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Godrej Housing Finance 8.40% Jan 2028 NCD (INE02JD07041)

CRISIL AA · NSDL record, 2024 Secured NCD

Godrej Housing Finance Limited

Secured, Taxable, Redeemable NCD

Browse: bonds maturing in 2028

6 more bonds from Godrej Housing Finance Limited →
Current YTM
—
No market YTM available
Coupon Rate
8.40%
Per annum
Maturity Date
05 Jan 2028
1.2 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,00,000
Per Bond

Issuer events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.
  • 21 Oct 2026 New rating assigned to AA+ CRISIL

Market Position

YTM (Annual)
—
No trade with a usable price on record
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Tenure
1.2 Years
Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Cashflow Timeline

5 Sep 2027
Interest Payment
₹8,400.00 / Bond
₹7,560.00 net of 10% TDS (est.)
5 Jan 2028
Final coupon (part period) + principal
₹1,02,800.00 / Bond
₹2,800.00 coupon + ₹1,00,000 face value

2 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 5 Sep 2024 Matures 5 Jan 2028

Key Metrics

Coupon Rate
8.40%
YTM (Annual)
—
Credit Rating
AA
Rating on NSDL record (CRISIL, 2024)
Not a current agency rating; see below
Remaining Tenure
1.2 Years

AA (CRISIL): Rating on NSDL record (CRISIL, 2024), dated 16 Aug 2024. The rating NSDL's debt master records for this instrument, often from the time of issue. No current rating from an agency or exchange is on file, so it may be out of date. CRISIL's latest action on the issuer (21 Oct 2026) is AA+.

Advanced metrics
Modified Duration
1.00 Yrs
Macaulay Duration
1.08 Yrs
Issue Size
₹210 Cr
Face Value
₹1,00,000
Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration
1.00 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
—
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Secured
No call option

Observations

  • This bond is secured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 1.80 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
5 Sep 2024
Day Count Convention
ACT/ACT
Listed Exchange
—
Call / Put Option
None disclosed

Issued by Godrej Housing Finance Limited, Godrej Housing Finance 8.40% Jan 2028 NCD is a secured NCD. It pays an 8.40% p.a. coupon, annually. Principal is repaid at maturity.

Rating Action History

4 actions

Agency actions on Godrej Housing Finance Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-10-21 CRISIL Initial AA+ Stable View →
2026-07-14 CRISIL Reaffirm AA+ Stable View →
2026-06-26 CRISIL Reaffirm AA+ Stable View →
2026-06-22 CRISIL Reaffirm AA+ Stable View →
Issuer health card · ratings, payment record, defaults, trading, filings Nothing flagged →

Rating Actions on Godrej Housing Finance Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-10-21 CRISIL Initial AA+ / Stable View →
2026-07-14 CRISIL Reaffirm AA+ / Stable View →
2026-06-26 CRISIL Reaffirm AA+ / Stable View →
2026-06-22 CRISIL Reaffirm AA+ / Stable View →
Alert me about Godrej Housing Finance Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL (NSDL record) 2024-08-16
Rating Actions History 4 — 2026-10-21
Secondary-Market Trades 0 — —
Reg52(4) Payment Disclosures 0 — —
  • No current rating from an agency or exchange on file; the rating shown is the one NSDL's debt master records, often from the time of issue.
  • No secondary-market trade with a usable price on record, so no market yield or spread is shown.

Documents

Entity metadata
Source
NSDL debt master
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
—

No recent trade data available

View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE02JD07041
Issue Date
5 Sep 2024
Maturity Date
5 Jan 2028
Listing
—
Payment Frequency
Annual
Put / Call Option
None disclosed
Security
Secured
Day Count
ACT/ACT
View Term Sheet
Rating Alerts

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Frequently Asked Questions
What is the coupon rate on Godrej Housing Finance 8.40% Jan 2028 NCD?

Godrej Housing Finance 8.40% Jan 2028 NCD carries a coupon of 8.40%, paid annual, on a face value of ₹1,00,000.

When does Godrej Housing Finance 8.40% Jan 2028 NCD mature?

Godrej Housing Finance 8.40% Jan 2028 NCD matures on 5 Jan 2028, 1.2 years from today.

What is Godrej Housing Finance 8.40% Jan 2028 NCD rated?

No current rating from an agency or exchange is on file for Godrej Housing Finance 8.40% Jan 2028 NCD. NSDL's debt master records a rating of AA by CRISIL, dated 16 Aug 2024, often from the time of issue, so it may be out of date.

Is Godrej Housing Finance 8.40% Jan 2028 NCD secured?

Godrej Housing Finance 8.40% Jan 2028 NCD is a secured bond.

More Bonds from This Issuer

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Godrej Housing Finance 8.50% Nov 2027 NCD
INE02JD07033
AA NSDL record, 2024
Coupon
8.50%
Maturity
30 Nov 2027
G
Godrej Housing Finance 8.45% Sep 2029 NCD
INE02JD07058
AA NSDL record, 2024 Reg52 disclosed
Coupon
8.45%
Maturity
18 Sep 2029
G
Godrej Housing Finance 8.17% Mar 2030 NCD
INE02JD07066
AA+
Coupon
8.17%
Maturity
04 Mar 2030
G
Godrej Housing Finance 8.40% Sep 2031 NCD
INE02JD07074
Coupon
8.40%
Maturity
17 Sep 2031
Compare (/) Compare Bonds

Comparable NCDs maturing near 2028

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 8.40%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE146O07557Hinduja Leyland Finance LimitedAAA8.40%2027-05-06
INE752E07MT2Power Grid Corporation of India LimitedAAA8.40%2027-05-27
INE121A07SH0Cholamandalam Investment and Finance Company LimitedAA+ NSDL record, 20248.40%2027-09-18
INE414G07II5Muthoot Finance LimitedAA+ NSDL record, 20238.40%2028-08-28
INE975F07IR8Kotak Mahindra Investments LimitedAAA NSDL record, 20248.38%2027-06-21
INE975F07IS6Kotak Mahindra Investments LimitedAAA NSDL record, 20248.37%2027-08-20

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