M
A Secured NCD

Muthoot Microfin Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2027

Current YTM
8.22%
Market YTM
Coupon Rate
9.80%
Per annum
Maturity Date
04 Nov 2027
1.2 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
8.22%
Live, last traded 2026-08-24
10Y G-Sec Benchmark
6.68%
Reference point, not this bond's tenor
Spread over G-Sec
+271 bps
vs 1.2Y G-Sec at 5.51%
Below the median spread for similar-tenor peers
Tenure
1.2 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-07-20 2026-08-24
Cashflow Timeline
4 Sep 2026
Interest Payment
₹816.67 / Bond
4 Oct 2026
Interest Payment
₹816.67 / Bond
4 Nov 2026
Interest Payment
₹816.67 / Bond
4 Dec 2026
Interest Payment
₹816.67 / Bond
4 Jan 2027
Interest Payment
₹816.67 / Bond
4 Feb 2027
Interest Payment
₹816.67 / Bond
4 Mar 2027
Interest Payment
₹816.67 / Bond
4 Apr 2027
Interest Payment
₹816.67 / Bond
4 Nov 2027
Principal Payment
₹100,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Rating action: AA by CRISIL on 2026-07-20 Rating action: by CRISIL on 2026-07-16 Initial rating: AA by CRISIL on 2026-07-07 Rating action: AA by CRISIL on 2026-06-24 Issued 2025-11-04 Matures 2027-11-04

4 rating actions on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
9.80%
YTM (Annual)
8.22%
Credit Rating
A
(CRISIL)
Remaining Tenure
1.2 Years
Advanced metrics
Modified Duration
1.11 Yrs
Macaulay Duration
1.12 Yrs
Issue Size
₹125 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
1.11 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-08-24
BSE
Trades (30 Days)
15
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • 15 secondary-market trades recorded in the last 30 days.
  • Coupon is 0.20 percentage points below the median for tracked NCD bonds. (based on 18935 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 8 Aug 2026
Instrument Type
NCD
Issue Date
2025-11-04
Day Count Convention
30/360
Listed Exchange
BSE
Call / Put Option
None disclosed

Muthoot Microfin Limited issued this secured, rated, ncd (MML-9.8%-4-11-27-PVT) carrying a 9.80% p.a. coupon, paid monthly. It repays principal on maturity.

Rating Action History 4 actions
DateAgencyActionRatingOutlookRationale
2026-07-20 CRISIL Other AA View →
2026-07-16 CRISIL Other View →
2026-07-07 CRISIL Initial AA View →
2026-06-24 CRISIL Other AA View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-24 101.4000 8.2200 1
2026-08-21 100.2400 9.9000 1
2026-08-18 100.2400 9.9000 1
2026-08-13 100.9000 8.7100 1
2026-08-05 100.8300 8.8800 3
2026-07-28 100.0800 10.1300 2
2026-07-24 100.9000 8.8300 1
2026-07-22 99.9400 10.3500 2
2026-07-21 99.7800 10.6000 2
2026-07-20 100.3500 9.7100 1
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2025-11-30
Rating Actions History 4 2026-07-20
Secondary-Market Trades 10 BSE 2026-08-24
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
bse_bonds
Last Updated
8 Aug 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Muthoot Microfin 9.80% Nov 2027 NCD?

Muthoot Microfin 9.80% Nov 2027 NCD carries a coupon of 9.80%, paid monthly, on a face value of ₹100,000.

When does Muthoot Microfin 9.80% Nov 2027 NCD mature?

Muthoot Microfin 9.80% Nov 2027 NCD matures on 2027-11-04, 1.2 years from today.

What is Muthoot Microfin 9.80% Nov 2027 NCD rated?

Muthoot Microfin 9.80% Nov 2027 NCD is rated A by CRISIL. As of 2025-11-30.

Is Muthoot Microfin 9.80% Nov 2027 NCD secured?

Muthoot Microfin 9.80% Nov 2027 NCD is a secured bond.

Where does Muthoot Microfin 9.80% Nov 2027 NCD trade?

Muthoot Microfin 9.80% Nov 2027 NCD is listed on BSE.

What yield does Muthoot Microfin 9.80% Nov 2027 NCD currently offer?

The last recorded trade on 2026-08-24 priced Muthoot Microfin 9.80% Nov 2027 NCD at ₹101.40, implying a yield to maturity of 8.22%.

More Bonds from This Issuer
M
Muthoot Microfin 11.46% May 2027 NCD
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Coupon
11.46%
Maturity
27 May 2027
M
Muthoot Microfin 11.55% Jun 2027 NCD
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Coupon
11.55%
Maturity
03 Jun 2027
M
Muthoot Microfin 9.80% Sep 2027 NCD
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Coupon
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Maturity
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M
Muthoot Microfin 9.90% Nov 2027 NCD
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Coupon
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Maturity
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