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Saarathi Finance and Credit 10.30% Mar 2029 NCD

A- Secured NCD

Saarathi Finance and Credit Private Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2029

Current YTM
No live YTM available
Coupon Rate
10.30%
Per annum
Maturity Date
24 Mar 2029
2.6 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual) EST
~10.30%
Proxied from coupon — no live trade, not a true YTM
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+405 bps
vs 2.6Y G-Sec at 6.25% *
Above the median spread for similar-tenor peers
Tenure
2.6 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
24 Sep 2026
Interest Payment
₹858.33 / Bond
24 Oct 2026
Interest Payment
₹858.33 / Bond
24 Nov 2026
Interest Payment
₹858.33 / Bond
24 Dec 2026
Interest Payment
₹858.33 / Bond
24 Jan 2027
Interest Payment
₹858.33 / Bond
24 Feb 2027
Interest Payment
₹858.33 / Bond
24 Mar 2027
Interest Payment
₹858.33 / Bond
24 Apr 2027
Interest Payment
₹858.33 / Bond
24 Mar 2029
Principal Payment
₹100,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2026-03-24 Matures 2029-03-24
Key Metrics
Coupon Rate
10.30%
YTM (Annual)
Credit Rating
A-
(ICRA)
Remaining Tenure
2.6 Years
Advanced metrics
Modified Duration
2.25 Yrs
Macaulay Duration
2.27 Yrs
Issue Size
₹75 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
2.25 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 0.30 percentage points above the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2026-03-24
Day Count Convention
30/360
Listed Exchange
UNLISTED
Call / Put Option
None disclosed

Saarathi Finance and Credit Private Limited issued this secured, rated, ncd (10.30% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 24/03/2029) carrying a 10.30% p.a. coupon, paid monthly. It repays principal on maturity.

Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 ICRA 2026-03-12
Rating Actions History 0
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0
  • No secondary-market trades recorded — YTM figures use the coupon rate as a proxy.
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Saarathi Finance and Credit 10.30% Mar 2029 NCD?

Saarathi Finance and Credit 10.30% Mar 2029 NCD carries a coupon of 10.30%, paid monthly, on a face value of ₹100,000.

When does Saarathi Finance and Credit 10.30% Mar 2029 NCD mature?

Saarathi Finance and Credit 10.30% Mar 2029 NCD matures on 2029-03-24, 2.6 years from today.

What is Saarathi Finance and Credit 10.30% Mar 2029 NCD rated?

Saarathi Finance and Credit 10.30% Mar 2029 NCD is rated A- by ICRA. As of 2026-03-12.

Is Saarathi Finance and Credit 10.30% Mar 2029 NCD secured?

Saarathi Finance and Credit 10.30% Mar 2029 NCD is a secured bond.

Where does Saarathi Finance and Credit 10.30% Mar 2029 NCD trade?

Saarathi Finance and Credit 10.30% Mar 2029 NCD is listed on UNLISTED.

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