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Godrej Housing Finance 8.50% Sep 2036 NCD (INE02JD08023)

Unsecured NCD

Godrej Housing Finance Limited

Unsecured, Taxable, Redeemable NCD

Browse: bonds maturing in 2036

6 more bonds from Godrej Housing Finance Limited →
Current YTM
8.80%
Market YTM
Coupon Rate
8.50%
Per annum
Maturity Date
24 Sep 2036
9.9 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,00,000
Per Bond

Issuer events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.
  • 21 Oct 2026 New rating assigned to AA+ CRISIL

Market Position

YTM (Annual)
8.80%
Last traded 6 Nov 2026 (end of day)
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Spread over G-Sec
+154 bps
vs 9.9Y G-Sec at 7.26%
Above the median spread for similar-tenor peers
Tenure
9.9 Years
Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)
23 Oct 20266 Nov 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

24 Sep 2027
Interest Payment
₹8,500.00 / Bond
₹7,650.00 net of 10% TDS (est.)
24 Sep 2028
Interest Payment
₹8,500.00 / Bond
₹7,650.00 net of 10% TDS (est.)
24 Sep 2029
Interest Payment
₹8,500.00 / Bond
₹7,650.00 net of 10% TDS (est.)
24 Sep 2030
Interest Payment
₹8,500.00 / Bond
₹7,650.00 net of 10% TDS (est.)
24 Sep 2031
Interest Payment
₹8,500.00 / Bond
₹7,650.00 net of 10% TDS (est.)
24 Sep 2032
Interest Payment
₹8,500.00 / Bond
₹7,650.00 net of 10% TDS (est.)
24 Sep 2033
Interest Payment
₹8,500.00 / Bond
₹7,650.00 net of 10% TDS (est.)
24 Sep 2034
Interest Payment
₹8,500.00 / Bond
₹7,650.00 net of 10% TDS (est.)
…
+1 more coupon until 24 Sep 2035
₹8,500.00 each / Bond
24 Sep 2036
Final coupon + principal
₹1,08,500.00 / Bond
₹8,500.00 coupon + ₹1,00,000 face value

10 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 24 Sep 2026 Matures 24 Sep 2036

Key Metrics

Coupon Rate
8.50%
YTM (Annual)
8.80%
Credit Rating
—
No rating on file for this ISIN; issuer rating below
Remaining Tenure
9.9 Years

No rating on file for this ISIN. Issuer rating: AA+ (CRISIL), assigned 21 Oct 2026 — the agency's rating of the issuer's debt, which may not cover this bond. Agency rationale →

Advanced metrics
Modified Duration
6.40 Yrs
Macaulay Duration
6.96 Yrs
Issue Size
₹150 Cr
Face Value
₹1,00,000
Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration
6.40 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
6 Nov 2026
BSE
Trades (30 Days)
18
Exchange-reported sessions
Security Status
Unsecured
No call option

Observations

  • This bond is unsecured.
  • No public credit rating is available for this bond.
  • 18 secondary-market trades recorded in the last 30 days.
  • Coupon is 1.70 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 27 Sep 2026
Instrument Type
NCD
Issue Date
24 Sep 2026
Day Count Convention
ACT/ACT
Listed Exchange
—
Call / Put Option
None disclosed

Godrej Housing Finance Limited issued Godrej Housing Finance 8.50% Sep 2036 NCD, an unsecured NCD. It pays an 8.50% p.a. coupon, annually. Principal is repaid at maturity.

Rating Action History

4 actions

Agency actions on Godrej Housing Finance Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-10-21 CRISIL Initial AA+ Stable View →
2026-07-14 CRISIL Reaffirm AA+ Stable View →
2026-06-26 CRISIL Reaffirm AA+ Stable View →
2026-06-22 CRISIL Reaffirm AA+ Stable View →
Issuer health card · ratings, payment record, defaults, trading, filings Nothing flagged →

Rating Actions on Godrej Housing Finance Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-10-21 CRISIL Initial AA+ / Stable View →
2026-07-14 CRISIL Reaffirm AA+ / Stable View →
2026-06-26 CRISIL Reaffirm AA+ / Stable View →
2026-06-22 CRISIL Reaffirm AA+ / Stable View →
Alert me about Godrej Housing Finance Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE02JD08023: trade date, clean price, YTM and number of trades
Trade DateClean PriceYTM (%)Trades
2026-11-06 97.9900 8.8000 1
2026-11-05 97.7000 8.8500 5
2026-11-04 100.1225 8.4701 5
2026-11-03 99.9300 8.3900 2
2026-11-02 99.6600 8.5406 3
2026-10-30 97.6100 8.8600 1
2026-10-29 96.7320 8.9991 5
2026-10-28 97.5600 8.8700 2
2026-10-26 98.6318 8.7848 1
2026-10-23 99.4200 8.5799 1

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 0 — —
Rating Actions History 4 — 2026-10-21
Secondary-Market Trades 10 BSE 2026-11-06
Reg52(4) Payment Disclosures 0 — —
  • No public credit rating on file for this bond.

Documents

Entity metadata
Source
NSDL debt master
Last Updated
27 Sep 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
₹97,990.00
YTM8.80%
Trade Date 6 Nov 2026 2d ago
SourceBSE
Accrued interest (est.)₹1,071.23
Dirty price (est.)₹99,061.23
View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE02JD08023
Issue Date
24 Sep 2026
Maturity Date
24 Sep 2036
Listing
—
Payment Frequency
Annual
Put / Call Option
None disclosed
Security
Unsecured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on Godrej Housing Finance 8.50% Sep 2036 NCD?

Godrej Housing Finance 8.50% Sep 2036 NCD carries a coupon of 8.50%, paid annual, on a face value of ₹1,00,000.

When does Godrej Housing Finance 8.50% Sep 2036 NCD mature?

Godrej Housing Finance 8.50% Sep 2036 NCD matures on 24 Sep 2036, 9.9 years from today.

Is Godrej Housing Finance 8.50% Sep 2036 NCD secured?

Godrej Housing Finance 8.50% Sep 2036 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

What yield does Godrej Housing Finance 8.50% Sep 2036 NCD currently offer?

The last recorded trade on 6 Nov 2026 priced Godrej Housing Finance 8.50% Sep 2036 NCD at ₹97,990.00 per bond, implying a yield to maturity of 8.80%.

More Bonds from This Issuer

G
Godrej Housing Finance 8.50% Nov 2027 NCD
INE02JD07033
AA NSDL record, 2024
Coupon
8.50%
Maturity
30 Nov 2027
G
Godrej Housing Finance 8.40% Jan 2028 NCD
INE02JD07041
AA NSDL record, 2024
Coupon
8.40%
Maturity
05 Jan 2028
G
Godrej Housing Finance 8.45% Sep 2029 NCD
INE02JD07058
AA NSDL record, 2024 Reg52 disclosed
Coupon
8.45%
Maturity
18 Sep 2029
G
Godrej Housing Finance 8.17% Mar 2030 NCD
INE02JD07066
AA+
Coupon
8.17%
Maturity
04 Mar 2030
Compare (/) Compare Bonds

Comparable NCDs maturing near 2036

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 8.50%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE02KN08012Godrej Finance LimitedAA+8.50%2036-04-28
INE2T2Q07204Hyderabad Metropolitan Development AuthorityAA8.50%2036-06-13
INE511C08AN2Poonawalla Fincorp LimitedAAA8.43%2036-04-24
INE498L08077L&T Finance Limited—8.57%2036-10-10
INE511N08040Axis Max Life Insurance Limited—8.60%2036-09-28
INE414G08355Muthoot Finance LimitedAA+8.70%2036-01-16

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