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ITI Gold Loans Limited — Bonds & A- (CRISIL) Rating

Corporate · Financial Services

As of 11 Nov 2026, ITI Gold Loans Limited has 1 active bond with ₹100 Cr outstanding, and the most common current rating on its senior bonds is A- from CRISIL (1 of 1 rated bond, rated 30 Sep 2026).

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Data as of 11 Nov 2026 Methodology v1.0 Download Report (PDF) Watch
Agency Rating
A- (CRISIL)
Most common current rating on senior bonds
1 of 1 rated · CRISIL, 30 Sep 2026
Total Debt Outstanding
₹100 Cr
Across 1 instrument
Active Bonds
1
First Issue
27 Aug 2026
Latest Issue
27 Aug 2026
Maturity Range
2028
Observation
1 active bond tracked from this issuer.
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Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies Last Updated: 11 Nov 2026

Latest events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.
  • 5 Oct 2026 New rating assigned to A- CRISIL

ITI Gold Loans Limited bonds: risks and track record

Nothing flagged on record
  • Current ratings CRISIL A-
  • Rating direction, 12 months 0 upgrades, 0 downgrades
  • Watch / negative outlook None in 12 months
  • Issuer not cooperating No such actions in 12 months
  • Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
  • Newest agency rating Dated 5 Oct 2026
  • Payment record No payment disclosures since 17 Jul 2026
  • Defaults on record No bond marked defaulted
  • Traded in the last 30 days 1 of 1 active bond had an exchange trade
  • Exchange filings, 90 days 0 filings on NSE/BSE

A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.

Alert me about ITI Gold Loans Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.
01

Issuer Overview

Sector
Financial Services
Issuer Type
Corporate
First Tracked Bond
27 Aug 2026
Start of this issuer's debt program timeline
  • 1 active bond tracked from this issuer.
  • 1 of 1 tracked bond with a stated security status are secured. (based on 1 bond with a disclosed security status)
  • Most recent rating action: update by CRISIL on 14 Oct 2026.

Operating in the Financial Services sector, ITI Gold Loans Limited is classified as a corporate issuer. Outstanding bonds carry a coupon of 9.75%, paid monthly. Outstanding bonds mature in 2028.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02

Debt Profile

Outstanding Bonds
1
Tracked by RetailBonds
Amount Tracked
₹100 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt
Avg Coupon
9.75%
Single bond
Avg Remaining Tenure
1.8 Yrs
Nearest maturity Aug 2028
Secured
100%
1 of 1 bond with known status
Callable
0
Of 1 bond
Avg Spread vs G-Sec
+382 bps
Credit premium, from 1 bond with a current market yield

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (1 bond).

0 2028: 1 bond, ₹100 Cr tracked, avg coupon 9.75% 1 bond 2028

Security Type / Instrument Mix

  • NCD 1 bond · 100% · ₹100 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2026: ₹100 Cr issued 2026 Cumulative: ₹100 Cr

Based on 1 of 1 active bonds with a known issue date and issue size.

03

Credit Profile

  • A 1 bond · 100%
AgencyRatingOutlookBonds
CRISIL A- Stable 1

Rating History (Trend)

AAA AA A BBB Below BBB Unrated CRISIL: A on 2026-08-12 CRISIL: A on 2026-10-05
Aug 26 — Oct 26 CRISIL

Recent Rating Actions

14 Oct 2026 · CRISIL
—
Update
5 Oct 2026 · CRISIL
A-
Initial · Stable
12 Aug 2026 · CRISIL
A-
Initial · Stable
04

ITI Gold Loans Limited Bond Interest Rates

ITI Gold Loans Limited's one active bond pays a coupon of 9.75%. One traded in the last 30 days, at a yield of 10.69% (trade of 11 Nov 2026).

ITI Gold Loans Limited coupon rates and market yields by maturity year
Maturity year Active bonds Coupon range Traded (last 30 days) Median yield
2028 1 9.75% 1 10.69%

Coupon is the interest rate on face value, from the bond records. Yield is the market yield from the latest BSE/NSE trade, counted only when that trade is at most 30 days old and passes the checks in our methodology.

Calculate the yield on ITI Gold Loans 9.75% Aug 2028 NCD (most recently traded; the calculator is pre-filled with its coupon and maturity)

05

Outstanding Bonds

View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade Details
INE210Y07014 ITI Gold Loans 9.75% Aug 2028 NCD 9.75% A- (CRISIL) 25 Aug 2028 10.69% 11 Nov 2026
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YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.

06

Market Activity

Last 30 days, across all outstanding bonds from this issuer.

BSE Traded Value (Last 30 Days)
—
Number of Trades (Last 30 Days)
21
Avg. Yield (Last 30 Days)
10.49%
07

Regulatory Filings

Credit Rating Rationale
08

Methodology & Data Coverage

DatasetCountFreshness
Credit Ratings (current) 1 30 Sep 2026
Rating Actions History 3 14 Oct 2026
Secondary-Market Trades 32 11 Nov 2026
Reg52(4) Payment Disclosures 0 —

Methodology version 1.0. See full methodology for sources and limitations.

Frequently Asked Questions
How many active bonds does ITI Gold Loans Limited have?

ITI Gold Loans Limited currently has 1 active bond with a coupon of 9.75%, maturing in 2028.

What is the interest rate on ITI Gold Loans Limited bonds?

ITI Gold Loans Limited's one active bond pays a coupon of 9.75%. The coupon is the fixed interest rate on face value; the market yield depends on the price paid. One traded in the last 30 days, at a yield of 10.69% (trade of 11 Nov 2026).

What is ITI Gold Loans Limited's credit rating?

The most common current rating on ITI Gold Loans Limited's senior bonds is A- (CRISIL). Ratings on file come from CRISIL.

Are ITI Gold Loans Limited's bonds secured?

Of the 1 bonds with a disclosed security status, 1 is secured (100%) and 0 are unsecured.

When do ITI Gold Loans Limited's bonds mature?

ITI Gold Loans Limited's active bonds mature in 2028; the nearest matures in Aug 2028; the average tenure is 1.8 Yrs.

Where can I buy ITI Gold Loans Limited NCDs?

By our records, 1 of ITI Gold Loans Limited's 1 active bonds are listed on BSE. Listed bonds are bought on the exchange through a SEBI-registered stockbroker or an online bond platform provider, into a demat account. 1 of ITI Gold Loans Limited's active bond traded in the last 30 days; many listed bonds trade rarely. RetailBonds.in shows data only and does not sell bonds or advise on them.

Disclaimer: This page aggregates publicly available data about ITI Gold Loans Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.