M
A Secured NCD

Muthoot Microfin Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2028

Current YTM
9.95%
Market YTM
Coupon Rate
9.95%
Per annum
Maturity Date
16 Dec 2028
2.3 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
9.95%
Live, last traded 2026-07-09
10Y G-Sec Benchmark
6.68%
Reference point, not this bond's tenor
Spread over G-Sec
+558 bps
vs 2.3Y G-Sec at 4.37%
Top 17% of similar-tenor peers by spread
Tenure
2.3 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
16 Sep 2026
Interest Payment
₹829.17 / Bond
16 Oct 2026
Interest Payment
₹829.17 / Bond
16 Nov 2026
Interest Payment
₹829.17 / Bond
16 Dec 2026
Interest Payment
₹829.17 / Bond
16 Jan 2027
Interest Payment
₹829.17 / Bond
16 Feb 2027
Interest Payment
₹829.17 / Bond
16 Mar 2027
Interest Payment
₹829.17 / Bond
16 Apr 2027
Interest Payment
₹829.17 / Bond
16 Dec 2028
Principal Payment
₹100,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Rating action: AA by CRISIL on 2026-07-20 Rating action: by CRISIL on 2026-07-16 Initial rating: AA by CRISIL on 2026-07-07 Rating action: AA by CRISIL on 2026-06-24 Issued 2025-12-16 Matures 2028-12-16

4 rating actions on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
9.95%
YTM (Annual)
9.95%
Credit Rating
A
(CRISIL)
Remaining Tenure
2.3 Years
Advanced metrics
Modified Duration
2.04 Yrs
Macaulay Duration
2.06 Yrs
Issue Size
₹75 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
2.04 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-07-09
BSE
Trades (30 Days)
7
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • 7 secondary-market trades recorded in the last 30 days.
  • Coupon is 0.05 percentage points below the median for tracked NCD bonds. (based on 18935 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 8 Aug 2026
Instrument Type
NCD
Issue Date
2025-12-16
Day Count Convention
30/360
Listed Exchange
BSE
Call / Put Option
None disclosed

MML-9.95%-16-12-28-PVT is a secured, rated, redeemable ncd issued by Muthoot Microfin Limited. The bond offers a fixed coupon of 9.95% p.a. with monthly interest payments and repays principal on maturity.

Rating Action History 4 actions
DateAgencyActionRatingOutlookRationale
2026-07-20 CRISIL Other AA View →
2026-07-16 CRISIL Other View →
2026-07-07 CRISIL Initial AA View →
2026-06-24 CRISIL Other AA View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-07-09 100.7800 9.9500 2
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2025-12-31
Rating Actions History 4 2026-07-20
Secondary-Market Trades 1 BSE 2026-07-09
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
bse_bonds
Last Updated
8 Aug 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Muthoot Microfin 9.95% Dec 2028 NCD?

Muthoot Microfin 9.95% Dec 2028 NCD carries a coupon of 9.95%, paid monthly, on a face value of ₹100,000.

When does Muthoot Microfin 9.95% Dec 2028 NCD mature?

Muthoot Microfin 9.95% Dec 2028 NCD matures on 2028-12-16, 2.3 years from today.

What is Muthoot Microfin 9.95% Dec 2028 NCD rated?

Muthoot Microfin 9.95% Dec 2028 NCD is rated A by CRISIL. As of 2025-12-31.

Is Muthoot Microfin 9.95% Dec 2028 NCD secured?

Muthoot Microfin 9.95% Dec 2028 NCD is a secured bond.

Where does Muthoot Microfin 9.95% Dec 2028 NCD trade?

Muthoot Microfin 9.95% Dec 2028 NCD is listed on BSE.

What yield does Muthoot Microfin 9.95% Dec 2028 NCD currently offer?

The last recorded trade on 2026-07-09 priced Muthoot Microfin 9.95% Dec 2028 NCD at ₹100.78, implying a yield to maturity of 9.95%.

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