S

Spandana Sphoorty Financial 11.50% Jun 2028 NCD

BBB Secured NCD

Spandana Sphoorty Financial Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: BBB rated bonds · bonds maturing in 2028

Current YTM
12.45%
Market YTM
Coupon Rate
11.50%
Per annum
Maturity Date
30 Jun 2028
1.8 Yrs to Maturity
Interest Payment
Quarterly
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
12.45%
Live, last traded 2026-08-19
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+720 bps
vs 1.8Y G-Sec at 5.25%
Top 8% of similar-tenor peers by spread
Tenure
1.8 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-07-03 2026-08-19
Cashflow Timeline
23 Sep 2026
Interest Payment
₹2,875.00 / Bond
23 Dec 2026
Interest Payment
₹2,875.00 / Bond
23 Mar 2027
Interest Payment
₹2,875.00 / Bond
23 Jun 2027
Interest Payment
₹2,875.00 / Bond
23 Sep 2027
Interest Payment
₹2,875.00 / Bond
23 Dec 2027
Interest Payment
₹2,875.00 / Bond
23 Mar 2028
Interest Payment
₹2,875.00 / Bond
23 Jun 2028
Interest Payment
₹2,875.00 / Bond
30 Jun 2028
Principal Payment
₹100,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2025-12-23 Matures 2028-06-30
Key Metrics
Coupon Rate
11.50%
YTM (Annual)
12.45%
Credit Rating
BBB
(CARE)
Remaining Tenure
1.8 Years
Advanced metrics
Modified Duration
1.60 Yrs
Macaulay Duration
1.65 Yrs
Issue Size
₹150 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
1.60 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Quarterly
Last Trade
2026-08-19
NSE OTC (WAP)
Trades (30 Days)
3
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • 3 secondary-market trades recorded in the last 30 days.
  • Coupon is 1.50 percentage points above the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 8 Aug 2026
Instrument Type
NCD
Issue Date
2025-12-23
Day Count Convention
30/360
Listed Exchange
BSE
Call / Put Option
None disclosed

SSFL-11.50%-30-6-28-PVT is a secured, rated, redeemable ncd issued by Spandana Sphoorty Financial Limited. The bond offers a fixed coupon of 11.50% p.a. with quarterly interest payments and repays principal on maturity.

Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-19 99.6287 12.4536 None
2026-08-10 99.5975 12.4406 None
2026-08-07 99.5575 12.5611 None
2026-07-22 99.5100 12.6700 7
2026-07-21 99.4600 12.7300 6
2026-07-20 99.1300 13.1000 1
2026-07-17 101.4300 10.5500 1
2026-07-09 99.4881 12.8800 None
2026-07-08 99.4431 12.9138 None
2026-07-03 100.8100 12.0584 None
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CARE 2025-12-31
Rating Actions History 0
Secondary-Market Trades 10 NSE OTC (WAP) 2026-08-19
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
bse_bonds
Last Updated
8 Aug 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Spandana Sphoorty Financial 11.50% Jun 2028 NCD?

Spandana Sphoorty Financial 11.50% Jun 2028 NCD carries a coupon of 11.50%, paid quarterly, on a face value of ₹100,000.

When does Spandana Sphoorty Financial 11.50% Jun 2028 NCD mature?

Spandana Sphoorty Financial 11.50% Jun 2028 NCD matures on 2028-06-30, 1.8 years from today.

What is Spandana Sphoorty Financial 11.50% Jun 2028 NCD rated?

Spandana Sphoorty Financial 11.50% Jun 2028 NCD is rated BBB by CARE. As of 2025-12-31.

Is Spandana Sphoorty Financial 11.50% Jun 2028 NCD secured?

Spandana Sphoorty Financial 11.50% Jun 2028 NCD is a secured bond.

Where does Spandana Sphoorty Financial 11.50% Jun 2028 NCD trade?

Spandana Sphoorty Financial 11.50% Jun 2028 NCD is listed on BSE.

What yield does Spandana Sphoorty Financial 11.50% Jun 2028 NCD currently offer?

The last recorded trade on 2026-08-19 priced Spandana Sphoorty Financial 11.50% Jun 2028 NCD at ₹99.63, implying a yield to maturity of 12.45%.

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