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Saarathi Finance and Credit 10.00% Mar 2029 NCD (INE2LQA07024)

ICRA A- / Stable Secured NCD

Saarathi Finance and Credit Private Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2029

2 more bonds from Saarathi Finance and Credit Private Limited →
Current YTM
10.55%
Market YTM
Coupon Rate
10.00%
Per annum
Maturity Date
24 Mar 2029
2.4 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹10,000
Per Bond

Market Position

YTM (Annual)
10.55%
Last traded 3 Nov 2026 (end of day)
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Spread over G-Sec
+357 bps
vs 2.4Y G-Sec at 6.98%
Above the median spread for similar-tenor peers
Tenure
2.4 Years
Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)
5 Oct 20263 Nov 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

24 Nov 2026
Interest Payment
₹83.33 / Bond
₹75.00 net of 10% TDS (est.)
24 Dec 2026
Interest Payment
₹83.33 / Bond
₹75.00 net of 10% TDS (est.)
24 Jan 2027
Interest Payment
₹83.33 / Bond
₹75.00 net of 10% TDS (est.)
24 Feb 2027
Interest Payment
₹83.33 / Bond
₹75.00 net of 10% TDS (est.)
24 Mar 2027
Interest Payment
₹83.33 / Bond
₹75.00 net of 10% TDS (est.)
24 Apr 2027
Interest Payment
₹83.33 / Bond
₹75.00 net of 10% TDS (est.)
24 May 2027
Interest Payment
₹83.33 / Bond
₹75.00 net of 10% TDS (est.)
24 Jun 2027
Interest Payment
₹83.33 / Bond
₹75.00 net of 10% TDS (est.)
…
+20 more coupons until 24 Feb 2029
₹83.33 each / Bond
24 Mar 2029
Final coupon + principal
₹10,083.33 / Bond
₹83.33 coupon + ₹10,000 face value

29 coupons remaining, the last paid with principal at maturity · per ₹10,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 24 Sep 2026 Matures 24 Mar 2029

Key Metrics

Coupon Rate
10.00%
YTM (Annual)
10.55%
Credit Rating
A-
(ICRA) · rated 30 Sep 2026, 39 days ago
Remaining Tenure
2.4 Years
Advanced metrics
Modified Duration
2.09 Yrs
Macaulay Duration
2.11 Yrs
Issue Size
₹50 Cr
Minimum Investment
₹10,000
1 bond × ₹10,000 face value (BSE market lot)

Market Characteristics

Modified Duration
2.09 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
3 Nov 2026
BSE
Trades (30 Days)
9
Exchange-reported sessions
Security Status
Secured
No call option

Observations

  • This bond is secured.
  • 9 secondary-market trades recorded in the last 30 days.
  • Coupon is 0.20 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 7 Nov 2026
Instrument Type
NCD
Issue Date
24 Sep 2026
Day Count Convention
ACT/ACT
Listed Exchange
BSE
Call / Put Option
None disclosed

Issued by Saarathi Finance and Credit Private Limited, Saarathi Finance and Credit 10.00% Mar 2029 NCD is a secured, rated NCD. It pays a 10.00% p.a. coupon, monthly. Principal is repaid at maturity.

Issuer health card · ratings, payment record, defaults, trading, filings Nothing flagged →
Alert me about Saarathi Finance and Credit Private Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE2LQA07024: trade date, clean price, YTM and number of trades
Trade DateClean PriceYTM (%)Trades
2026-11-03 99.8300 10.5500 6
2026-11-02 100.0400 10.4400 2
2026-10-28 99.6300 10.6500 1
2026-10-27 100.7400 10.0800 2
2026-10-23 99.6700 10.6300 2
2026-10-22 99.9100 10.5100 3
2026-10-16 100.0300 10.4400 1
2026-10-15 100.0300 10.4400 1
2026-10-08 100.0100 10.4500 1
2026-10-05 100.0100 10.4500 1

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 1 ICRA 2026-09-30
Rating Actions History 0 — —
Secondary-Market Trades 10 BSE 2026-11-03
Reg52(4) Payment Disclosures 0 — —

Documents

Entity metadata
Source
NSDL debt master
Last Updated
7 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
₹9,983.00
YTM10.55%
Trade Date 3 Nov 2026 5d ago
SourceBSE
Accrued interest (est.) · record date unclear₹43.01
Dirty price (est.)₹10,026.01
View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE2LQA07024
Issue Date
24 Sep 2026
Maturity Date
24 Mar 2029
Listing
BSE
Payment Frequency
Monthly
Put / Call Option
None disclosed
Security
Secured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on Saarathi Finance and Credit 10.00% Mar 2029 NCD?

Saarathi Finance and Credit 10.00% Mar 2029 NCD carries a coupon of 10.00%, paid monthly, on a face value of ₹10,000.

When does Saarathi Finance and Credit 10.00% Mar 2029 NCD mature?

Saarathi Finance and Credit 10.00% Mar 2029 NCD matures on 24 Mar 2029, 2.4 years from today.

What is Saarathi Finance and Credit 10.00% Mar 2029 NCD rated?

Saarathi Finance and Credit 10.00% Mar 2029 NCD is rated A- by ICRA (rating dated 30 Sep 2026).

Is Saarathi Finance and Credit 10.00% Mar 2029 NCD secured?

Saarathi Finance and Credit 10.00% Mar 2029 NCD is a secured bond.

Where does Saarathi Finance and Credit 10.00% Mar 2029 NCD trade?

Saarathi Finance and Credit 10.00% Mar 2029 NCD is listed on BSE.

What yield does Saarathi Finance and Credit 10.00% Mar 2029 NCD currently offer?

The last recorded trade on 3 Nov 2026 priced Saarathi Finance and Credit 10.00% Mar 2029 NCD at ₹9,983.00 per bond, implying a yield to maturity of 10.55%.

More Bonds from This Issuer

S
Saarathi Finance and Credit 10.30% Mar 2029 NCD
INE2LQA07016
A- NSDL record, 2026
Coupon
10.30%
Maturity
24 Mar 2029
S
Saarathi Finance and Credit 10.20% Sep 2029 NCD
INE2LQA07032
Coupon
10.20%
Maturity
29 Sep 2029
Compare (/) Compare Bonds

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INE532F07HI8Edelweiss Financial Services LimitedA+ NSDL record, 202510.00%2028-04-30
INE0BUS07CM6Indel Money LimitedA-10.00%2028-05-24

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