ITI Gold Loans 9.75% Aug 2028 NCD (INE210Y07014)

CRISIL A- / Stable Secured NCD

ITI Gold Loans Limited

Secured, Rated, Taxable, Redeemable NCD

ITI Gold Loans 9.75% Aug 2028 NCD (INE210Y07014), issued by ITI Gold Loans Limited, has a coupon of 9.75%, paid monthly, and matures on 25 Aug 2028. It is rated A- by CRISIL (latest rating dated 30 Sep 2026). It last traded on 11 Nov 2026 at ₹99,260.00 (clean), a yield to maturity of 10.69%.

Browse: A rated bonds · bonds maturing in 2028

Current YTM

10.69%

Market YTM

Coupon Rate

9.75%

Per annum

Maturity Date

25 Aug 2028

1.8 Yrs to Maturity

Interest Payment

Monthly

Frequency

Face Value

₹1,00,000

Per Bond

Issuer events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.

5 Oct 2026 New rating assigned to A- CRISIL

Market Position

YTM (Annual)

10.69%

Last traded 11 Nov 2026 (end of day)

10Y G-Sec Benchmark

7.23%

Reference point, not this bond's tenor

Spread over G-Sec

+381 bps

vs 1.8Y G-Sec at 6.88%

Above the median spread for similar-tenor peers

Tenure

1.8 Years

Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)

28 Oct 202611 Nov 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

27 Nov 2026

Interest Payment

₹812.50 / Bond

₹731.25 net of 10% TDS (est.)

27 Dec 2026

Interest Payment

₹812.50 / Bond

₹731.25 net of 10% TDS (est.)

27 Jan 2027

Interest Payment

₹812.50 / Bond

₹731.25 net of 10% TDS (est.)

27 Feb 2027

Interest Payment

₹812.50 / Bond

₹731.25 net of 10% TDS (est.)

27 Mar 2027

Interest Payment

₹812.50 / Bond

₹731.25 net of 10% TDS (est.)

27 Apr 2027

Interest Payment

₹812.50 / Bond

₹731.25 net of 10% TDS (est.)

27 May 2027

Interest Payment

₹812.50 / Bond

₹731.25 net of 10% TDS (est.)

27 Jun 2027

Interest Payment

₹812.50 / Bond

₹731.25 net of 10% TDS (est.)

…

+13 more coupons until 27 Jul 2028

₹812.50 each / Bond

25 Aug 2028

Final coupon (part period) + principal

₹1,00,760.08 / Bond

₹760.08 coupon + ₹1,00,000 face value

22 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today

Key Metrics

Coupon Rate

9.75%

YTM (Annual)

10.69%

Credit Rating

A-

(CRISIL) · rated 30 Sep 2026, 42 days ago

Remaining Tenure

1.8 Years

Advanced metrics

Modified Duration

1.62 Yrs

Macaulay Duration

1.64 Yrs

Issue Size

₹100 Cr

Minimum Investment

₹1,00,000

1 bond × ₹1,00,000 face value (BSE market lot)

Market Characteristics

Modified Duration

1.62 Yrs

Price sensitivity per 1% yield move

Payment Frequency

Monthly

Last Trade

11 Nov 2026

BSE

Trades (30 Days)

Exchange-reported sessions

Security Status

Secured

No call option

Observations

This bond is secured.
21 secondary-market trades recorded in the last 30 days.
Coupon is 0.50 percentage points below the median for tracked NCD bonds. (based on 20,668 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 8 Nov 2026

Issuer

ITI Gold Loans Limited

Instrument Type

NCD

Issue Date

27 Aug 2026

Day Count Convention

ACT/ACT

Listed Exchange

BSE

Call / Put Option

None disclosed

ITI Gold Loans 9.75% Aug 2028 NCD is a secured, rated NCD issued by ITI Gold Loans Limited. It pays a 9.75% p.a. coupon, monthly. Principal is repaid at maturity.

Rating Action History

3 actions

Agency actions on ITI Gold Loans Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

Date	Agency	Action	Rating	Outlook	Rationale
14 Oct 2026	CRISIL	Update	—	—	View →
5 Oct 2026	CRISIL	Initial	A-	Stable	View →
12 Aug 2026	CRISIL	Initial	A-	Stable	View →

Issuer health card · ratings, payment record, defaults, trading, filings Nothing flagged →

Rating Actions on ITI Gold Loans Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

Date	Agency	Action	Rating	Rationale
14 Oct 2026	CRISIL	Update	—	View →
5 Oct 2026	CRISIL	Initial	A- / Stable	View →
12 Aug 2026	CRISIL	Initial	A- / Stable	View →

Alert me about ITI Gold Loans Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent exchange trades for INE210Y07014: trade date, clean price, YTM, and the quantity traded or the number of trades
Trade Date	Clean Price	YTM (%)	Traded
11 Nov 2026	99.2600	10.6900	5 trades
9 Nov 2026	99.5600	10.4800	2 trades
6 Nov 2026	99.8000	10.3200	9 trades
5 Nov 2026	99.5600	10.4800	8 trades
4 Nov 2026	98.8800	10.9400	2 trades
3 Nov 2026	98.8500	10.9600	12 trades
2 Nov 2026	99.5000	10.5200	11 trades
30 Oct 2026	99.8900	10.2600	10 trades
29 Oct 2026	99.0600	10.8100	8 trades
28 Oct 2026	99.6800	10.3900	5 trades

Data Coverage

Dataset	Records	Detail	Freshness
Credit Ratings	1	CRISIL	30 Sep 2026
Rating Actions History	3	—	14 Oct 2026
Secondary-Market Trades	10	BSE	11 Nov 2026
Reg52(4) Payment Disclosures	0	—	—

Documents

Entity metadata

Source: NSDL debt master
Last Updated: 8 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

₹99,260.00

YTM10.69%

Trade Date 11 Nov 2026 Today

SourceBSE

Accrued interest (est.) · record date unclear₹471.77

Dirty price (est.)₹99,731.77

View on BSE → Calculate YTM for this bond ITI Gold Loans Limited bond interest rates by maturity

Frequently Asked Questions

What is the coupon rate on ITI Gold Loans 9.75% Aug 2028 NCD?

ITI Gold Loans 9.75% Aug 2028 NCD carries a coupon of 9.75%, paid monthly, on a face value of ₹1,00,000.

When does ITI Gold Loans 9.75% Aug 2028 NCD mature?

ITI Gold Loans 9.75% Aug 2028 NCD matures on 25 Aug 2028, 1.8 years from today.

What is ITI Gold Loans 9.75% Aug 2028 NCD rated?

ITI Gold Loans 9.75% Aug 2028 NCD is rated A- by CRISIL (rating dated 30 Sep 2026).

Is ITI Gold Loans 9.75% Aug 2028 NCD secured?

ITI Gold Loans 9.75% Aug 2028 NCD is a secured bond.

Where does ITI Gold Loans 9.75% Aug 2028 NCD trade?

ITI Gold Loans 9.75% Aug 2028 NCD is listed on BSE.

What yield does ITI Gold Loans 9.75% Aug 2028 NCD currently offer?

The last recorded trade on 11 Nov 2026 priced ITI Gold Loans 9.75% Aug 2028 NCD at ₹99,260.00 per bond, implying a yield to maturity of 10.69%.

Comparable NCDs maturing near 2028

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 9.75%. For comparison only, not a recommendation.

Bond	Issuer	Rating	Coupon	Maturity
INE04VS07396	Oxyzo Financial Services Limited	A+	9.75%	26 Mar 2028
INE501X07745	Aye Finance Limited	A+	9.75%	28 Jul 2028
INE605Y07205	Auxilo Finserve Private Limited	A+	9.70%	13 Jun 2028
INE605Y07213	Auxilo Finserve Private Limited	A+	9.70%	18 Nov 2028
INE605Y07197	Auxilo Finserve Private Limited	A+	9.80%	29 Jan 2028
INE02VP07065	IKF Home Finance Limited	A-	9.80%	24 Mar 2028

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