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IKF Home Finance 9.80% Mar 2028 NCD (INE02VP07065)

CARE A- Secured NCD

IKF Home Finance Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2028

Current YTM
10.00%
Market YTM
Coupon Rate
9.80%
Per annum
Maturity Date
24 Mar 2028
1.4 Yrs to Maturity
Interest Payment
Quarterly
Frequency
Face Value
₹1,00,000
Per Bond

Market Position

YTM (Annual)
10.00%
Last traded 28 Oct 2026 (end of day)
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Spread over G-Sec
+308 bps
vs 1.4Y G-Sec at 6.92%
Above the median spread for similar-tenor peers
Tenure
1.4 Years
Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)
10 Sep 202628 Oct 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

24 Dec 2026
Interest Payment
₹2,450.00 / Bond
₹2,205.00 net of 10% TDS (est.)
24 Mar 2027
Interest Payment
₹2,450.00 / Bond
₹2,205.00 net of 10% TDS (est.)
24 Jun 2027
Interest Payment
₹2,450.00 / Bond
₹2,205.00 net of 10% TDS (est.)
24 Sep 2027
Interest Payment
₹2,450.00 / Bond
₹2,205.00 net of 10% TDS (est.)
24 Dec 2027
Interest Payment
₹2,450.00 / Bond
₹2,205.00 net of 10% TDS (est.)
24 Mar 2028
Final coupon + principal
₹1,02,450.00 / Bond
₹2,450.00 coupon + ₹1,00,000 face value

6 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 24 Dec 2024 Matures 24 Mar 2028

Key Metrics

Coupon Rate
9.80%
YTM (Annual)
10.00%
Credit Rating
A-
(CARE) · rated 31 Dec 2024, 22 months ago
Over 15 months old; see below
Remaining Tenure
1.4 Years

A- (CARE): Rated 31 Dec 2024 (22 months ago) — no review in the last 15 months that our sources show; the agency may have reviewed it since.

Advanced metrics
Modified Duration
1.25 Yrs
Macaulay Duration
1.29 Yrs
Issue Size
₹40 Cr
Minimum Investment
₹1,00,000
1 bond × ₹1,00,000 face value (BSE market lot)

Market Characteristics

Modified Duration
1.25 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Quarterly
Last Trade
28 Oct 2026
BSE
Trades (30 Days)
4
Exchange-reported sessions
Security Status
Secured
No call option

Observations

  • This bond is secured.
  • 4 secondary-market trades recorded in the last 30 days.
  • Coupon is 0.40 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 8 Nov 2026
Instrument Type
NCD
Issue Date
24 Dec 2024
Day Count Convention
ACT/ACT
Listed Exchange
BSE
Call / Put Option
None disclosed

Issued by IKF Home Finance Limited, IKF Home Finance 9.80% Mar 2028 NCD is a secured, rated NCD. It pays a 9.80% p.a. coupon, quarterly. Principal is repaid at maturity.

Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →
Alert me about IKF Home Finance Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE02VP07065: trade date, clean price, YTM and number of trades
Trade DateClean PriceYTM (%)Trades
2026-10-28 100.1300 10.0000 1
2026-10-21 100.3600 9.7500 2
2026-10-14 100.1300 10.0000 1
2026-10-09 101.0900 8.9900 1
2026-10-07 101.1000 9.0000 1
2026-10-06 100.1400 10.0000 1
2026-10-05 100.1400 10.0000 1
2026-09-24 100.7000 9.4500 1
2026-09-23 100.7100 9.4500 1
2026-09-10 101.0000 9.1700 1

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 1 CARE 2024-12-31
Rating Actions History 0 — —
Secondary-Market Trades 10 BSE 2026-10-28
Reg52(4) Payment Disclosures 0 — —

Documents

Entity metadata
Source
BSE
Last Updated
8 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
₹1,00,130.00
YTM10.00%
Trade Date 28 Oct 2026 11d ago
SourceBSE
Accrued interest (est.)₹1,238.46
Dirty price (est.)₹1,01,368.46
View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE02VP07065
Issue Date
24 Dec 2024
Maturity Date
24 Mar 2028
Listing
BSE
Payment Frequency
Quarterly
Put / Call Option
None disclosed
Security
Secured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on IKF Home Finance 9.80% Mar 2028 NCD?

IKF Home Finance 9.80% Mar 2028 NCD carries a coupon of 9.80%, paid quarterly, on a face value of ₹1,00,000.

When does IKF Home Finance 9.80% Mar 2028 NCD mature?

IKF Home Finance 9.80% Mar 2028 NCD matures on 24 Mar 2028, 1.4 years from today.

What is IKF Home Finance 9.80% Mar 2028 NCD rated?

IKF Home Finance 9.80% Mar 2028 NCD is rated A- by CARE (rating dated 31 Dec 2024).

Is IKF Home Finance 9.80% Mar 2028 NCD secured?

IKF Home Finance 9.80% Mar 2028 NCD is a secured bond.

Where does IKF Home Finance 9.80% Mar 2028 NCD trade?

IKF Home Finance 9.80% Mar 2028 NCD is listed on BSE.

What yield does IKF Home Finance 9.80% Mar 2028 NCD currently offer?

The last recorded trade on 28 Oct 2026 priced IKF Home Finance 9.80% Mar 2028 NCD at ₹1,00,130.00 per bond, implying a yield to maturity of 10.00%.

Comparable NCDs maturing near 2028

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 9.80%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE605Y07197Auxilo Finserve Private LimitedA+9.80%2028-01-29
INE046W07305Muthoot Microfin LimitedA+9.80%2027-11-04
INE046W07297Muthoot Microfin LimitedA+9.80%2028-09-23
INE04VS07511Oxyzo Financial Services LimitedA+9.80%2027-12-30
INE0DG907362Rupeek Capital Private Limited—9.80%2027-07-19
INE04VS07479Oxyzo Financial Services LimitedA+9.83%2027-12-24

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