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IFL Finance 11.75% Jan 2028 NCD (INE01XO07033)

CRISIL BBB · NSDL record, 2025 Secured NCD

IFL Finance Limited

Secured, Taxable, Redeemable NCD

Browse: bonds maturing in 2028

6 more bonds from IFL Finance Limited →
Current YTM
—
No current market yield
Coupon Rate
11.75%
Per annum
Maturity Date
29 Jan 2028
1.2 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹10,000
Per Bond

Market Position

YTM (Annual)
—
No trade in the last 30 days, so the last traded yield is not shown as current. Last trade 13 Aug 2026.
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Tenure
1.2 Years
Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

Payment schedule not projected

The issuer has filed a partial redemption for this bond, so principal is repaid in parts. A coupon schedule projected from the full face value would be wrong. Payments the issuer has filed are listed under disclosed payments.

Payment Disclosures (SEBI Reg52(4))

5 disclosed
Due DateTypeAmount DueAmount PaidStatusFiling
2026-10-29 Interest ₹22,00,000.00 ₹22,00,000.00 Paid XBRL →
2026-09-29 Interest ₹22,00,000.00 ₹22,00,000.00 Paid XBRL →
2026-08-29 Interest ₹22,00,000.00 ₹22,00,000.00 Paid XBRL →
2026-07-29 Interest ₹29,00,000.00 ₹29,00,000.00 Paid XBRL →
2026-07-29 Redemption ₹7,50,00,000.00 ₹7,50,00,000.00 Paid XBRL →

Source: NSE Debt Centralised Database (corporate-interest-payment / corporate-redemption-payment), per SEBI LODR Reg 52(4)/60. Coverage begins 2 Aug 2026 — history accumulates as disclosures are broadcast.

Bond Timeline

— Issue / Maturity | Coupon (projected) ◆ Reg52(4) disclosed ┊ Today
Today Interest paid (SEBI Reg52(4) disclosure) — due 29 Oct 2026 Interest paid (SEBI Reg52(4) disclosure) — due 29 Sep 2026 Interest paid (SEBI Reg52(4) disclosure) — due 29 Aug 2026 Interest paid (SEBI Reg52(4) disclosure) — due 29 Jul 2026 Redemption paid (SEBI Reg52(4) disclosure) — due 29 Jul 2026 Issued 29 Jan 2026 Matures 29 Jan 2028

5 SEBI Reg52(4) disclosed payments — hover a square/diamond for detail.

Key Metrics

Coupon Rate
11.75%
YTM (Annual)
—
Credit Rating
BBB
Rating on NSDL record (CRISIL, 2025)
Not a current agency rating; see below
Remaining Tenure
1.2 Years

BBB (CRISIL): Rating on NSDL record (CRISIL, 2025), dated 24 Dec 2025. The rating NSDL's debt master records for this instrument, often from the time of issue. No current rating from an agency or exchange is on file, so it may be out of date.

Advanced metrics
Modified Duration
—
Macaulay Duration
—
Issue Size
₹30 Cr
Face Value
₹10,000
Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration
—
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
13 Aug 2026
BSE
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Secured
No call option

Observations

  • This bond is secured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 1.55 percentage points above the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
29 Jan 2026
Day Count Convention
ACT/ACT
Listed Exchange
—
Call / Put Option
None disclosed

IFL Finance Limited issued IFL Finance 11.75% Jan 2028 NCD, a secured NCD. It pays an 11.75% p.a. coupon, monthly. Principal is repaid at maturity.

Rating Action History

3 actions

Agency actions on IFL Finance Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-10-28 CRISIL Update — — View →
2026-09-08 CRISIL Update — — View →
2026-07-06 CRISIL Initial BBB Stable View →
Issuer health card · ratings, payment record, defaults, trading, filings Nothing flagged →

Rating Actions on IFL Finance Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-10-28 CRISIL Update — View →
2026-09-08 CRISIL Update — View →
2026-07-06 CRISIL Initial BBB / Stable View →
Alert me about IFL Finance Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE01XO07033: trade date, clean price, YTM and number of trades
Trade DateClean PriceYTM (%)Trades
2026-08-13 75.2400 12.0000 1

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL (NSDL record) 2025-12-24
Rating Actions History 3 — 2026-10-28
Secondary-Market Trades 1 BSE 2026-08-13
Reg52(4) Payment Disclosures 5 NSE 2026-10-29
  • No current rating from an agency or exchange on file; the rating shown is the one NSDL's debt master records, often from the time of issue.
  • No trade in the last 30 days, so the last traded yield is not shown as current.

Documents

Entity metadata
Source
NSDL debt master
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
₹7,524.00
YTM—
Trade Date 13 Aug 2026 87d ago
SourceBSE
View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE01XO07033
Issue Date
29 Jan 2026
Maturity Date
29 Jan 2028
Listing
—
Payment Frequency
Monthly
Put / Call Option
None disclosed
Security
Secured
Day Count
ACT/ACT
View Term Sheet
Rating Alerts

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Frequently Asked Questions
What is the coupon rate on IFL Finance 11.75% Jan 2028 NCD?

IFL Finance 11.75% Jan 2028 NCD carries a coupon of 11.75%, paid monthly, on a face value of ₹10,000.

When does IFL Finance 11.75% Jan 2028 NCD mature?

IFL Finance 11.75% Jan 2028 NCD matures on 29 Jan 2028, 1.2 years from today.

What is IFL Finance 11.75% Jan 2028 NCD rated?

No current rating from an agency or exchange is on file for IFL Finance 11.75% Jan 2028 NCD. NSDL's debt master records a rating of BBB by CRISIL, dated 24 Dec 2025, often from the time of issue, so it may be out of date.

Is IFL Finance 11.75% Jan 2028 NCD secured?

IFL Finance 11.75% Jan 2028 NCD is a secured bond.

More Bonds from This Issuer

I
IFL Finance 12.25% Nov 2027 NCD
INE01XO07017
BBB NSDL record, 2025 Reg52 disclosed
Coupon
12.25%
Maturity
18 Nov 2027
I
IFL Finance 12.25% Jan 2028 NCD
INE01XO07025
BBB NSDL record, 2025 Reg52 disclosed
Coupon
12.25%
Maturity
16 Jan 2028
I
IFL Finance 11.80% Feb 2028 NCD
INE01XO07041
BBB NSDL record, 2026 Reg52 disclosed
Coupon
11.80%
Maturity
26 Feb 2028
I
IFL Finance 11.80% Mar 2028 NCD
INE01XO07058
BBB NSDL record, 2026 Reg52 disclosed
Coupon
11.80%
Maturity
12 Mar 2028
Compare (/) Compare Bonds

Comparable NCDs maturing near 2028

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 11.75%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE296Q07118Moneyboxx Finance LimitedBBB11.75%2027-03-13
INE0FWI07153Sindhuja Microcredit Private LimitedBBB11.75%2028-06-26
INE926R07050Unifinz Capital India LimitedBBB-11.75%2027-11-19
INE0NES07352Keertana Finserv LimitedA-11.70%2028-12-16
INE104W07245Kanakadurga Finance LimitedBBB11.60%2028-01-27
INE08XP07431Akara Capital Advisors Private LimitedBBB12.00%2027-06-11

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