S

Svatantra Microfin 12.40% May 2028 NCD

A Unsecured NCD

Svatantra Microfin Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2028

Current YTM
No live YTM available
Coupon Rate
12.40%
Per annum
Maturity Date
21 May 2028
1.7 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹500,000
Per Bond
Market Position
YTM (Annual) EST
~12.40%
Proxied from coupon — no live trade, not a true YTM
10Y G-Sec Benchmark
6.68%
Reference point, not this bond's tenor
Spread over G-Sec
+697 bps
vs 1.7Y G-Sec at 5.43% *
Top 12% of similar-tenor peers by spread
Tenure
1.7 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
21 Sep 2026
Interest Payment
₹5,166.67 / Bond
21 Oct 2026
Interest Payment
₹5,166.67 / Bond
21 Nov 2026
Interest Payment
₹5,166.67 / Bond
21 Dec 2026
Interest Payment
₹5,166.67 / Bond
21 Jan 2027
Interest Payment
₹5,166.67 / Bond
21 Feb 2027
Interest Payment
₹5,166.67 / Bond
21 Mar 2027
Interest Payment
₹5,166.67 / Bond
21 Apr 2027
Interest Payment
₹5,166.67 / Bond
21 May 2028
Principal Payment
₹500,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹500,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Rating action: by CRISIL on 2026-07-20 Initial rating: AA by CRISIL on 2026-07-03 Issued 2022-11-21 Matures 2028-05-21

2 rating actions on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
12.40%
YTM (Annual)
Credit Rating
A
(INDIA_RATINGS)
Remaining Tenure
1.7 Years
Advanced metrics
Modified Duration
1.54 Yrs
Macaulay Duration
1.56 Yrs
Issue Size
₹75 Cr
Minimum Investment
₹500,000
(1 Bond)
Market Characteristics
Modified Duration
1.54 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 2.40 percentage points above the median for tracked NCD bonds. (based on 18935 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2022-11-21
Day Count Convention
30/360
Listed Exchange
UNLISTED
Call / Put Option
None disclosed

Issued by Svatantra Microfin Limited, 12.40% UNSECURED RATED UNLISTED SUBORDINATED REDEEMABLE NON CONVERTIBLE DEBENTRUES LETTER OF ALLOTMENT DATE OF MATURITY 21/05/2028 is a rated, ncd paying a 12.40% p.a. coupon monthly. The instrument repays principal on maturity.

Rating Action History 2 actions
DateAgencyActionRatingOutlookRationale
2026-07-20 CRISIL Other View →
2026-07-03 CRISIL Initial AA Stable View →
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 INDIA_RATINGS 2022-10-21
Rating Actions History 2 2026-07-20
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0
  • No secondary-market trades recorded — YTM figures use the coupon rate as a proxy.
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Svatantra Microfin 12.40% May 2028 NCD?

Svatantra Microfin 12.40% May 2028 NCD carries a coupon of 12.40%, paid monthly, on a face value of ₹500,000.

When does Svatantra Microfin 12.40% May 2028 NCD mature?

Svatantra Microfin 12.40% May 2028 NCD matures on 2028-05-21, 1.7 years from today.

What is Svatantra Microfin 12.40% May 2028 NCD rated?

Svatantra Microfin 12.40% May 2028 NCD is rated A by INDIA_RATINGS. As of 2022-10-21.

Is Svatantra Microfin 12.40% May 2028 NCD secured?

Svatantra Microfin 12.40% May 2028 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Where does Svatantra Microfin 12.40% May 2028 NCD trade?

Svatantra Microfin 12.40% May 2028 NCD is listed on UNLISTED.

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Maturity
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Maturity
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