Utkarsh Small Finance Bank Limited

Bank · Financial Services

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Methodology v1.0 Download Report (PDF)
Latest Rating
A (CARE)
Total Debt Outstanding
₹500 Cr
Across 3 instruments
Listed Bonds
3
First Issue
2020-06-26
Latest Issue
2024-11-27
Maturity Range
2027 - 2031
Observation
3 active bonds tracked from this issuer.
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Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Financial Services
Issuer Type
Bank
First Tracked Bond
2020-06-26
Start of this issuer's debt program timeline
  • 3 active bonds tracked from this issuer.
  • 0 of 3 tracked bonds with a stated security status are secured. (based on 3 bonds with a disclosed security status)

Operating in the financial services sector, Utkarsh Small Finance Bank Limited is classified as a bank or financial institution. Bond coupons here span 10.90% - 12.50%, paid quarterly. The maturity ladder spans 2027 - 2031.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
3
Tracked by RetailBonds
Amount Tracked
₹500 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt
Avg Coupon
11.47%
Range 10.90% - 12.50%
Avg Remaining Tenure
3.6 Yrs
Nearest maturity 2027-06
Secured
0%
0 of 3 bonds with known status
Callable
1
Of 3 bonds
Avg Spread vs G-Sec
+533 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (2 bonds).

0 2027: 1 bond, ₹195 Cr tracked, avg coupon 12.50% 1 bond 2027 2031: 2 bonds, ₹305 Cr tracked, avg coupon 10.95% 2 bonds 2031

Security Type / Instrument Mix

  • NCD 3 bonds · 100% · ₹500 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2020: ₹195 Cr issued 2020 2024: ₹305 Cr issued 2024 Cumulative: ₹195 Cr Cumulative: ₹500 Cr

Based on 3 of 3 active bonds with a known issue date and issue size.

03 Credit Profile
  • A 3 bonds · 100%
AgencyRatingOutlookBonds
CARE A 1
ICRA A 1
ICRA A+ 1

Recent Rating Actions

No rating action history available.

04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade
INE735W08038 USFB-12.5%-26-6-27-PVT 12.50% A (ICRA) 2027-06-26
INE735W08053 11% UNSECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE TIER II BONDS IN THE FORM OF DEBENTURES DATE OF MATURITY 28/06/2031. 11.00% A+ (ICRA) 2031-06-28 11.00% 2026-08-19
INE735W08061 USFBL-10.90%-27-11-31-PVT 10.90% A (CARE) 2031-11-27
Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

Traded Value (Last 30 Days)
₹0.0 Cr
Number of Trades (Last 30 Days)
15
Avg. Yield (Last 30 Days)
10.95%
06 Regulatory Filings
07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 3 2024-12-31
Rating Actions History 0
Secondary-Market Trades 28 2026-08-26
Reg52(4) Payment Disclosures 0

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does Utkarsh Small Finance Bank Limited have?

Utkarsh Small Finance Bank Limited currently has 3 active bonds with coupons 10.90% - 12.50%, maturities spanning 2027 - 2031.

What is Utkarsh Small Finance Bank Limited's credit rating?

The most recent rating on Utkarsh Small Finance Bank Limited's bonds is A (CARE), published by CARE, ICRA.

Are Utkarsh Small Finance Bank Limited's bonds secured?

Of the 3 bonds with a disclosed security status, 0 are secured (0%) and 3 are unsecured.

When do Utkarsh Small Finance Bank Limited's bonds mature?

Utkarsh Small Finance Bank Limited's active bonds mature between 2027 - 2031; the nearest matures in 2027-06; the average tenure is 3.6 Yrs.

What is the average coupon on Utkarsh Small Finance Bank Limited's bonds?

The average coupon across Utkarsh Small Finance Bank Limited's 3 active bonds is 11.47%.

Disclaimer: This page aggregates publicly available data about Utkarsh Small Finance Bank Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.