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Utkarsh Small Finance Bank 12.50% Jun 2027 NCD

A Unsecured NCD

Utkarsh Small Finance Bank Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2027

Current YTM
No live YTM available
Coupon Rate
12.50%
Per annum
Maturity Date
26 Jun 2027
0.8 Yrs to Maturity
Interest Payment
Quarterly
Frequency
Face Value
₹1,000,000
Per Bond
Market Position
YTM (Annual) EST
~12.50%
Proxied from coupon — no live trade, not a true YTM
10Y G-Sec Benchmark
6.68%
Reference point, not this bond's tenor
Spread over G-Sec
+672 bps
vs 0.8Y G-Sec at 5.78% *
Top 15% of similar-tenor peers by spread
Tenure
0.8 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
26 Sep 2026
Interest Payment
₹31,250.00 / Bond
26 Dec 2026
Interest Payment
₹31,250.00 / Bond
26 Mar 2027
Interest Payment
₹31,250.00 / Bond
26 Jun 2027
Principal Payment
₹1,000,000.00 / Bond

Next 3 coupons + principal at maturity · per ₹1,000,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2020-06-26 Matures 2027-06-26
Key Metrics
Coupon Rate
12.50%
YTM (Annual)
Credit Rating
A
(ICRA)
Remaining Tenure
0.8 Years
Advanced metrics
Modified Duration
0.76 Yrs
Macaulay Duration
0.78 Yrs
Issue Size
₹195 Cr
Minimum Investment
₹1,000,000
(1 Bond)
Market Characteristics
Modified Duration
0.76 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Quarterly
Last Trade
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 2.50 percentage points above the median for tracked NCD bonds. (based on 18935 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 8 Aug 2026
Instrument Type
NCD
Issue Date
2020-06-26
Day Count Convention
30/360
Listed Exchange
BSE
Call / Put Option
None disclosed

Utkarsh Small Finance Bank Limited issued this rated, ncd (USFB-12.5%-26-6-27-PVT) carrying a 12.50% p.a. coupon, paid quarterly. It repays principal on maturity.

Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 ICRA 2020-07-31
Rating Actions History 0
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0
  • No secondary-market trades recorded — YTM figures use the coupon rate as a proxy.
Documents
Entity metadata
Source
bse_bonds
Last Updated
8 Aug 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Utkarsh Small Finance Bank 12.50% Jun 2027 NCD?

Utkarsh Small Finance Bank 12.50% Jun 2027 NCD carries a coupon of 12.50%, paid quarterly, on a face value of ₹1,000,000.

When does Utkarsh Small Finance Bank 12.50% Jun 2027 NCD mature?

Utkarsh Small Finance Bank 12.50% Jun 2027 NCD matures on 2027-06-26, 0.8 years from today.

What is Utkarsh Small Finance Bank 12.50% Jun 2027 NCD rated?

Utkarsh Small Finance Bank 12.50% Jun 2027 NCD is rated A by ICRA. As of 2020-07-31.

Is Utkarsh Small Finance Bank 12.50% Jun 2027 NCD secured?

Utkarsh Small Finance Bank 12.50% Jun 2027 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Where does Utkarsh Small Finance Bank 12.50% Jun 2027 NCD trade?

Utkarsh Small Finance Bank 12.50% Jun 2027 NCD is listed on BSE.

More Bonds from This Issuer
1
Utkarsh Small Finance Bank 11.00% Jun 2031 NCD
A+
Coupon
11.00%
Maturity
28 Jun 2031
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Utkarsh Small Finance Bank 10.90% Nov 2031 NCD
A
Coupon
10.90%
Maturity
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