IFL Finance Limited — Bonds

• – Current ratings No current agency rating on file; NSDL's debt master records a rating for some bonds, often from the time of issue
• ✓ Rating direction, 12 months 0 upgrades, 0 downgrades
• ✓ Watch / negative outlook None in 12 months
• ✓ Issuer not cooperating No such actions in 12 months
• ✓ Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
• ✓ Newest agency rating Dated 6 Jul 2026
• ✓ Payment record 24 payment disclosures since 17 Jul 2026: all on time
• ✓ Defaults on record No bond marked defaulted
• ✓ Traded in the last 30 days 3 of 7 active bonds had an exchange trade
• – Exchange filings, 90 days 0 filings on NSE/BSE

A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.