I
BBB Secured NCD

Ifl Finance Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: BBB rated bonds · bonds maturing in 2027

Current YTM
8.71%
Market YTM
Coupon Rate
12.25%
Per annum
Maturity Date
18 Nov 2027
1.2 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹7,500
Per Bond
Market Position
YTM (Annual)
8.71%
Live, last traded 2026-08-27
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+325 bps
vs 1.2Y G-Sec at 5.46%
Above the median spread for similar-tenor peers
Tenure
1.2 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-08-12 2026-08-27
Cashflow Timeline
18 Sep 2026
Interest Payment
₹76.56 / Bond
18 Oct 2026
Interest Payment
₹76.56 / Bond
18 Nov 2026
Interest Payment
₹76.56 / Bond
18 Dec 2026
Interest Payment
₹76.56 / Bond
18 Jan 2027
Interest Payment
₹76.56 / Bond
18 Feb 2027
Interest Payment
₹76.56 / Bond
18 Mar 2027
Interest Payment
₹76.56 / Bond
18 Apr 2027
Interest Payment
₹76.56 / Bond
18 Nov 2027
Principal Payment
₹7,500.00 / Bond

Next 8 coupons + principal at maturity · per ₹7,500 face value

Payment Disclosures (SEBI Reg52(4)) 2 disclosed
Due DateTypeAmount DueAmount PaidStatusFiling
2026-08-18 Interest ₹1,500,000.00 ₹1,500,000.00 Paid XBRL →
2026-08-18 Redemption ₹25,000,000.00 ₹25,000,000.00 Paid XBRL →

Source: NSE Debt Centralised Database (corporate-interest-payment / corporate-redemption-payment), per SEBI LODR Reg 52(4)/60. Coverage begins 2026-08-02 -- history accumulates as disclosures are broadcast.

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ◆ Reg52(4) disclosed ┊ Today
Today Initial rating: BBB by CRISIL on 2026-07-06 Interest paid (SEBI Reg52(4) disclosure) — due 2026-08-18 Redemption paid (SEBI Reg52(4) disclosure) — due 2026-08-18 Issued 2025-11-18 Matures 2027-11-18

1 rating action on file since issue — hover a dot for detail.

2 SEBI Reg52(4) disclosed payments — hover a square/diamond for detail.

Key Metrics
Coupon Rate
12.25%
YTM (Annual)
8.71%
Credit Rating
BBB
(CRISIL)
Remaining Tenure
1.2 Years
Advanced metrics
Modified Duration
1.13 Yrs
Macaulay Duration
1.14 Yrs
Issue Size
₹20 Cr
Minimum Investment
₹7,500
(1 Bond)
Market Characteristics
Modified Duration
1.13 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-08-27
NSE CM
Trades (30 Days)
19
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • 19 secondary-market trades recorded in the last 30 days.
  • Coupon is 2.25 percentage points above the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2025-11-18
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

Issued by Ifl Finance Limited, 12.25% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 18/11/2027 is a secured, rated, ncd paying a 12.25% p.a. coupon monthly. The instrument repays principal on maturity.

Rating Action History 1 actions
DateAgencyActionRatingOutlookRationale
2026-07-06 CRISIL Initial BBB Stable View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-27 104.0000 8.7085 None
2026-08-25 108.3200 5.1681 None
2026-08-24 102.4000 10.0985 None
2026-08-21 99.8614 12.3329 None
2026-08-20 107.2000 6.1329 None
2026-08-19 107.2088 6.1383 None
2026-08-18 111.9840 2.4491 None
2026-08-17 108.8000 4.9063 None
2026-08-14 107.2000 6.2068 None
2026-08-12 108.6400 5.1036 None
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2025-11-10
Rating Actions History 1 2026-07-06
Secondary-Market Trades 10 NSE CM 2026-08-27
Reg52(4) Payment Disclosures 2 NSE 2026-08-18
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Ifl Finance 12.25% Nov 2027 NCD?

Ifl Finance 12.25% Nov 2027 NCD carries a coupon of 12.25%, paid monthly, on a face value of ₹7,500.

When does Ifl Finance 12.25% Nov 2027 NCD mature?

Ifl Finance 12.25% Nov 2027 NCD matures on 2027-11-18, 1.2 years from today.

What is Ifl Finance 12.25% Nov 2027 NCD rated?

Ifl Finance 12.25% Nov 2027 NCD is rated BBB by CRISIL. As of 2025-11-10.

Is Ifl Finance 12.25% Nov 2027 NCD secured?

Ifl Finance 12.25% Nov 2027 NCD is a secured bond.

What yield does Ifl Finance 12.25% Nov 2027 NCD currently offer?

The last recorded trade on 2026-08-27 priced Ifl Finance 12.25% Nov 2027 NCD at ₹104.00, implying a yield to maturity of 8.71%.

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Ifl Finance 12.25% Jan 2028 NCD
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Maturity
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Maturity
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