M
A+ Unsecured NCD

Muthoot Fincorp Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2028

Current YTM
10.11%
Market YTM
Coupon Rate
10.26%
Per annum
Maturity Date
13 Jul 2028
1.9 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
10.11%
Live, last traded 2026-08-12
10Y G-Sec Benchmark
6.68%
Reference point, not this bond's tenor
Spread over G-Sec
+503 bps
vs 1.9Y G-Sec at 5.08%
Top 25% of similar-tenor peers by spread
Tenure
1.9 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-07-22 2026-08-12
Cashflow Timeline
13 Sep 2026
Interest Payment
₹855.00 / Bond
13 Oct 2026
Interest Payment
₹855.00 / Bond
13 Nov 2026
Interest Payment
₹855.00 / Bond
13 Dec 2026
Interest Payment
₹855.00 / Bond
13 Jan 2027
Interest Payment
₹855.00 / Bond
13 Feb 2027
Interest Payment
₹855.00 / Bond
13 Mar 2027
Interest Payment
₹855.00 / Bond
13 Apr 2027
Interest Payment
₹855.00 / Bond
13 Jul 2028
Principal Payment
₹100,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Rating action: by CRISIL on 2026-08-17 Initial rating: AA by CRISIL on 2026-07-22 Initial rating: AA by CRISIL on 2026-06-18 Issued 2022-07-13 Matures 2028-07-13

3 rating actions on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
10.26%
YTM (Annual)
10.11%
Credit Rating
A+
(CRISIL)
Remaining Tenure
1.9 Years
Advanced metrics
Modified Duration
1.69 Yrs
Macaulay Duration
1.71 Yrs
Issue Size
₹50 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
1.69 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-08-12
BSE
Trades (30 Days)
7
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • 7 secondary-market trades recorded in the last 30 days.
  • Coupon is 0.26 percentage points above the median for tracked NCD bonds. (based on 18935 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2022-07-13
Day Count Convention
30/360
Listed Exchange
UNLISTED
Call / Put Option
None disclosed

Issued by Muthoot Fincorp Limited, 10.2600% UNSECURED RATED UNLISTED SUBORDINATED REDEEMABLE NON CONVERTIBLE DEBENTURES.DATE OF MATURITY 13/07/2028 is a rated, ncd paying a 10.26% p.a. coupon monthly. The instrument repays principal on maturity.

Rating Action History 3 actions
DateAgencyActionRatingOutlookRationale
2026-08-17 CRISIL Other View →
2026-07-22 CRISIL Initial AA Stable View →
2026-06-18 CRISIL Initial AA Stable View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-12 101.0000 10.1100 2
2026-08-11 101.5000 9.8000 2
2026-08-10 101.2500 9.9600 4
2026-08-05 101.5000 9.8100 1
2026-08-04 100.5000 10.4300 1
2026-07-29 101.5000 9.8200 1
2026-07-28 100.5000 10.4300 1
2026-07-27 101.5000 9.8200 1
2026-07-24 101.5000 9.8200 1
2026-07-22 100.5000 10.4300 1
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2022-06-17
Rating Actions History 3 2026-08-17
Secondary-Market Trades 10 BSE 2026-08-12
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Muthoot Fincorp 10.26% Jul 2028 NCD?

Muthoot Fincorp 10.26% Jul 2028 NCD carries a coupon of 10.26%, paid monthly, on a face value of ₹100,000.

When does Muthoot Fincorp 10.26% Jul 2028 NCD mature?

Muthoot Fincorp 10.26% Jul 2028 NCD matures on 2028-07-13, 1.9 years from today.

What is Muthoot Fincorp 10.26% Jul 2028 NCD rated?

Muthoot Fincorp 10.26% Jul 2028 NCD is rated A+ by CRISIL. As of 2022-06-17.

Is Muthoot Fincorp 10.26% Jul 2028 NCD secured?

Muthoot Fincorp 10.26% Jul 2028 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Where does Muthoot Fincorp 10.26% Jul 2028 NCD trade?

Muthoot Fincorp 10.26% Jul 2028 NCD is listed on UNLISTED.

What yield does Muthoot Fincorp 10.26% Jul 2028 NCD currently offer?

The last recorded trade on 2026-08-12 priced Muthoot Fincorp 10.26% Jul 2028 NCD at ₹101.00, implying a yield to maturity of 10.11%.

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8
Muthoot Fincorp 8.35% Sep 2026 NCD
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Coupon
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Maturity
06 Sep 2026
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Coupon
Maturity
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9
Muthoot Fincorp 9.00% Sep 2026 NCD
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Coupon
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Maturity
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Coupon
9.40%
Maturity
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