Muthoot Microfin Limited

Nbfc

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Methodology v1.0 Download Report (PDF)
Latest Rating
A+ (CRISIL)
Total Debt Outstanding
₹1,002 Cr
Across 17 instruments
Listed Bonds
17
First Issue
2022-05-27
Latest Issue
2026-04-29
Maturity Range
2027 - 2028
Observation
17 active bonds tracked from this issuer.
View details →
Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Issuer Type
Nbfc
First Tracked Bond
2022-05-27
Start of this issuer's debt program timeline
  • 17 active bonds tracked from this issuer.
  • 15 of 15 tracked bonds with a stated security status are secured. (based on 15 bonds with a disclosed security status)
  • Most recent rating action: other by CRISIL on 2026-07-20.

Muthoot Microfin Limited, an NBFC, is tracked on RetailBonds.in. Outstanding bonds carry coupons between 8.50% - 11.55%, paid monthly. Maturities on outstanding bonds fall between 2027 - 2028.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
17
Tracked by RetailBonds
Amount Tracked
₹1,002 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 12 of 17 bonds)
Avg Coupon
9.89%
Range 8.50% - 11.55%
Avg Remaining Tenure
1.5 Yrs
Nearest maturity 2027-05
Secured
100%
15 of 15 bonds with known status
Callable
0
Of 17 bonds
Avg Spread vs G-Sec
+468 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (9 bonds).

0 2027: 9 bonds, ₹475 Cr tracked, avg coupon 10.18% 9 bonds 2027 2028: 8 bonds, ₹527 Cr tracked, avg coupon 9.57% 8 bonds 2028

Security Type / Instrument Mix

  • NCD 17 bonds · 100% · ₹1,002 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2024: ₹66 Cr issued 2024 2025: ₹775 Cr issued 2025 2026: ₹160 Cr issued 2026 Cumulative: ₹66 Cr Cumulative: ₹841 Cr Cumulative: ₹1,002 Cr

Based on 12 of 17 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

03 Credit Profile
  • A 14 bonds · 82%
  • Unrated 3 bonds · 18%
AgencyRatingOutlookBonds
CRISIL A 11
CRISIL A Positive 1
CRISIL A Stable 1
CRISIL A+ 1

Rating History (Trend)

AAA AA A BBB Below BBB Unrated CRISIL: AA on 2026-06-24 CRISIL: AA on 2026-07-07 CRISIL: AA on 2026-07-20
Jun 26 — Jul 26 CRISIL

Recent Rating Actions

2026-07-20 · CRISIL
AA
Other
2026-07-16 · CRISIL
Other
2026-07-07 · CRISIL
AA
Initial
2026-06-24 · CRISIL
AA
Other
04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade
INE046W07172 MMFL-11.46%-25-05-27-PVT 11.46% A (CRISIL) 2027-05-27
INE046W07180 MML-11.55%-3-6-27-PVT 11.55% A (CRISIL) 2027-06-03
INE046W07289 MML-9.8%-12-9-27-PVT 9.80% A (CRISIL) 2027-09-12 10.85% 2026-08-03
INE046W07305 MML-9.8%-4-11-27-PVT 9.80% A (CRISIL) 2027-11-04 8.22% 2026-08-24
INE046W07313 MML-9.9%-11-11-27-PVT 9.90% A (CRISIL) 2027-11-11 9.90% 2026-07-31
INE046W07339 MML-9.70%-3-12-27-PVT 9.70% A (CRISIL) 2027-12-03 11.50% 2026-07-13
IN8046W07031 9.7% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 03/12/2027 9.70% 2027-12-03
INE046W07347 MML-9.85%-16-12-27-PVT 9.85% A (CRISIL) 2027-12-16 9.70% 2026-08-24
IN8046W07056 9.85% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES I DATE OF MATURITY 16/12/2027 9.85% 2027-12-16
INE046W07362 MML-9.7%-23-1-28-PVT 9.70% A (CRISIL) 2028-01-23
INE046W07370 MML-9.70%-6-2-28-PVT 9.70% A (CRISIL) 2028-02-06 9.56% 2026-07-02
INE046W07271 MML-8.97%-6-8-28-PVT 8.97% A (CRISIL) 2028-08-06
INE046W07297 MML-9.80%-23-09-28-PVT 9.80% A (CRISIL) 2028-09-23 9.63% 2026-07-31
INE046W07388 8.50% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 29/09/2028 8.50% A+ (CRISIL) 2028-09-29
INE046W07321 MML-10%-11-11-28-PVT 10.00% A (CRISIL) 2028-11-11 9.90% 2026-08-27
INE046W07354 MML-9.95%-16-12-28-PVT 9.95% A (CRISIL) 2028-12-16 9.95% 2026-07-09
IN8046W07049 9.95% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES II DATE OF MATURITY 16/12/2028 9.95% 2028-12-16
Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

Traded Value (Last 30 Days)
₹0.0 Cr
Number of Trades (Last 30 Days)
61
Avg. Yield (Last 30 Days)
9.8%
06 Regulatory Filings
Credit Rating Rationale
07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 14 2026-04-16
Rating Actions History 4 2026-07-20
Secondary-Market Trades 133 2026-08-27
Reg52(4) Payment Disclosures 0

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does Muthoot Microfin Limited have?

Muthoot Microfin Limited currently has 17 active bonds with coupons 8.50% - 11.55%, maturities spanning 2027 - 2028.

What is Muthoot Microfin Limited's credit rating?

The most recent rating on Muthoot Microfin Limited's bonds is A+ (CRISIL), published by CRISIL.

Are Muthoot Microfin Limited's bonds secured?

Of the 15 bonds with a disclosed security status, 15 are secured (100%) and 0 are unsecured.

When do Muthoot Microfin Limited's bonds mature?

Muthoot Microfin Limited's active bonds mature between 2027 - 2028; the nearest matures in 2027-05; the average tenure is 1.5 Yrs.

What is the average coupon on Muthoot Microfin Limited's bonds?

The average coupon across Muthoot Microfin Limited's 17 active bonds is 9.89%.

Disclaimer: This page aggregates publicly available data about Muthoot Microfin Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.