NSE Debt Centralised Database, per SEBI LODR Reg 52(4)/60. Coverage begins 2 Aug 2026 — history accumulates as disclosures are broadcast.
| Dataset | Count | Freshness |
|---|---|---|
| Credit Ratings (current) | 71 | 2026-06-28 |
| Rating Actions History | 0 | — |
| Secondary-Market Trades | 454 | 2026-11-06 |
| Reg52(4) Payment Disclosures | 16 | 2026-10-27 |
Methodology version 1.0. See full methodology for sources and limitations.
Related Issuers
All issuers →How many active bonds does Muthoot Finance Limited have?
Muthoot Finance Limited currently has 85 active bonds with coupons of 6.75% - 9.09%, maturities spanning 2026 - 2036.
What is Muthoot Finance Limited's credit rating?
The most common current rating on Muthoot Finance Limited's senior bonds is AA+ (CRISIL). Ratings on file come from CRISIL.
Are Muthoot Finance Limited's bonds secured?
Of the 85 bonds with a disclosed security status, 83 are secured (97%) and 2 are unsecured.
When do Muthoot Finance Limited's bonds mature?
Muthoot Finance Limited's active bonds mature between 2026 - 2036; the nearest matures in Dec 2026; the average tenure is 2.1 Yrs.
What is the average coupon on Muthoot Finance Limited's bonds?
The average coupon across Muthoot Finance Limited's 85 active bonds is 8.26%.
Disclaimer: This page aggregates publicly available data about Muthoot Finance Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.