I
BBB Secured NCD

Ifl Finance Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: BBB rated bonds · bonds maturing in 2028

Current YTM
26.17%
Market YTM
Coupon Rate
12.25%
Per annum
Maturity Date
16 Jan 2028
1.4 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹8,750
Per Bond
Market Position
YTM (Annual)
26.17%
Live, last traded 2026-08-27
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+2021 bps
vs 1.4Y G-Sec at 5.95%
Top 1% of similar-tenor peers by spread
Tenure
1.4 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-08-13 2026-08-27
Cashflow Timeline
16 Sep 2026
Interest Payment
₹89.32 / Bond
16 Oct 2026
Interest Payment
₹89.32 / Bond
16 Nov 2026
Interest Payment
₹89.32 / Bond
16 Dec 2026
Interest Payment
₹89.32 / Bond
16 Jan 2027
Interest Payment
₹89.32 / Bond
16 Feb 2027
Interest Payment
₹89.32 / Bond
16 Mar 2027
Interest Payment
₹89.32 / Bond
16 Apr 2027
Interest Payment
₹89.32 / Bond
16 Jan 2028
Principal Payment
₹8,750.00 / Bond

Next 8 coupons + principal at maturity · per ₹8,750 face value

Payment Disclosures (SEBI Reg52(4)) 1 disclosed
Due DateTypeAmount DueAmount PaidStatusFiling
2026-08-16 Interest ₹1,200,000.00 ₹1,200,000.00 Paid XBRL →

Source: NSE Debt Centralised Database (corporate-interest-payment / corporate-redemption-payment), per SEBI LODR Reg 52(4)/60. Coverage begins 2026-08-02 -- history accumulates as disclosures are broadcast.

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ◆ Reg52(4) disclosed ┊ Today
Today Initial rating: BBB by CRISIL on 2026-07-06 Interest paid (SEBI Reg52(4) disclosure) — due 2026-08-16 Issued 2026-01-16 Matures 2028-01-16

1 rating action on file since issue — hover a dot for detail.

1 SEBI Reg52(4) disclosed payment — hover a square/diamond for detail.

Key Metrics
Coupon Rate
12.25%
YTM (Annual)
26.17%
Credit Rating
BBB
(CRISIL)
Remaining Tenure
1.4 Years
Advanced metrics
Modified Duration
1.23 Yrs
Macaulay Duration
1.26 Yrs
Issue Size
₹16 Cr
Minimum Investment
₹8,750
(1 Bond)
Market Characteristics
Modified Duration
1.23 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-08-27
NSE CM
Trades (30 Days)
19
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • 19 secondary-market trades recorded in the last 30 days.
  • Coupon is 2.25 percentage points above the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2026-01-16
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

12.25% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 16/01/2028 is a secured, rated, redeemable ncd issued by Ifl Finance Limited. The bond offers a fixed coupon of 12.25% p.a. with monthly interest payments and repays principal on maturity.

Rating Action History 1 actions
DateAgencyActionRatingOutlookRationale
2026-07-06 CRISIL Initial BBB Stable View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-27 84.5714 26.1679 None
2026-08-26 84.5714 26.1428 None
2026-08-25 84.5714 26.1179 None
2026-08-24 85.1429 25.5175 None
2026-08-21 84.5714 26.0193 None
2026-08-20 86.2857 24.2971 None
2026-08-19 84.8000 25.7420 None
2026-08-17 84.6400 25.8542 None
2026-08-14 84.6400 25.7833 None
2026-08-13 84.7543 25.6468 None
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2025-12-24
Rating Actions History 1 2026-07-06
Secondary-Market Trades 10 NSE CM 2026-08-27
Reg52(4) Payment Disclosures 1 NSE 2026-08-16
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Ifl Finance 12.25% Jan 2028 NCD?

Ifl Finance 12.25% Jan 2028 NCD carries a coupon of 12.25%, paid monthly, on a face value of ₹8,750.

When does Ifl Finance 12.25% Jan 2028 NCD mature?

Ifl Finance 12.25% Jan 2028 NCD matures on 2028-01-16, 1.4 years from today.

What is Ifl Finance 12.25% Jan 2028 NCD rated?

Ifl Finance 12.25% Jan 2028 NCD is rated BBB by CRISIL. As of 2025-12-24.

Is Ifl Finance 12.25% Jan 2028 NCD secured?

Ifl Finance 12.25% Jan 2028 NCD is a secured bond.

What yield does Ifl Finance 12.25% Jan 2028 NCD currently offer?

The last recorded trade on 2026-08-27 priced Ifl Finance 12.25% Jan 2028 NCD at ₹84.57, implying a yield to maturity of 26.17%.

More Bonds from This Issuer
1
Ifl Finance 12.25% Nov 2027 NCD
Coupon
12.25%
Maturity
18 Nov 2027
1
Ifl Finance 11.75% Jan 2028 NCD
Coupon
11.75%
Maturity
29 Jan 2028
1
Ifl Finance 11.80% Feb 2028 NCD
Coupon
11.80%
Maturity
26 Feb 2028
1
Ifl Finance 11.80% Mar 2028 NCD
Coupon
11.80%
Maturity
12 Mar 2028
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